Investar Holding Corporation

Investar Holding Corporation

ISTRยทNASDAQ

$27.89

-1.9%
Financial ServicesBanks - Regional

Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals and small to medium-sized businesses in South Louisiana. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit cards; and mobile banking services. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate lending, such as second mortgage loans; consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers cash management products, including remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination and wire transfer, investment sweep accounts, and business Internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machine, interactive teller machines, merchant card, and mobile wallet payment services. The company operates through a network of 24 full service branches. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.

At a Glance

Live Snapshot
Market Cap$301.54M
EPS2.2200
P/E Ratio12.56
Earnings Date07/20/2026
3Y+3.0%
5Y+22.0%
10Y+144.0%
3Y-
5Y+22.0%
10Y+142.0%
3Y+40.0%
5Y+24.0%
10Y+167.0%
istr

Investar Holding Corporation Funding & Solvency Profile

ISTR ยท NASDAQ
Cash & Cash Equivalents26.61M
Net Receivables14.29M
Inventory0.00
Other Current Assets0.00
Total Current Assets412 M
Property, Plant & Equipment39.53M
Goodwill & Intangible Assets41.18M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets40 M
Total Assets
2.83B

Financial Health Analysis

Current Ratio

0.31x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.41x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-909969000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

15% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Investar Holding Corporation Balance Sheet

