KRNY - NASDAQ
Kearny Financial Corp.
$7.98
-2.8%Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction or renovation of one- to four-family residences, or for the construction of commercial real estate or multi-family residential buildings; overdraft lines of credit; and personal loans. In addition, the company engages in investment activities. As of August 18, 2021, it operated a total of 48 branch offices located throughout northern and central New Jersey and Brooklyn and Staten Island, New York. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
At a Glance
Live SnapshotKearny Financial Corp. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Kearny Financial Corp. Cash Flow Statement
KRNY • NASDAQ
| Kearny Financial Corp. Cash Flow Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
26.1M | -86.7M | 40.8M | 67.5M | 63.2M | 45M | 42.1M | 19.6M | 18.6M | 15.8M | 5.6M | 10.2M | 6.5M | 5.1M | 7.9M | 6.8M | 6.4M | 5.9M | 1.9M | 9.6M | |
4.9M | 5.3M | 6.3M | 6.7M | 6.8M | 5.8M | 5.5M | 3.6M | 3M | 3.2M | 3.1M | 2.8M | 2.7M | 2.8M | 2.3M | 1.8M | 1.8M | 3.2M | 3.5M | 3.6M | |
-942K | -867K | 2.8M | 5M | 4.2M | 665K | 4.5M | 6.7M | -1.8M | -1.6M | -3.4M | 83K | 278K | 96K | 1.2M | -15K | 673K | -2M | -1.6M | -9K | |
3.2M | 4M | 4.9M | 6.3M | 7.7M | 8.2M | 8.8M | 9.2M | 6.8M | 2.9M | 2.6M | 2.1M | 1.6M | 1.6M | 3.3M | 6.5M | 6.7M | 0.0 | 0.0 | 5.1M | |
2M | 134.6M | 33M | 2.5M | -12.2M | -13.8M | -18.2M | 10.3M | 18.7M | 26.2M | 15.4M | 10.8M | 17.4M | 24.4M | 14.7M | 2.9M | 1.7M | 6.9M | 7.9M | -1.4M | |
(4.1M) | (6.6M) | (9.9M) | (15.6M) | (19.7M) | (11.8M) | (6.7M) | (9.3M) | (9.5M) | (9.2M) | (1.9M) | (3.5M) | (1.7M) | (1.8M) | (3.6M) | (4.6M) | (3.9M) | (0.0) | (0.0) | (0.0) | |
-10.4M | -12.3M | -18.2M | -6.8M | 5.6M | -26.5M | -3.7M | -4.3M | -6.7M | -7.3M | -2.8M | 106K | 1.3M | 3.4M | -626K | -5.2M | 2.9M | 2.2M | 923K | -1.8M | |
24.8M | 44M | 69.5M | 81.3M | 75.4M | 19.3M | 39M | 45.1M | 38.5M | 39.2M | 20.5M | 26M | 29.9M | 37.4M | 28.8M | 12.7M | 20.2M | 16.2M | 12.6M | 15.1M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-3.4M | -1.4M | -1.4M | -2.9M | -5.5M | -6M | -6.1M | -8.3M | -4M | -2.2M | -2.1M | -3.6M | -1M | -1.8M | -1.7M | -1.3M | -2.3M | -1.4M | -1.4M | -2.9M | |
(0.0) | (0.0) | (0.0) | (0.0) | (4.3M) | (0.0) | (0.0) | (30.1M) | (0.0) | (0.0) | (162K) | (9.1M) | (0.0) | (0.0) | -24.5M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-107.9M | -76.4M | -207.6M | -315.6M | -931M | -489.4M | -181.1M | -311.8M | -203.5M | -29.8M | -62.5M | -168M | -502.6M | -2.2M | -68.9M | -489.6M | -77.4M | -233.5M | -105.1M | -116M | |
199.5M | 248M | 242M | 436.6M | 622.2M | 383.5M | 209.7M | 427.1M | 346.8M | 201.6M | 46.7M | 57.3M | 34M | 105.4M | 331.6M | 229.8M | 140.8M | 202.7M | 277.6M | 451.9M | |
