Five Star Bancorp

Five Star Bancorp

FSBCยทNASDAQ

$41.87

-2.2%
Financial ServicesBanks - Regional

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, savings accounts, and time deposits. Its loan products include commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates through seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

At a Glance

Live Snapshot
Market Cap$895.02M
EPS2.9000
P/E Ratio14.44
Earnings Date07/22/2026
0.66%
Dividend Yield
18%
3Y-6.0%
5Y-80.0%
10Y-
28.50%
Dividend Payout Ratio
18%
3Y+45.0%
5Y-73.0%
10Y-
3Y-100.0%
5Y-100.0%
10Y-
Five Star Bancorp

Five Star Bancorp Dividend History

FSBC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FSBC Dividend Payment History

FSBC ยท NASDAQ

Total Payments

20

Latest Dividend

$0.2500

Annual Amount

$1.1000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 16, 2026
May 4, 2026May 11, 2026
$0.2500
$0.2500
Quarterly0.00%
Jan 15, 2026
Feb 2, 2026Feb 9, 2026
$0.2500
$0.2500
Quarterly+25.00%
Oct 16, 2025
Nov 3, 2025Nov 10, 2025
$0.2000
$0.2000
Quarterly0.00%
Jul 17, 2025
Aug 4, 2025Aug 11, 2025
$0.2000
$0.2000
Quarterly0.00%
Apr 17, 2025
May 5, 2025May 12, 2025
$0.2000
$0.2000
Quarterly0.00%
Jan 17, 2025
Feb 3, 2025Feb 10, 2025
$0.2000
$0.2000
Quarterly0.00%
Oct 17, 2024
Nov 4, 2024Nov 12, 2024
$0.2000
$0.2000
Quarterly0.00%
Jul 19, 2024
Aug 5, 2024Aug 12, 2024
$0.2000
$0.2000
Quarterly0.00%
Apr 18, 2024
May 6, 2024May 13, 2024
$0.2000
$0.2000
Quarterly0.00%
Jan 18, 2024
Feb 5, 2024Feb 12, 2024
$0.2000
$0.2000
Quarterly0.00%
Oct 20, 2023
Nov 6, 2023Nov 13, 2023
$0.2000
$0.2000
Quarterly0.00%
Jul 21, 2023
Aug 7, 2023Aug 14, 2023
$0.2000
$0.2000
Quarterly0.00%
Apr 21, 2023
May 8, 2023May 15, 2023
$0.2000
$0.2000
Quarterly+33.33%
Jan 20, 2023
Feb 6, 2023Feb 13, 2023
$0.1500
$0.1500
Quarterly0.00%
Oct 21, 2022
Nov 7, 2022Nov 14, 2022
$0.1500
$0.1500
Quarterly0.00%
Jul 22, 2022
Aug 8, 2022Aug 15, 2022
$0.1500
$0.1500
Quarterly0.00%
Apr 22, 2022
May 9, 2022May 16, 2022
$0.1500
$0.1500
Quarterly0.00%
Jan 21, 2022
Feb 7, 2022Feb 14, 2022
$0.1500
$0.1500
Quarterly0.00%
Oct 6, 2021
Oct 12, 2021Oct 19, 2021
$0.1500
$0.1500
Quarterly0.00%
Jul 6, 2021
Jul 13, 2021Jul 20, 2021
$0.1500
$0.1500
Quarterly-
fsbc

Five Star Bancorp Payout Ratio Analysis

FSBC ยท NASDAQ
Dividends Paid
-17.09M
2025
Net Income
61.61M
2025
Payout Ratio
27.73%
2025

Dividend Sustainability Analysis

Payout Ratio
27.73%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
23.9%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-5.2%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.