HBCP - NASDAQ

Home Bancorp, Inc.

HBCP·NASDAQ

$64.80

-2.2%

Financial ServicesBanks - Regional

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$508.20M

EPS5.9300

P/E Ratio9.75

Earnings Date07/20/2026

3.49B

Assets

3Y+8.0%

5Y+35.0%

10Y+124.0%

3.06B

Total Liabilities

3Y+5.0%

5Y+35.0%

10Y+122.0%

435.09M

Total Equity

10%

3Y+32.0%

5Y+35.0%

10Y+142.0%

Home Bancorp, Inc. Funding & Solvency Profile

HBCP · NASDAQ

Current Assets

Cash & Cash Equivalents141.60M

Net Receivables14.30M

Inventory0.00

Other Current Assets-14.30M

Total Current Assets533 M

Non-Current Assets

Property, Plant & Equipment48.99M

Goodwill & Intangible Assets83.96M

Long-Term Investments3.07B

Other Non-Current Assets-3.07B

Total Non-Current Assets49 M

Total Assets

3.49B

Financial Health Analysis

Current Ratio

0.27x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.03x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1432865000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

15% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Home Bancorp, Inc. Balance Sheet

HBCP • NASDAQ

Home Bancorp, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	141.6M	98.5M	75.8M	87.8M	601.8M	188.3M	40.3M	60.6M	152.8M	31.2M	29.9M	34.6M	35.6M	43.1M	37.4M	44.8M	29.2M	46.1M	32.2M	30.6M
Short-Term Investments	391.4M	15.9M	16M	486.5M	327.6M	254.8M	257.3M	260.1M	234.5M	183.7M	176.8M	174.8M	149.6M	157.3M	155.3M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	533.1M	114.5M	92M	574.3M	929.4M	443.1M	297.6M	320.7M	387.8M	214.9M	206.7M	209.4M	185.2M	200.3M	192.6M	44.8M	29.2M	46.1M	32.2M	30.6M
Net Receivables	14.3M	0.0	0.0	73.6M	40.8M	40.4M	41.9M	43.9M	35.9M	36.5M	50.3M	37.5M	26M	23.9M	32M	50.4M	10.1M	9.4M	4.4M	1.9M
Accounts Receivables	0.0	0.0	0.0	73.6M	40.8M	40.4M	41.9M	43.9M	35.9M	36.5M	50.3M	37.5M	26M	23.9M	32M	18.4M	10.1M	9.4M	4.4M	1.9M
Other Receivables	14.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	32M	0.0	0.0	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.3M	809.6K
Other Current Assets	-14.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	533.1M	114.5M	92M	647.8M	970.2M	483.4M	339.5M	364.6M	423.7M	251.4M	257M	246.9M	211.2M	224.2M	224.6M	95.2M	39.3M	55.5M	37.8M	33.2M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	49M	42.3M	42M	43.6M	43.5M	45.5M	46.4M	47.1M	45.6M	39.6M	40.8M	38M	30.7M	30.8M	31.8M	23.4M	16.2M	15.3M	11.7M	10.4M
Goodwill	81.5M	81.5M	81.5M	81.5M	58.5M	58.5M	58.5M	58.5M	58.6M	9.4M	11.1M	899K	856K	856K	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	2.4M	3.5M	4.9M	6.5M	3.5M	4.6M	6M	7.8M	9.8M	4M	5.1M	3.7M	1.6M	2M	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	84M	85M	86.4M	88M	61.9M	63.1M	64.5M	66.1M	68M	12.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	3.1B	3.1B	3B	2.4B	1.8B	2B	1.7B	1.6B	1.7B	1.2B	1.2B	917.4M	711.9M	675.1M	666.4M	565.6M	453.9M	452.3M	369.1M	342.2M
Other Non-Current Assets	-3.1B	127.8M	130.4M	46.3M	40.4M	40.3M	39.5M	29.6M	28.9M	20.2M	19.7M	19.2M	30.4M	32.8M	41M	16.2M	15.3M	5.3M	3.7M	14.6M
Total Non-Current Assets	133M	3.3B	3.2B	2.6B	2B	2.1B	1.9B	1.8B	1.8B	1.3B	1.3B	974.6M	773M	738.7M	739.2M	605.2M	485.3M	472.9M	384.5M	367.2M
Other Assets	2.8B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	3.5B	3.4B	3.3B	3.2B	2.9B	2.6B	2.2B	2.2B	2.2B	1.6B	1.6B	1.2B	984.2M	962.9M	963.8M	700.4M	524.6M	528.4M	422.4M	400.5M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	29.4M	18.9M	21.8M	17M	12.2M	12.2M	10.3M	17.5M	5.8M	4M	3.7M	5.1M	2.7M	3.5M	2.9M	2.5M	0.0
Accounts Payable	0.0	0.0	0.0	29.4M	18.9M	21.8M	17M	12.2M	12.2M	10.3M	17.5M	5.8M	4M	3.7M	5.1M	2.7M	3.5M	2.9M	2.5M	0.0
