LCNB Corp.

LCNB Corp.

LCNBยทNASDAQ

$16.00

-3.4%
Financial ServicesBanks - Regional

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.

At a Glance

Live Snapshot
Market Cap$227.94M
EPS1.6400
P/E Ratio9.76
Earnings Date07/28/2026
1.41%
Dividend Yield
5%
3Y+9.0%
5Y+35.0%
10Y+47.0%
69.93%
Dividend Payout Ratio
27%
3Y+23.0%
5Y+56.0%
10Y+38.0%
3Y+32.0%
5Y+33.0%
10Y+107.0%
LCNB Corp.

LCNB Corp. Dividend History

LCNB ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

LCNB Dividend Payment History

LCNB ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2200

Annual Amount

$1.1000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 18, 2026
Jun 1, 2026Jun 15, 2026
$0.2200
$0.2200
Quarterly0.00%
Feb 18, 2026
Mar 2, 2026Mar 16, 2026
$0.2200
$0.2200
Quarterly0.00%
Nov 20, 2025
Dec 1, 2025Dec 15, 2025
$0.2200
$0.2200
Quarterly0.00%
Aug 21, 2025
Sep 2, 2025Sep 16, 2025
$0.2200
$0.2200
Quarterly0.00%
May 19, 2025
Jun 2, 2025Jun 16, 2025
$0.2200
$0.2200
Quarterly0.00%
Feb 20, 2025
Mar 3, 2025Mar 17, 2025
$0.2200
$0.2200
Quarterly0.00%
Nov 18, 2024
Dec 2, 2024Dec 16, 2024
$0.2200
$0.2200
Quarterly0.00%
Aug 22, 2024
Sep 3, 2024Sep 16, 2024
$0.2200
$0.2200
Quarterly0.00%
May 20, 2024
Jun 3, 2024Jun 17, 2024
$0.2200
$0.2200
Quarterly0.00%
Feb 16, 2024
Mar 1, 2024Mar 15, 2024
$0.2200
$0.2200
Quarterly0.00%
Nov 20, 2023
Dec 1, 2023Dec 15, 2023
$0.2200
$0.2200
Quarterly+4.76%
Aug 22, 2023
Sep 1, 2023Sep 15, 2023
$0.2100
$0.2100
Quarterly0.00%
May 10, 2023
Jun 1, 2023Jun 15, 2023
$0.2100
$0.2100
Quarterly0.00%
Jan 23, 2023
Mar 1, 2023Mar 15, 2023
$0.2100
$0.2100
Quarterly0.00%
Nov 21, 2022
Dec 1, 2022Dec 15, 2022
$0.2100
$0.2100
Quarterly+5.00%
Aug 16, 2022
Sep 1, 2022Sep 15, 2022
$0.2000
$0.2000
Quarterly0.00%
May 16, 2022
Jun 1, 2022Jun 15, 2022
$0.2000
$0.2000
Quarterly0.00%
Feb 22, 2022
Mar 1, 2022Mar 15, 2022
$0.2000
$0.2000
Quarterly0.00%
Nov 16, 2021
Dec 1, 2021Dec 15, 2021
$0.2000
$0.2000
Quarterly+5.26%
Aug 16, 2021
Sep 1, 2021Sep 15, 2021
$0.1900
$0.1900
Quarterly0.00%
May 17, 2021
Jun 1, 2021Jun 15, 2021
$0.1900
$0.1900
Quarterly0.00%
Feb 16, 2021
Mar 1, 2021Mar 15, 2021
$0.1900
$0.1900
Quarterly0.00%
Nov 16, 2020
Dec 1, 2020Dec 15, 2020
$0.1900
$0.1900
Quarterly+5.56%
Aug 17, 2020
Sep 1, 2020Sep 15, 2020
$0.1800
$0.1800
Quarterly0.00%
May 18, 2020
Jun 1, 2020Jun 15, 2020
$0.1800
$0.1800
Quarterly0.00%
Feb 18, 2020
Mar 2, 2020Mar 16, 2020
$0.1800
$0.1800
Quarterly0.00%
Nov 18, 2019
Dec 2, 2019Dec 16, 2019
$0.1800
$0.1800
Quarterly+5.88%
Aug 19, 2019
Sep 3, 2019Sep 16, 2019
$0.1700
$0.1700
Quarterly0.00%
May 20, 2019
Jun 3, 2019Jun 17, 2019
$0.1700
$0.1700
Quarterly0.00%
Feb 19, 2019
Mar 1, 2019Mar 15, 2019
$0.1700
$0.1700
Quarterly0.00%
Nov 19, 2018
Dec 3, 2018Dec 17, 2018
$0.1700
$0.1700
Quarterly+6.25%
Aug 20, 2018
Sep 4, 2018Sep 17, 2018
$0.1600
$0.1600
Quarterly0.00%
May 21, 2018
Jun 1, 2018Jun 15, 2018
$0.1600
$0.1600
Quarterly0.00%
Feb 12, 2018
Mar 1, 2018Mar 15, 2018
$0.1600
$0.1600
Quarterly0.00%
Nov 13, 2017
Dec 1, 2017Dec 15, 2017
$0.1600
$0.1600
Quarterly0.00%
Aug 11, 2017
Sep 1, 2017Sep 15, 2017
$0.1600
$0.1600
Quarterly0.00%
Apr 28, 2017
Jun 1, 2017Jun 15, 2017
$0.1600
$0.1600
Quarterly0.00%
Feb 13, 2017
Mar 1, 2017Mar 15, 2017
$0.1600
$0.1600
Quarterly0.00%
Nov 22, 2016
Dec 1, 2016Dec 15, 2016
$0.1600
$0.1600
Quarterly0.00%
Aug 22, 2016
Sep 1, 2016Sep 15, 2016
$0.1600
$0.1600
Quarterly0.00%
May 24, 2016
Jun 1, 2016Jun 15, 2016
$0.1600
$0.1600
Quarterly0.00%
Feb 9, 2016
Mar 1, 2016Mar 15, 2016
$0.1600
$0.1600
Quarterly0.00%
Nov 11, 2015
Dec 1, 2015Dec 15, 2015
$0.1600
$0.1600
Quarterly0.00%
Aug 18, 2015
Sep 1, 2015Sep 15, 2015
$0.1600
$0.1600
Quarterly0.00%
May 19, 2015
Jun 1, 2015Jun 15, 2015
$0.1600
$0.1600
Quarterly0.00%
Jan 27, 2015
Mar 2, 2015Mar 16, 2015
$0.1600
$0.1600
Quarterly0.00%
Nov 14, 2014
Dec 1, 2014Dec 15, 2014
$0.1600
$0.1600
Quarterly0.00%
Aug 11, 2014
Sep 2, 2014Sep 15, 2014
$0.1600
$0.1600
Quarterly0.00%
May 19, 2014
Jun 2, 2014Jun 16, 2014
$0.1600
$0.1600
Quarterly0.00%
Feb 10, 2014
Mar 3, 2014Mar 17, 2014
$0.1600
$0.1600
Quarterly-
lcnb

LCNB Corp. Payout Ratio Analysis

LCNB ยท NASDAQ
Dividends Paid
-12.47M
2025
Net Income
23.12M
2025
Payout Ratio
53.94%
2025

Dividend Sustainability Analysis

Payout Ratio
53.94%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
37.3%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-2.1%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.