Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc.

GSBCยทNASDAQ

$71.04

-2.5%
Financial ServicesBanks - Regional

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.

At a Glance

Live Snapshot
Market Cap$773.85M
EPS6.2300
P/E Ratio11.40
Earnings Date07/15/2026
3Y+31.0%
5Y+36.0%
10Y+56.0%
3Y-7.0%
5Y+20.0%
10Y+57.0%
3Y+17.0%
5Y+69.0%
10Y-3.0%
Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc. Profit Bridge

GSBC ยท NASDAQ
Revenue343.30M
Cost of Goods Sold (113.54M)
Gross Profit229.76M
Operating Expenses (142.46M)
Operating Income87.30M
Interest Expense (113.50M)
Other Income/Expense0.00
Pretax Income87.30M
Income Tax (16.32M)
Net Income70.97M
Net Income
70.97M

Profitability Analysis

Gross Margin

66.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

25.4%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

20.7%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

18.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Great Southern Bancorp, Inc. Income Statement

GSBC โ€ข NASDAQ

Great Southern Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
343.3M
355.3M
326.9M
261.1M
237M
252.8M
266M
234.8M
214.4M
220.6M
216.3M
215.2M
209.4M
226.9M
224.1M
207.9M
188.9M
180.3M
193.2M
179.7M
GROSS PROFIT
(113.5M)
(138.3M)
(100.5M)
(33.6M)
(15M)
(56.4M)
(60.8M)
(44.9M)
(37M)
(31.4M)
(21.5M)
(20M)
(36.6M)
(72.2M)
(70.5M)
(83.5M)
(102.4M)
(125.4M)
(97.9M)
(86.3M)
229.8M
217M
226.4M
227.6M
222M
196.3M
205.2M
189.8M
177.4M
189.2M
194.8M
195.2M
172.8M
154.7M
153.6M
124.5M
86.5M
54.9M
95.3M
93.4M
OPERATING INCOME
(142.5M)
(141.5M)
(141M)
(133.4M)
(127.6M)
(123.2M)
(115.1M)
(107.9M)
(107M)
(127.4M)
(132.7M)
(137.9M)
(130.9M)
(96M)
(118.8M)
(92.6M)
-11.6M
(63.1M)
(51.7M)
(48.8M)
(115.3M)
(86.3M)
(86.5M)
(81.8M)
(76.4M)
(75.8M)
(68M)
(65.3M)
(65.3M)
(66.1M)
(64.6M)
(62.3M)
(58.8M)
(57.3M)
(49.8M)
(46.1M)
(53.5M)
(42.3M)
(31.6M)
(29.5M)
87.3M
75.5M
85.3M
94.2M
94.4M
73.1M
90.1M
82M
70.3M
61.9M
62.1M
57.3M
41.9M
58.7M
34.8M
31.9M
98.1M
-8.2M
43.6M
44.6M
PRE-TAX INCOME
(113.5M)
(135.6M)
(103.6M)
(27.4M)
(20.8M)
(40.6M)
(54.6M)
(37.8M)
(27.9M)
(22.1M)
(16M)
(15.8M)
(19.2M)
(28.4M)
(35.1M)
(47.9M)
(66.6M)
(73.2M)
(92.5M)
(80.9M)
200.2M
189.1M
193.2M
199.6M
177.9M
177.1M
180.4M
168.2M
155.2M
163.1M
168.4M
167.6M
159.6M
165.1M
163.5M
125.3M
89.3M
71.6M
71.4M
69.2M
(27.2M)
(55.2M)
(54.6M)
(51.6M)
(51.2M)
(47.4M)
(47.1M)
(42.5M)
(41.7M)
(61.3M)
(68.1M)
(75.6M)
(72.1M)
(38.7M)
(69M)
(46.5M)
-65.1M
(20.8M)
(20.1M)
(19.3M)
87.3M
75.5M
85.3M
94.2M
94.4M
73.1M
90.1M
82M
70.3M
61.9M
62.1M
57.3M
41.9M
58.7M
34.8M
31.9M
98.1M
-8.2M
43.6M
44.6M
NET INCOME
(16.3M)
(13.7M)
(17.5M)
(18.3M)
(19.7M)
(13.8M)
(16.4M)
(14.8M)
(18.8M)
(16.5M)
(15.6M)
(13.8M)
(8.2M)
(14.6M)
(5.2M)
(8.6M)
(33M)
-3.8M
(14.3M)
(13.9M)
71M
61.8M
67.8M
75.9M
74.6M
59.3M
73.6M
67.1M
51.6M
45.3M
46.5M
43.5M
33.7M
48.7M
30.3M
23.9M
65M
-4.4M
29.3M
30.7M

SEC Filings

GSBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 15, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 31, 2026
May 13, 2026
2026
8-K

8-K 2026

N/A

March 18, 2026
March 18, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 17, 2026
February 17, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 21, 2026
2026
8-K

8-K 2025

N/A

December 17, 2025
December 17, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
Showing 1 to 10 of 538 filings