HBCP - NASDAQ
Home Bancorp, Inc.
$63.39
-2.2%Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
At a Glance
Live SnapshotHome Bancorp, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Home Bancorp, Inc. Income Statement
HBCP • NASDAQ
| Home Bancorp, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
209.2M | 199.4M | 178.3M | 139.8M | 123.2M | 118.4M | 116.6M | 115.8M | 84.4M | 78.8M | 67.2M | 62.5M | 51.4M | 53.9M | 44.9M | 38.2M | 33.9M | 30.7M | 28.1M | 25.3M | |
GROSS PROFIT | ||||||||||||||||||||
(61.7M) | (67M) | (45.8M) | (15.7M) | -3.9M | (24.6M) | (19.2M) | (14.2M) | (8.9M) | (8.5M) | (5.9M) | (5.6M) | (7.2M) | (7.3M) | (6.7M) | (6.7M) | (7.2M) | (9.2M) | (10.3M) | (8.5M) | |
147.6M | 132.4M | 132.5M | 124.1M | 127M | 93.8M | 97.4M | 101.5M | 75.5M | 70.4M | 61.2M | 56.8M | 44.2M | 46.6M | 38.2M | 31.4M | 26.7M | 21.5M | 17.8M | 16.8M | |
OPERATING INCOME | ||||||||||||||||||||
(89.6M) | (87.2M) | (82.3M) | (81.6M) | (66.6M) | (63M) | (63.6M) | (63.2M) | (46.2M) | (46.8M) | (42M) | (41.8M) | (33.2M) | (32.8M) | (30.5M) | (24.4M) | (19.7M) | (17.6M) | (13.1M) | (10.7M) | |
(63.5M) | (53.3M) | (51.1M) | (50M) | (41M) | (39.1M) | (40M) | (38.1M) | (29.4M) | (28.7M) | (25.5M) | (25.3M) | (21.1M) | (20.4M) | (18.8M) | (15.3M) | (14.4M) | (12.2M) | (9.4M) | (405.3K) | |
58M | 45.2M | 50.1M | 42.5M | 60.4M | 30.8M | 33.8M | 38.3M | 29.3M | 23.6M | 19.2M | 15.1M | 11M | 13.8M | 7.8M | 7M | 7M | 3.9M | 4.7M | 6.1M | |
PRE-TAX INCOME | ||||||||||||||||||||
(60.5M) | (64.5M) | (43M) | (7.9M) | (5.9M) | (11.9M) | (16.2M) | (10.3M) | (6.5M) | (5.3M) | (3.9M) | (3.3M) | (3.5M) | (4.9M) | (5.2M) | (5.9M) | (6.3M) | (8.7M) | (9.9M) | (8.2M) | |
133.3M | 120.3M | 120.7M | 118M | 101M | 92.2M | 86M | 92M | 67.8M | 62.4M | 54.5M | 51M | 40.2M | 41.2M | 33.2M | 27.8M | 23.6M | 18.7M | 15.5M | 14.6M | |
(26.1M) | (33.9M) | (31.3M) | (31.6M) | (25.6M) | (23.9M) | (23.6M) | (25.1M) | (16.8M) | (18.1M) | (16.5M) | (16.5M) | (12.1M) | (12.3M) | (11.7M) | (9M) | (5.3M) | (5.4M) | (3.7M) | (10.3M) | |
58M | 45.2M | 50.1M | 42.5M | 60.4M | 30.8M | 33.8M | 38.3M | 29.3M | 23.6M | 19.2M | 15.1M | 11M | 13.8M | 7.8M | 7M | 7M | 3.9M | 4.7M | 6.1M | |
NET INCOME | ||||||||||||||||||||
(12M) | (8.8M) | (9.9M) | (8.4M) | (11.8M) | (6M) | (5.9M) | (6.7M) | (12.5M) | (7.6M) | (6.7M) | (5.2M) | (3.7M) | (4.6M) | (2.6M) | (2.3M) | (2.3M) | (1.2M) | (1.4M) | (2.1M) | |
46.1M | 36.4M | 40.2M | 34.1M | 48.6M | 24.8M | 27.9M | 31.6M | 16.8M | 16M | 12.5M | 9.9M | 7.3M | 9.2M | 5.1M | 4.7M | 4.7M | 2.7M | 3.3M | 4M |
SEC Filings
HBCP - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 22, 2026 | May 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 14, 2026 | May 12, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 20, 2026 | April 20, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 02, 2026 | May 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 02, 2026 | April 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 06, 2026 | January 06, 2026 | 2026 | |
S-3 S-3 N/A | November 21, 2025 | November 21, 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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