HBCP - NASDAQ
Home Bancorp, Inc.
$63.39
-2.2%Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
At a Glance
Live SnapshotHome Bancorp, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $54.1M | $53.7M | $53.3M | $52.9M | $52.5M | $52.1M | $51.7M | $51.4M | $51.0M | $50.6M |
| Maintenance CapEx | -$2.0M | -$2.0M | -$2.0M | -$2.0M | -$2.0M | -$1.9M | -$1.9M | -$1.9M | -$1.9M | -$1.9M |
| Owner Earnings | $52.1M | $51.7M | $51.3M | $50.9M | $50.6M | $50.2M | $49.8M | $49.4M | $49.1M | $48.7M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $48.2M | $44.3M | $40.7M | $37.4M | $34.4M | $31.6M | $29.1M | $26.7M | $24.5M | $22.6M |
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