KRNY - NASDAQ

Kearny Financial Corp.

KRNY·NASDAQ

$7.98

-2.8%

Financial ServicesBanks - Regional

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$502.20M

EPS0.4200

P/E Ratio19.00

Earnings Date07/23/2026

7.74B

Assets

3Y-

5Y+15.0%

10Y+72.0%

6.99B

Total Liabilities

3Y+2.0%

5Y+23.0%

10Y+109.0%

745.96M

Total Equity

-1%

3Y-17.0%

5Y-31.0%

10Y-35.0%

Kearny Financial Corp. Funding & Solvency Profile

KRNY · NASDAQ

Current Assets

Cash & Cash Equivalents167.27M

Net Receivables5.79B

Inventory0.00

Other Current Assets0.00

Total Current Assets7 B

Non-Current Assets

Property, Plant & Equipment43.90M

Goodwill & Intangible Assets114.96M

Long-Term Investments5.89B

Other Non-Current Assets-5.89B

Total Non-Current Assets44 M

Total Assets

7.74B

Financial Health Analysis

Current Ratio

1.20x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

9.38x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

1 B

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

90% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Kearny Financial Corp. Balance Sheet

KRNY • NASDAQ

Kearny Financial Corp. Balance Sheet	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020	Jun 2019	Jun 2018	Jun 2017	Jun 2016	Jun 2015	Jun 2014	Jun 2013	Jun 2012	Jun 2011	Jun 2010	Jun 2009	Jun 2008	Jun 2007	Jun 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	167.3M	63.9M	70.5M	101.6M	67.9M	181M	38.9M	128.9M	78.2M	199.2M	340.1M	135M	127M	155.6M	222.6M	181.4M	211.5M	131.7M	163.3M	230.3M
Short-Term Investments	1B	1.1B	1.2B	1.3B	1.7B	1.4B	714.3M	725.1M	613.8M	389.9M	420.7M	407.9M	300.1M	12.6M	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.2B	1.1B	1.3B	1.4B	1.7B	1.6B	753.2M	853.9M	692M	589.1M	760.8M	542.9M	427.2M	168.2M	222.6M	181.4M	211.5M	131.7M	163.3M	230.3M
Net Receivables	5.8B	29.5M	28.1M	20.5M	19.4M	17.4M	19.4M	18.5M	12.5M	11.2M	9.9M	9M	8M	8.4M	9.7M	8.3M	8.2M	8.9M	8M	8.8M
Accounts Receivables	5.8B	29.5M	28.1M	20.5M	19.4M	17.4M	19.4M	18.5M	12.5M	11.2M	9.9M	9M	8M	8.4M	9.7M	8.3M	8.2M	8.9M	8M	8.8M
Total Current Assets	7B	1.2B	1.3B	1.5B	1.8B	1.6B	772.6M	872.5M	704.5M	600.3M	770.7M	551.9M	435.2M	176.6M	232.3M	189.8M	219.8M	140.7M	171.4M	239.1M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	43.9M	44.9M	48.3M	53.3M	56.3M	57.4M	56.9M	56.2M	39.6M	38.4M	39.2M	40.1M	37M	38.7M	39.6M	35M	35.5M	35M	35.4M	35.9M
Goodwill	113.5M	113.5M	210.9M	210.9M	210.9M	210.9M	210.9M	210.9M	108.6M	108.6M	108.6M	108.6M	108.6M	108.6M	109.1M	82.3M	82.3M	8.9M	8M	82.3M
Intangible Assets	1.4M	1.9M	2.5M	3M	3.7M	4M	5.2M	6.3M	292K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	115M	115.5M	213.4M	213.9M	214.6M	214.9M	216.1M	217.2M	108.9M	108.6M	108.6M	108.6M	108.6M	108.6M	109.1M	82.3M	82.3M	82.3M	82.3M	82.3M
Long-Term Investments	5.9B	5.8B	5.9B	5.5B	4.8B	4.5B	5.2B	5.1B	3.7B	3.5B	3.1B	2.7B	2.4B	2.5B	2.5B	2B	1.8B	1.8B	1.6B	1.6B
Tax Assets	55.2M	50.3M	52M	49.4M	29.3M	25.5M	25.4M	23.8M	15.5M	26M	17.8M	10.3M	9.8M	0.0	0.0	0.0	1.4M	0.0	0.0	0.0
Other Non-Current Assets	-5.9B	476.9M	488.1M	419.2M	371.5M	362M	329.4M	349.2M	235.7M	212.8M	203.7M	120.7M	113.1M	73.2M	54.4M	38M	30.5M	39.3M	35.1M	37.7M
Total Non-Current Assets	214.1M	6.5B	6.7B	6.3B	5.5B	5.2B	5.9B	5.7B	4.1B	3.9B	3.5B	3B	2.7B	2.8B	2.7B	2.2B	1.9B	1.9B	1.7B	1.8B
Other Assets	551.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	7.7B	7.7B	8.1B	7.7B	7.3B	6.8B	6.6B	6.6B	4.8B	4.5B	4.2B	3.5B	3.1B	2.9B	2.9B	2.3B	2.1B	2.1B	1.9B	2B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	150M	175M	225M	250M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	5.7B	5.2B	5.6B	5.9B	5.5B	4.4B	4.1B	4.1B	2.9B	2.7B	2.5B	2.5B	2.4B	2.2B	2.1B	1.6B	1.4B	1.4B	1.4B	1.4B
