JCAP - NASDAQ
Jefferson Capital, Inc. Common Stock
$15.52
-5.4%Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.
At a Glance
Live SnapshotJefferson Capital, Inc. Common Stock Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Jefferson Capital, Inc. Common Stock Income Statement
JCAP • NASDAQ
| Jefferson Capital, Inc. Common Stock Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||
613.3M | 433.3M | 323.1M | 45.1M | 31.2M | 12.2M | 6.5M | 1.7M | |
GROSS PROFIT | ||||||||
(197.7M) | (124.9M) | (84.6M) | (4M) | (1.7M) | (271K) | (0.0) | (0.0) | |
415.6M | 308.4M | 238.4M | 41.1M | 29.5M | 11.9M | 6.5M | 1.7M | |
OPERATING INCOME | ||||||||
(99.1M) | (88.1M) | (74.4M) | (25.2M) | (18.4M) | (9.8M) | (9.4M) | (5M) | |
(147.4M) | (96.9M) | (77.2M) | (16.6M) | (14.3M) | (9M) | (9M) | (4.4M) | |
(0.0) | (0.0) | (0.0) | (205K) | (386K) | (271K) | (396K) | (539K) | |
316.5M | 220.3M | 164.1M | 15.9M | 11.1M | 2.1M | -2.9M | -3.2M | |
PRE-TAX INCOME | ||||||||
(105.8M) | (0.0) | (0.0) | (8.5M) | (2.2M) | (1.1M) | (559K) | (0.0) | |
460.6M | 0.0 | 0.0 | -8.5M | 0.0 | 0.0 | 0.0 | 0.0 | |
-48.3M | -8.8M | -2.8M | (8.4M) | (3.7M) | (472K) | (0.0) | (0.0) | |
-98.1M | -82.3M | -43.5M | 28.5M | 43.3M | 12.4M | 18.9M | 279K | |
218.4M | 138M | 120.6M | 44.4M | 54.4M | 14.6M | 16M | -2.9M | |
NET INCOME | ||||||||
(30.5M) | (32.7M) | (9M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
188M | 105.3M | 111.5M | 44.4M | 54.4M | 14.6M | 16M | -2.9M |
SEC Filings
JCAP - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 14, 2026 | May 14, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 14, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 22, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 21, 2026 | June 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 18, 2026 | March 18, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 17, 2026 | March 11, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 12, 2026 | March 12, 2026 | 2026 | |
S-1 S-1 N/A | January 05, 2026 | January 05, 2026 | ||
8-K 8-K 2025 N/A | December 05, 2025 | December 04, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Analyst Expectations
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