KRNY - NASDAQ
Kearny Financial Corp.
$7.98
-2.8%Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
At a Glance
Live SnapshotKearny Financial Corp. Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
Kearny Financial Corp. Income Statement
KRNY • NASDAQ
| Kearny Financial Corp. Income Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
343.5M | 326.9M | 296.5M | 240.2M | 256.1M | 252.9M | 250.9M | 184.7M | 150.4M | 137.6M | 114M | 103.9M | 104.6M | 100.7M | 105.2M | 96M | 99.4M | 99.4M | 98.1M | 92.6M | |
GROSS PROFIT | ||||||||||||||||||||
(191.9M) | (192.5M) | (120.3M) | (22.2M) | (48.7M) | (88.1M) | (85.6M) | (52.8M) | (41.9M) | (42.6M) | (31.5M) | (25.4M) | (26.5M) | (34.1M) | (36.8M) | (38.9M) | (44.5M) | (50.6M) | (51M) | (38.7M) | |
151.6M | 134.4M | 176.1M | 218.1M | 207.3M | 164.9M | 165.3M | 131.9M | 108.5M | 95M | 82.4M | 78.6M | 78.2M | 66.6M | 68.4M | 57.1M | 54.9M | 48.8M | 47M | 53.9M | |
OPERATING INCOME | ||||||||||||||||||||
(120.6M) | (215.2M) | (123.8M) | (125.7M) | (122.8M) | (107.6M) | (109.2M) | (97.9M) | (81.1M) | (72.4M) | (78.1M) | (64.2M) | (69.4M) | (58.7M) | (56.2M) | (45.3M) | (43.9M) | (40.9M) | (44.9M) | (42M) | |
(80M) | (78.1M) | (84.2M) | (82.9M) | (75.9M) | (68.2M) | (70.9M) | (61M) | (53.6M) | (47.6M) | (43.7M) | (40M) | (39.3M) | (37.5M) | (35.6M) | (31.4M) | (30.4M) | (25.5M) | (29.1M) | (26.6M) | |
31M | -80.8M | 52.4M | 92.3M | 84.5M | 57.3M | 56.1M | 34M | 27.4M | 22.6M | 4.4M | 14.4M | 8.8M | 7.9M | 12.1M | 11.8M | 11M | 7.9M | 2.2M | 11.9M | |
PRE-TAX INCOME | ||||||||||||||||||||
(189.5M) | (186.3M) | (117.9M) | (29.7M) | (49.9M) | (83.9M) | (82M) | (50.1M) | (36.5M) | (31.9M) | (25.4M) | (22M) | (22M) | (28.4M) | (32.2M) | (36.3M) | (44.2M) | (50.5M) | (50.5M) | (38.6M) | |
134.9M | 142.6M | 175.9M | 196.6M | 188.2M | 154M | 155.3M | 121.3M | 102.6M | 95M | 80.6M | 73.8M | 66.3M | 70.2M | 68.2M | 56.8M | 53.7M | 46.8M | 45.1M | 50.7M | |
(40.6M) | (137M) | (39.5M) | (42.8M) | (46.9M) | (39.5M) | (38.3M) | (36.8M) | (27.6M) | (24.8M) | (34.4M) | (24.1M) | (30.2M) | (21.2M) | (20.7M) | (13.9M) | (13.5M) | (15.4M) | (15.8M) | (15.4M) | |
31M | -80.8M | 52.4M | 92.3M | 84.5M | 57.3M | 56.1M | 34M | 27.4M | 22.6M | 4.4M | 14.4M | 8.8M | 7.9M | 12.2M | 11.8M | 11M | 7.9M | 2.2M | 11.9M | |
NET INCOME | ||||||||||||||||||||
(4.9M) | (5.9M) | (11.6M) | (24.8M) | (21.3M) | (12.3M) | (13.9M) | (14.4M) | (8.8M) | (6.8M) | -1.3M | (4.2M) | (2.3M) | (2.8M) | (4.3M) | (5M) | (4.6M) | (2M) | (221K) | (2.3M) | |
26.1M | -86.7M | 40.8M | 67.5M | 63.2M | 45M | 42.1M | 19.6M | 18.6M | 15.8M | 5.6M | 10.2M | 6.5M | 5.1M | 7.9M | 6.8M | 6.4M | 5.9M | 1.9M | 9.6M |
SEC Filings
KRNY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 05, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 05, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 22, 2025 | October 21, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 21, 2025 | October 21, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | September 10, 2025 | June 30, 2025 | 2025 | |
10-K 10-K 2025 FY FY | August 21, 2025 | June 30, 2025 | 2025 |
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