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	10.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.5M	2.9M
Short Term Debt	4.3M	137.2M	150M	155M	0.0	0.0	0.0	0.0	3.6M	40M	39.9M	51.4M	87M	10M	52.6M	0.0	0.0	21.5M	6M	0.0
Other Current Liabilities	2B	2.8B	2.7B	2.6B	2.5B	2.2B	1.8B	1.8B	1.9B	1.2B	1.2B	993.6M	741.3M	771.4M	730.7M	553.2M	371.6M	354.1M	353.5M	346.3M
Total Current Liabilities	2B	2.9B	2.8B	2.8B	2.6B	2.2B	1.8B	1.8B	1.9B	1.3B	1.3B	1.1B	832.3M	785.1M	788.5M	555.9M	375.1M	378.5M	364.6M	349.2M
NON-CURRENT LIABILITIES
Long Term Debt	57.7M	98.3M	102.5M	80.8M	31.6M	34.4M	46.2M	64.2M	68.2M	78.5M	85.2M	16.5M	10M	36.3M	41M	13M	16.8M	22.9M	10.9M	5.4M
Other Non-Current Liabilities	1B	31.3M	29.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-19.4M	-5.4M
Total Non-Current Liabilities	1.1B	129.7M	132.1M	80.8M	31.6M	34.4M	46.2M	64.2M	68.2M	78.5M	85.2M	16.5M	10M	36.3M	41M	13M	16.8M	22.9M	8.3M	5.4M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	4.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	16.9M	5.4M
Total Liabilities	3.1B	3B	3B	2.9B	2.6B	2.3B	1.9B	1.8B	2B	1.4B	1.4B	1.1B	842.3M	821.4M	829.5M	568.9M	391.9M	401.4M	373M	354.6M
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-28.6M	-28M	-21.7M	-15.9M	-10.4M	-1.8M	0.0	0.0	0.0
Common Stock	78K	81K	81K	83K	85K	87K	93K	95K	94K	73.5K	72.4K	90.1K	89.6K	89.5K	89.3K	89.3K	89.3K	89.3K	0.0	0.0
Additional Paid-In Capital	169M	168.1M	165.8M	164.9M	165M	165M	168.5M	168.2M	165.3M	79.4M	76.9M	93.3M	92.2M	91M	89.7M	88.8M	88.1M	87.2M	0.0	0.0
Retained Earnings	284.8M	259.2M	234.6M	206.3M	188.5M	154.3M	150.2M	141.4M	118.3M	104.6M	91.9M	93.1M	83.7M	76.4M	67.2M	62.1M	57.4M	52.1M	49.3M	46M
Accumulated Other Comprehensive Income/Loss	-17.8M	-30M	-31.4M	-39.3M	744K	5.3M	692K	-2.2M	-955K	11.8K	871.8K	1.3M	195.1K	3.2M	1.7M	692.5K	-88K	-5.3M	43.6K	-160.5K
Other Total Stockholders' Equity	-982K	-1.3M	-1.7M	-2.1M	-2.4M	-2.8M	-3.2M	-3.5M	-3.9M	-4.3M	-4.7M	-5.1M	-6.3M	-7.5M	-8.6M	-9.8M	-10.9M	-7.1M	0.0	0.0
Total Stockholders' Equity	435.1M	396.1M	367.4M	330M	351.9M	321.8M	316.3M	304M	278.8M	179.8M	165M	154.1M	141.9M	141.6M	134.3M	131.5M	132.7M	127M	49.4M	45.9M
Total Equity	435.1M	396.1M	367.4M	330M	351.9M	321.8M	316.3M	304M	278.8M	179.8M	165M	154.1M	141.9M	141.6M	134.3M	131.5M	132.7M	127M	49.4M	45.9M
SUMMARY
Total Liabilities & Equity	3.5B	3.4B	3.3B	3.2B	2.9B	2.6B	2.2B	2.2B	2.2B	1.6B	1.6B	1.2B	984.2M	962.9M	963.8M	700.4M	524.6M	528.4M	422.4M	400.5M
Total Investments	3.1B	3.1B	3B	2.9B	2.1B	2.2B	2B	1.9B	1.9B	1.4B	1.4B	1.1B	861.5M	832.4M	821.7M	565.6M	453.9M	452.3M	369.1M	342.2M
Total Debt	57.7M	235.5M	252.5M	235.8M	31.6M	34.4M	46.2M	64.2M	71.8M	118.5M	125.2M	67.9M	97M	46.3M	93.6M	13M	16.8M	44.4M	33.8M	10.9M
Net Debt	-83.9M	137M	176.6M	148M	-570.2M	-153.9M	5.9M	3.7M	-81M	87.3M	95.2M	33.3M	61.4M	3.2M	56.8M	-31.8M	-12.5M	-1.7M	1.6M	-19.7M
Shares Outstanding	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144	7,828,144

SEC Filings

HBCP - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 22, 2026	May 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 14, 2026	May 12, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 20, 2026	April 20, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 02, 2026	May 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 02, 2026	April 02, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 06, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 26, 2026	January 26, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 06, 2026	January 06, 2026	2026	View Filing
S-3 S-3 N/A	November 21, 2025	November 21, 2025		View Filing

Showing 1 to 10 of 292 filings

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