Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. Common Stock

JCAPยทNASDAQ

$15.52

-5.4%
Financial ServicesFinancial - Credit Services

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.

At a Glance

Live Snapshot
Market Cap$860.09M
EPS6.2600
P/E Ratio2.48
Earnings Date06/03/2026
1.25%
Dividend Yield
5%
3Y-52.0%
5Y-37.0%
10Y-
35.45%
Dividend Payout Ratio
-14%
3Y-64.0%
5Y-69.0%
10Y-
3Y-100.0%
5Y-100.0%
10Y-
Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. Common Stock Dividend History

JCAP ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

JCAP Dividend Payment History

JCAP ยท NASDAQ

Total Payments

4

Latest Dividend

$0.2400

Annual Amount

$0.9600

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 13, 2026
May 26, 2026Jun 4, 2026
$0.2400
$0.2400
Quarterly0.00%
Mar 12, 2026
Mar 24, 2026Apr 2, 2026
$0.2400
$0.2400
Quarterly0.00%
Nov 12, 2025
Nov 25, 2025Dec 4, 2025
$0.2400
$0.2400
Quarterly0.00%
Aug 13, 2025
Aug 25, 2025Sep 4, 2025
$0.2400
$0.2400
Quarterly-
jcap

Jefferson Capital, Inc. Common Stock Payout Ratio Analysis

JCAP ยท NASDAQ
Dividends Paid
-63.45M
2025
Net Income
187.97M
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
23.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-76.3%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.