Five Star Bancorp

Five Star Bancorp

FSBC·NASDAQ

$41.87

-2.2%
Financial ServicesBanks - Regional

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

At a Glance

Live Snapshot
Market Cap$895.02M
EPS2.9000
P/E Ratio14.44
Earnings Date07/22/2026
11.12%
Return on Invested Capital
21%
3Y+7.0%
5Y-50.0%
10Y+5836.0%
13.82%
Return on Equity
20%
3Y-22.0%
5Y-49.0%
10Y+758.0%
1.30%
Return on Assets
15%
3Y-7.0%
5Y-30.0%
10Y+591.0%
Five Star Bancorp

Five Star Bancorp Management Team

FSBC · NASDAQ
MM

Mr. Michael Anthony Rizzo

Executive Vice President & Chief Banking Officer

Compensation

$438,571

Born 1966(Age 60)
male
MH

Ms. Heather Christina Luck CPA

Executive Vice President & Chief Financial Officer

Compensation

$437,316

Born 1982(Age 44)
female
ML

Ms. Lydia Ann Ramirez-Medina

Executive Vice President & Chief Operating Officer

Born 1981(Age 45)
female
MD

Mr. Don J. Kurtze

Executive Vice President & San Francisco Bay Area President

Born 1988(Age 38)
male
MJ

Mr. James Eugene Beckwith

President, Chief Executive Officer & Director

Compensation

$1,219,223

Born 1958(Age 68)
male
MJ

Mr. John William Dalton

Senior Vice President & Chief Credit Officer

Compensation

$453,623

Born 1954(Age 72)
male
MB

Mr. Brett Levi Wait

Senior Vice President & Chief Information Officer

Born 1981(Age 45)
male
MS

Ms. Shelley Ronan Wetton

Senior Vice President & Chief Marketing Officer

Born 1972(Age 54)
female
MM

Mr. Michael Eugene Lee

Senior Vice President & Chief Regulatory Officer

Born 1962(Age 64)
male
MC

Mr. Chris Rudberg

Senior Vice President & MD

male
fsbc

Five Star Bancorp Insider Positioning

FSBC · NASDAQ

During the last 12 months, insiders have sold $811K worth of FSBC shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

11.1K

451.07K

Net Activity

-451K

-$451K

3-6 Months

Bought

0

0.00

Sold

3.0K

119.94K

Net Activity

-120K

-$120K

6-9 Months

Bought

0

0.00

Sold

600

19.84K

Net Activity

-20K

-$20K

9-12 Months

Bought

0

0.00

Sold

7.9K

220.35K

Net Activity

-220K

-$220K

Top Buyers

No buying activity

Top Sellers

1
BJE

Beckwith James Eugene

Director, Officer: President & Ceo

10.4K shares3 transactions

$334K

2
LME

Lee Michael Eugene

Officer: Svp, Chief Regulatory Officer

4.9K shares4 transactions

$199K

3
WBL

Wait Brett Levi

Officer: Svp, Chief Information Officer

4.2K shares2 transactions

$176K

4
RLA

Ramirez-Medina Lydia Ann

Officer: Evp & Chief Operating Officer

2.4K shares4 transactions

$78K

5
RMA

Rizzo Michael Anthony

Officer: Evp & Chief Banking Officer

641 shares1 transactions

$24K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $811K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$451K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

FSBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 30, 2026
May 21, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 02, 2025
May 15, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 03, 2024
May 16, 2024
2024
DEF 14A

DEF 14A 2023

N/A

April 05, 2023
May 18, 2023
2023
DEF 14A

DEF 14A 2022

N/A

April 06, 2022
May 19, 2022
2022
Showing 1 to 5 of 5 filings