Investar Holding Corporation

Investar Holding Corporation

ISTRยทNASDAQ

$27.89

-1.9%
Financial ServicesBanks - Regional

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

At a Glance

Live Snapshot
Market Cap$301.54M
EPS2.2200
P/E Ratio12.56
Earnings Date07/20/2026
3Y+25.0%
5Y+45.0%
10Y+224.0%
3Y-36.0%
5Y+65.0%
10Y+191.0%
3Y-57.0%
5Y+3.0%
10Y-51.0%
Investar Holding Corporation

Investar Holding Corporation Profit Bridge

ISTR ยท NASDAQ
Revenue153.49M
Cost of Goods Sold (59.93M)
Gross Profit93.56M
Operating Expenses (65.75M)
Operating Income27.81M
Interest Expense (63.24M)
Other Income/Expense75.00K
Pretax Income27.89M
Income Tax (4.98M)
Net Income22.90M
Net Income
22.90M

Profitability Analysis

Gross Margin

61.0%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

18.1%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

14.9%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

17.9%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Investar Holding Corporation Income Statement

ISTR โ€ข NASDAQ

Investar Holding Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011
REVENUE
153.5M
156.5M
141.1M
123.2M
108M
105.9M
95.7M
78.1M
57M
47.4M
45.7M
37.2M
26.9M
18.2M
13.3M
GROSS PROFIT
(59.9M)
(70.6M)
(56.7M)
(17.7M)
(34.6M)
(31.4M)
(26.5M)
(19.1M)
(12.4M)
(10.5M)
(7.7M)
(6.3M)
(4.5M)
(3.2M)
(3.2M)
93.6M
85.9M
84.4M
105.5M
73.4M
74.5M
69.1M
59M
44.7M
36.9M
37.9M
30.9M
22.4M
15M
10.1M
OPERATING INCOME
(65.7M)
(61.5M)
(64M)
(61.1M)
(63.5M)
(57.2M)
(48.2M)
(41.8M)
(32.2M)
(25.4M)
(27.3M)
(24.4M)
(18.1M)
(11.6M)
(8.6M)
(42.2M)
(39M)
(37.4M)
(35.2M)
(35.8M)
(33.7M)
(28.9M)
(25.7M)
(19.1M)
(16M)
(16.6M)
(14.9M)
(12.1M)
(8.1M)
(5.6M)
27.8M
24.4M
20.4M
44.3M
9.9M
17.3M
21M
17.2M
12.5M
11.5M
10.6M
6.5M
4.3M
3.3M
1.5M
PRE-TAX INCOME
(63.2M)
(74.1M)
(58.7M)
(14.8M)
(11.7M)
(20.3M)
(24.6M)
(16.5M)
(10.8M)
(8.4M)
(5.9M)
(4.7M)
(3.5M)
(2.5M)
(2.6M)
80.8M
69.8M
74.5M
89.8M
83.8M
73.5M
64.8M
57.4M
42.5M
34.7M
31.5M
26.7M
19M
12M
8.7M
(23.6M)
(22.5M)
(26.5M)
(25.9M)
(27.7M)
(23.5M)
(19.3M)
(16.1M)
(13.1M)
(9.4M)
(10.7M)
(9.5M)
(6M)
(3.5M)
(3.1M)
75K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
27.9M
24.4M
20.4M
44.3M
9.9M
17.3M
21M
17.2M
12.5M
11.5M
10.6M
6.5M
4.3M
3.3M
1.5M
NET INCOME
(5M)
(4.2M)
(3.8M)
(8.6M)
(1.9M)
(3.5M)
(4.1M)
(3.6M)
(4.2M)
(3.6M)
(3.5M)
(1.1M)
(1.1M)
(979K)
(502K)
22.9M
20.3M
16.7M
35.7M
8M
13.9M
16.8M
13.6M
8.2M
7.9M
7.1M
5.4M
3.2M
2.4M
999K

SEC Filings

ISTR - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

March 30, 2026
March 30, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

March 18, 2026
January 01, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 01, 2026
2026
8-K

8-K 2025

N/A

November 14, 2025
November 14, 2025
2025
Showing 1 to 10 of 240 filings