GSBC - NASDAQ
Great Southern Bancorp, Inc.
$72.84
-2.5%Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.
At a Glance
Live SnapshotGreat Southern Bancorp, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $131.5M | $222.6M | $376.7M | $637.5M | $1.1B | $1.8B | $3.1B | $5.2B | $8.9B | $15.0B |
| Maintenance CapEx | -$3.9M | -$6.6M | -$11.1M | -$18.8M | -$31.8M | -$53.9M | -$91.2M | -$154.3M | -$261.2M | -$442.1M |
| Owner Earnings | $127.6M | $216.0M | $365.6M | $618.7M | $1.0B | $1.8B | $3.0B | $5.1B | $8.6B | $14.5B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $118.2M | $185.2M | $290.2M | $454.8M | $712.7M | $1.1B | $1.8B | $2.7B | $4.3B | $6.7B |
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