Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc.

GSBCยทNASDAQ

$71.04

-2.5%
Financial ServicesBanks - Regional

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.

At a Glance

Live Snapshot
Market Cap$773.85M
EPS6.2300
P/E Ratio11.40
Earnings Date07/15/2026
gsbc

Great Southern Bancorp, Inc. Street Expectations Map

GSBC ยท NASDAQ

Wall Street analysts project that GSBC stock may decline over the coming 12 months. The consensus 1-year price target stands at 62.00, with estimates ranging from a low of 62.00 to a high of 62.00.

Lowest Target
62.00
-12.73%
Consensus Target
62.00
-12.73%
Highest Target
62.00
-12.73%

The consensus 1-year price target stands at 62.00, with estimates ranging from a low of 62.00 to a high of 62.00.

Analyst Consensus Analysis

Upside Potential

-12.7%

Downside risk. Current price above analyst targets indicates potential overvaluation. Exercise caution and review catalysts.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

1.00x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Consensus overvaluation: Analysts agree the stock is richly valued with limited upside. Consider booking profits or defensive positioning unless you have contrarian conviction in unrecognized catalysts.

gsbc

Great Southern Bancorp, Inc. Forward Estimates of Revenue

GSBC ยท NASDAQ
Latest Revenue
343.30M
FY 2025
Avg Estimate
221.24M
FY 2026
Estimate Range
221.24M - 221.24M
Analyst Spread

Forward Growth Analysis

Projected Growth-35.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

gsbc

Great Southern Bancorp, Inc. Forward Estimates of Net Income

GSBC ยท NASDAQ
Latest Net Income
70.97M
FY 2025
Avg Estimate
61.60M
FY 2026
Estimate Range
61.60M - 61.60M
Analyst Spread

Forward Growth Analysis

Projected Growth-13.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

gsbc

Great Southern Bancorp, Inc. Forward Estimates of EPS

GSBC ยท NASDAQ
Latest EPS
6.23
FY 2025
Avg Estimate
$5.24
FY 2026
Estimate Range
$5.24 - $5.24
Analyst Spread

Forward Growth Analysis

Projected Growth-15.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

gsbc

Great Southern Bancorp, Inc. Forward Estimates of EBIT

GSBC ยท NASDAQ
Latest EBIT
87.30M
FY 2025
Avg Estimate
67.33M
FY 2026
Estimate Range
67.33M - 67.33M
Analyst Spread

Forward Growth Analysis

Projected Growth-22.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

gsbc

Great Southern Bancorp, Inc. Forward Estimates of EBITDA

GSBC ยท NASDAQ
Latest EBITDA
87.30M
FY 2025
Avg Estimate
75.54M
FY 2026
Estimate Range
75.54M - 75.54M
Analyst Spread

Forward Growth Analysis

Projected Growth-13.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

gsbc

Great Southern Bancorp, Inc. Forward Estimates of SG&A Expense

GSBC ยท NASDAQ
Latest SG&A Expense
115.26M
FY 2025
Avg Estimate
63.86M
FY 2026
Estimate Range
63.86M - 63.86M
Analyst Spread

Forward Growth Analysis

Projected Growth-44.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

gsbc

Great Southern Bancorp, Inc. Insider Positioning

GSBC ยท NASDAQ

During the last 12 months, insiders have purchased $17K and sold $3.16M worth of GSBC shares, resulting in $3.14M of net selling activity.

3 Months

Bought

0

0.00

Sold

27.1K

1.87M

Net Activity

-1.9M

-$1.87M

3-6 Months

Bought

0

0.00

Sold

18.0K

1.10M

Net Activity

-1.1M

-$1.10M

6-9 Months

Bought

0

0.00

Sold

3.2K

187.91K

Net Activity

-188K

-$188K

9-12 Months

Bought

276

16.83K

Sold

0

0.00

Net Activity

+17K

+$17K

Top Buyers

1
CTJ

Carlson Thomas J

Director

116 sharesโ€ข1 transactions

$7K

2
PDM

Pitt Douglas M

Director

55 sharesโ€ข1 transactions

$3K

3
BJA

Brown Julie A

Director

49 sharesโ€ข1 transactions

$3K

4
ESD

Edwards Steven D

Director

26 sharesโ€ข1 transactions

$2K

5
TJW

Turner Joseph W

Director, 10 Percent Owner, Officer: President/Ceo

17 sharesโ€ข1 transactions

$1K

Top Sellers

1
TJW

Turner Joseph W

Director, 10 Percent Owner, Officer: President/Ceo

12.0K sharesโ€ข2 transactions

$773K

2
TWV

Turner William V

Director

12.0K sharesโ€ข2 transactions

$768K

3
SEAJ

Steinert Earl A Jr

Director

6.0K sharesโ€ข2 transactions

$418K

4
CRA

Copeland Rex A

Officer, Other: Treasurer

4.7K sharesโ€ข3 transactions

$316K

5
BJM

Bugh John M

Other: Vice President Of Subsidiary

4.3K sharesโ€ข2 transactions

$270K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $3.14M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.01:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$1.87M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Balanced

5 insider buyers and 5 sellers. Equal participation suggests mixed or neutral insider views.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.