ISTR โ€ข NASDAQ

Investar Holding Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
26.6M
27.9M
32M
40.1M
96.5M
35.4M
44.3M
17.1M
30.4M
29.3M
20.8M
19M
27.7M
4.1M
370.6M
6.2M
361.9M
405.2M
355.5M
268.4M
259.8M
249M
217.6M
163.1M
113.4M
70.3M
56.2M
44.3M
397.2M
34.1M
393.9M
445.2M
452.1M
303.8M
304.1M
266.1M
248M
192.4M
134.2M
89.3M
83.9M
48.5M
14.3M
14.4M
14.4M
12.7M
11.4M
13M
7.9M
5.6M
4.7M
3.2M
2.8M
2.4M
1.8M
1.2M
14.3M
14.4M
14.4M
12.7M
11.4M
13M
7.9M
5.6M
4.7M
3.2M
2.8M
2.4M
1.8M
1.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
211K
411.5M
48.5M
408.3M
458M
463.4M
316.7M
312M
271.7M
252.7M
195.6M
137M
91.7M
85.7M
49.7M
NON-CURRENT ASSETS
39.5M
40.7M
44.2M
49.6M
58.1M
56.3M
50.9M
40.2M
37.5M
31.7M
30.6M
28.5M
24.7M
14.9M
40.1M
40.1M
40.2M
40.1M
40.2M
28.2M
26.2M
17.5M
17.2M
2.3M
2.7M
2.7M
2.7M
2.7M
1.1M
1.6M
2.2M
3.1M
3.8M
4M
4.8M
2.4M
2.8M
550K
491K
532K
0.0
0.0
41.2M
41.7M
42.3M
43.1M
44M
32.2M
31M
19.8M
19.9M
3.2M
3.2M
3.2M
2.7M
2.7M
0.0
2.5B
2.2B
2.1B
1.9B
1.9B
1.7B
1.4B
1.3B
911.8M
852.1M
749.6M
514.3M
304.2M
14.1M
17.1M
16.9M
16.4M
2.2M
1.4M
0.0
1.1M
1.3M
2.9M
1.9M
1.1M
1.2M
296K
0.0
89.7M
88.3M
70.7M
66.6M
45.6M
39.9M
32.6M
32.6M
13.7M
6.8M
5.1M
6.3M
3.5M
94.8M
2.7B
2.4B
2.3B
2B
2B
1.8B
1.5B
1.4B
963.3M
894.6M
787.6M
549.2M
325.6M
2.3B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8B
2.7B
2.8B
2.8B
2.5B
2.3B
2.1B
1.8B
1.6B
1.2B
1B
879.4M
634.9M
375.4M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
0.0
0.0
15.1M
15.9M
9.9M
12.2M
11.9M
14.6M
6.2M
285K
126K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
284K
285K
126K
0.0
0.0
0.0
0.0
0.0
15.1M
15.9M
9.9M
12.2M
11.9M
14.6M
5.9M
0.0
0.0
11.2M
8.4M
8.6M
0.0
5.8M
5.7M
3M
2M
21.9M
39.1M
39.1M
12.3M
10.2M
4M
0.0
0.0
0.0
15.9M
14.7M
15.1M
15.9M
9.9M
12.2M
11.9M
14.6M
5.9M
1.9M
1.3M
1.3B
2.3B
2.3B
2.1B
2.1B
1.9B
1.7B
1.4B
1.2B
907.8M
737.4M
628.1M
532.6M
299.7M
1.3B
2.4B
2.3B
2.1B
2.1B
1.9B
1.7B
1.4B
1.3B
958.8M
791.1M
646.6M
543.1M
303.8M
NON-CURRENT LIABILITIES
141.6M
92.6M
76.5M
439.7M
129.9M
169.3M
180.3M
230.6M
190.6M
87.4M
131.1M
129.4M
34.4M
26.8M
1.1B
34.6M
247.6M
15.9M
14.7M
0.0
0.0
0.0
0.0
0.0
0.0
5.9M
1.9M
1.3M
1.2B
127.2M
324M
455.7M
144.6M
169.3M
180.3M
230.6M
190.6M
87.4M
131.1M
129.4M
36.4M
28.1M
0.0
0.0
0.0
0.0
0.0
0.0
3.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.5B
2.5B
2.6B
2.5B
2.3B
2.1B
1.9B
1.6B
1.5B
1B
922.2M
776M
579.5M
331.9M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-634K
-23K
0.0
0.0
30.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.8M
9.8M
9.7M
9.9M
10.3M
10.6M
11.2M
9.5M
9.5M
7.1M
7.3M
7.3M
3.9M
3.2M
146.1M
0.0
0.0
0.0
154.9M
159.5M
168.7M
130.1M
131.6M
81.5M
84.7M
84.2M
45.3M
36.1M
150.5M
132.9M
116.7M
108.2M
76.2M
71.4M
60.2M
45.7M
33.2M
26.2M
18.7M
11.8M
6.6M
3.6M
-35.7M
98.5M
100.3M
97.7M
1.2M
1.8M
1.9M
-3.1M
-1.6M
-2.1M
84M
121K
-350K
665K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-83.5M
0.0
0.0
0.0
301.1M
241.3M
226.8M
215.8M
242.6M
243.3M
242M
182.3M
172.7M
112.8M
109.4M
103.4M
55.5M
43.6M
301.1M
241.3M
226.8M
215.8M
242.6M
243.3M
242M
182.3M
172.7M
112.8M
109.4M
103.4M
55.5M
43.6M
SUMMARY
2.8B
2.7B
2.8B
2.8B
2.5B
2.3B
2.1B
1.8B
1.6B
1.2B
1B
879.4M
634.9M
375.4M
370.6M
2.5B
2.6B
2.5B
2.2B
2.1B
2B
1.7B
1.5B
1.1B
965.4M
819.9M
570.5M
348.6M
152.8M
101M
85.1M
439.7M
135.7M
175M
183.3M
232.5M
212.6M
126.5M
170.2M
141.7M
44.6M
30.8M
126.1M
73.1M
53.1M
399.7M
39.1M
139.6M
139M
213.4M
182.1M
97.2M
149.4M
122.7M
16.9M
26.7M
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883
9,825,883

SEC Filings

ISTR - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

March 30, 2026
March 30, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

March 18, 2026
January 01, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 01, 2026
2026
8-K

8-K 2025

N/A

November 14, 2025
November 14, 2025
2025
Showing 1 to 10 of 240 filings