Investar Holding Corporation

Investar Holding Corporation

ISTRยทNASDAQ

$27.89

-1.9%
Financial ServicesBanks - Regional

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

At a Glance

Live Snapshot
Market Cap$301.54M
EPS2.2200
P/E Ratio12.56
Earnings Date07/20/2026
istr

Investar Holding Corporation Street Expectations Map

ISTR ยท NASDAQ

Wall Street analysts project that ISTR stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 31.50, with estimates ranging from a low of 31.50 to a high of 31.50.

Lowest Target
31.50
12.94%
Consensus Target
31.50
12.94%
Highest Target
31.50
12.94%

The consensus 1-year price target stands at 31.50, with estimates ranging from a low of 31.50 to a high of 31.50.

Analyst Consensus Analysis

Upside Potential

+12.9%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

istr

Investar Holding Corporation Forward Estimates of Revenue

ISTR ยท NASDAQ
Latest Revenue
153.49M
FY 2025
Avg Estimate
147.40M
FY 2026
Estimate Range
147.01M - 147.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-4.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

istr

Investar Holding Corporation Forward Estimates of Net Income

ISTR ยท NASDAQ
Latest Net Income
22.90M
FY 2025
Avg Estimate
33.06M
FY 2026
Estimate Range
32.53M - 33.59M
Analyst Spread

Forward Growth Analysis

Projected Growth+44.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

istr

Investar Holding Corporation Forward Estimates of EPS

ISTR ยท NASDAQ
Latest EPS
2.22
FY 2025
Avg Estimate
$3.12
FY 2026
Estimate Range
$3.07 - $3.17
Analyst Spread

Forward Growth Analysis

Projected Growth+40.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

istr

Investar Holding Corporation Forward Estimates of EBIT

ISTR ยท NASDAQ
Latest EBIT
27.81M
FY 2025
Avg Estimate
27.53M
FY 2026
Estimate Range
27.45M - 27.60M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

istr

Investar Holding Corporation Forward Estimates of EBITDA

ISTR ยท NASDAQ
Latest EBITDA
30.60M
FY 2025
Avg Estimate
31.86M
FY 2026
Estimate Range
31.77M - 31.94M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.1%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

istr

Investar Holding Corporation Forward Estimates of SG&A Expense

ISTR ยท NASDAQ
Latest SG&A Expense
42.19M
FY 2025
Avg Estimate
41.48M
FY 2026
Estimate Range
41.37M - 41.59M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

istr

Investar Holding Corporation Insider Positioning

ISTR ยท NASDAQ

During the last 12 months, insiders have purchased $96K and sold $734K worth of ISTR shares, resulting in $638K of net selling activity.

3 Months

Bought

3.5K

96.34K

Sold

0

0.00

Net Activity

+96K

+$96K

3-6 Months

Bought

0

0.00

Sold

26.2K

732.83K

Net Activity

-733K

-$733K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

76

1.62K

Net Activity

-2K

-$2K

Top Buyers

1
JRC

Jordan Robert Chris

Director

3.5K sharesโ€ข2 transactions

$96K

Top Sellers

1
DJJ

D'Angelo John J

Director, Officer: Chief Executive Officer

26.2K sharesโ€ข1 transactions

$733K

2
MCE

Moore Corey E

Officer: Chief Accounting Officer

76 sharesโ€ข1 transactions

$2K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $638K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.13:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$96K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Selling

2 insider sellers vs. 1 buyers. More insiders selling than buying suggests cautious or negative sentiment.