-47.1M | 87.9M | -450.9M | -598.1M | 226M | 197.3M | -170.3M | -138.6M | -592.8M | -591.2M | -507.6M | -140.6M | 185.3M | -219.3M | -249.8M | 28.5M | -18.2M | -161.5M | -157.7M | -150M | |
(41.1M) | (258.1M) | -417.9M | -480M | -84M | (85.5M) | -147.9M | -1.4M | -453.5M | -421.6M | -525.4M | -245.7M | -284.4M | -117.9M | -13.3M | -232.6M | (42.9M) | -193.8M | (13.4M) | (183.1M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-362K | -11.7M | -28M | -130.5M | -119.8M | -70.9M | -142.7M | -144M | -126M | -22.3M | 708.2M | -2.6M | -4.3M | -8.5M | -4.5M | -8.8M | -14M | -7.7M | -25.2M | -2.3M | |
-453.5M | 202.5M | 605M | 215M | -551.4M | -151.2M | 121.2M | -22.4M | 191.8M | 42.9M | 59.3M | 205.9M | 29.4M | -80K | -15.2M | 0.0 | -8M | 189.5M | -32.6M | -582K | |
-27.6M | -27.6M | -28.5M | -30.7M | -28.6M | -24.1M | -34.7M | -20.6M | -8.3M | -7.2M | (0.0) | (0.0) | (0.0) | -3.6M | -3.2M | -3.6M | -3.6M | (0.0) | (0.0) | -3.8M | |
-362K | -11.7M | -28M | -130.5M | -119.8M | -70.9M | -142.7M | -144M | -126M | -22.3M | (0.0) | -4.1M | -4.3M | -8.5M | -4.5M | -8.8M | -14M | -7.7M | -25.4M | -18.9M | |
519M | -472M | -231.2M | 378.6M | 595.3M | 283.4M | 75.3M | 193.9M | 236.5M | 228M | -57.4M | 24.4M | 200.8M | 25.7M | 48.5M | 202.3M | 42.3M | -35.9M | -35.1M | -101.2M | |
37.5M | -308.7M | 317.3M | 432.4M | -104.6M | 37.2M | 19M | 7M | 294.1M | 241.5M | 710M | 227.7M | 225.9M | 13.5M | 25.6M | 189.8M | 16.8M | 145.9M | -92.9M | -107.8M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
103.4M | -6.7M | -31.1M | 33.8M | -113.1M | 142M | -89.9M | 50.6M | -121M | -140.9M | 205.1M | 8M | -28.6M | -67M | 41.2M | -30.1M | 79.8M | -31.6M | -66.9M | 90.4M | |
63.9M | 70.5M | 101.6M | 67.9M | 181M | 38.9M | 128.9M | 78.2M | 199.2M | 340.1M | 135M | 127M | 155.6M | 222.6M | 181.4M | 211.5M | 131.7M | 163.3M | 230.3M | 139.9M | |
167.3M | 63.9M | 70.5M | 101.6M | 67.9M | 181M | 38.9M | 128.9M | 78.2M | 199.2M | 340.1M | 135M | 127M | 155.6M | 222.6M | 181.4M | 211.5M | 131.7M | 163.3M | 230.3M | |
21.4M | 42.6M | 68.2M | 78.4M | 70M | 13.4M | 32.9M | 36.8M | 34.5M | 37M | 18.5M | 22.4M | 28.9M | 35.6M | 27.1M | 11.5M | 17.8M | 14.8M | 11.2M | 12.3M |
SEC Filings
KRNY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 03, 2026 | June 03, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 05, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 05, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 22, 2025 | October 21, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 21, 2025 | October 21, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | September 10, 2025 | June 30, 2025 | 2025 |
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