Total Current Liabilities	5.8B	5.3B	5.9B	6.1B	5.5B	4.4B	4.1B	4.1B	2.9B	2.7B	2.5B	2.5B	2.4B	2.2B	2.1B	1.6B	1.4B	1.4B	1.4B	1.4B
NON-CURRENT LIABILITIES
Long Term Debt	1.1B	1.4B	1.3B	651.3M	685.9M	1.2B	1.3B	1.2B	806.2M	614.4M	571.5M	512.3M	287.7M	249.8M	247.6M	210M	210M	218M	28.5M	61.1M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7.3M	1.7M	4.4M	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	62.8M	162M	59.5M	62.3M	69.6M	70.6M	38.1M	38.9M	25M	43.2M	32.7M	23.1M	19.5M	16.5M	17.6M	15.9M	17M	14.6M	14.5M	11.8M
Total Non-Current Liabilities	1.2B	1.6B	1.3B	713.6M	755.5M	1.2B	1.4B	1.2B	831.2M	657.6M	604.2M	535.4M	307.1M	273.6M	266.9M	230.3M	227M	232.6M	42.9M	72.9M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	13.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	7B	6.9B	7.2B	6.8B	6.2B	5.7B	5.5B	5.3B	3.8B	3.4B	3.1B	3B	2.7B	2.4B	2.4B	1.9B	1.6B	1.6B	1.5B	1.5B
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-74.8M	-72M	-67.7M	-59.2M	-54.7M	-46M	-32M	-24.4M	0.0
Common Stock	646K	644K	659K	687K	790K	837K	891K	996K	844K	918K	935K	7.4M	7.3M	7.3M	7.3M	7.3M	7.3M	7.3M	7.3M	7.3M
Additional Paid-In Capital	494.5M	493.7M	503.3M	528.4M	654.4M	722.9M	787.4M	922.7M	728.8M	849.2M	870.5M	231.9M	215.7M	215.5M	215.3M	213.5M	208.6M	203.3M	198M	192.5M
Retained Earnings	341.7M	343.3M	457.6M	445.5M	408.4M	387.9M	366.7M	359.1M	361M	350.8M	342.1M	336.4M	326.2M	319.7M	317.4M	312.8M	309.7M	307.2M	305M	306.7M
Accumulated Other Comprehensive Income/Loss	-91M	-63.2M	-69.5M	-55.7M	6.1M	1.3M	2.8M	18.5M	1M	-16.8M	-7.8M	-2.3M	-4.1M	23.6M	15.4M	16.7M	8.3M	-14.3M	-23.3M	-31.4M
Other Total Stockholders' Equity	0.0	-20.9M	-22.9M	-24.8M	-26.8M	-28.7M	-30.6M	-32.6M	-34.5M	-36.5M	-38.4M	-3.9M	-5.3M	-6.8M	-8.2M	-9.7M	-11.2M	0.0	0.0	0.0
Total Stockholders' Equity	746M	753.6M	869.3M	894M	1B	1.1B	1.1B	1.3B	1.1B	1.1B	1.2B	494.7M	467.7M	491.6M	487.9M	485.9M	476.9M	471.4M	462.6M	475.1M
Total Equity	746M	753.6M	869.3M	894M	1B	1.1B	1.1B	1.3B	1.1B	1.1B	1.2B	494.7M	467.7M	491.6M	487.9M	485.9M	476.9M	471.4M	462.6M	475.1M
SUMMARY
Total Liabilities & Equity	7.7B	7.7B	8.1B	7.7B	7.3B	6.8B	6.6B	6.6B	4.8B	4.5B	4.2B	3.5B	3.1B	2.9B	2.9B	2.3B	2.1B	2.1B	1.9B	2B
Total Investments	6.9B	6.9B	7.2B	6.9B	6.5B	5.9B	5.9B	5.8B	4.3B	3.9B	3.5B	3.1B	2.7B	2.6B	2.5B	2B	1.8B	1.8B	1.6B	1.6B
Total Debt	1.3B	1.6B	1.5B	901.3M	685.9M	1.2B	1.3B	1.2B	806.2M	614.4M	571.5M	512.3M	287.7M	249.8M	247.6M	210M	210M	218M	28.5M	61.1M
Net Debt	1.1B	1.5B	1.4B	799.7M	618M	992.2M	1.3B	1.1B	728M	415.2M	231.4M	377.2M	160.7M	94.2M	25.1M	28.6M	-1.5M	86.3M	-134.9M	-169.2M
Shares Outstanding	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830	62,747,830

SEC Filings

KRNY - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 03, 2026	June 03, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
10-Q 10-Q 2025 Q4 Q4	February 05, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 22, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 05, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 23, 2025	October 23, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 22, 2025	October 21, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 21, 2025	October 21, 2025	2025	View Filing
DEF 14A DEF 14A 2025 N/A	September 10, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 211 filings

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