$15.34
-2.9%First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
FRBA โข NASDAQ
| First Bank Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||
43.7M | 42.2M | 20.9M | 36.3M | 35.4M | 19.4M | 13.4M | 17.6M | 7M | 6.4M | 3.9M | 5.8M | 1.7M | 2.6M | |
0.0 | 4.3M | 2.8M | 1.6M | 1.6M | 1.9M | 1.7M | 1.4M | 714K | 628K | 608K | 497K | 392K | 408K | |
0.0 | 5.3M | 318K | 358K | 659K | -1.3M | 1.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 2M | 1.6M | 1.2M | 1M | 1M | 927K | 788K | 433K | 317K | 201K | 115K | 61K | 68K | |
6.8M | -14.3M | 125.4M | -3.4M | -14.4M | 5.2M | 183K | 17.2M | 6.9M | 1.6M | 2M | -2.1M | 2.8M | 1.4M | |
(6.2M) | (4.7M) | (7.8M) | (10.7M) | (11.6M) | (6.7M) | (3.9M) | (4.2M) | (5.6M) | (2.9M) | (2.6M) | (0.0) | (0.0) | (0.0) | |
15.1M | -12M | -7.3M | 869K | 3.7M | -1.8M | -2M | -71K | 1.5M | 205K | -1.5M | 498K | 829K | 13K | |
65.6M | 27.6M | 143.8M | 36.9M | 28M | 24.5M | 16.1M | 36.9M | 16.5M | 9.2M | 5.1M | 4.8M | 5.7M | 4.4M | |
INVESTING ACTIVITIES | ||||||||||||||
(0.0) | -2.9M | -3.1M | -1.9M | -189K | -359K | -1M | -1.8M | -428K | -459K | -539K | -425K | -278K | -170K | |
(0.0) | (0.0) | -16.2M | (0.0) | (86.5M) | (0.0) | (30.8M) | (8M) | (11.8M) | (0.0) | (0.0) | (24.7M) | (0.0) | (0.0) | |
(0.0) | -53.3M | -63.5M | -53.8M | -75.9M | -42.2M | -10.9M | -5.1M | -25.8M | -34.1M | -44.3M | (0.0) | (0.0) | (0.0) | |
0.0 | 46.8M | 132.3M | 20.4M | 36.5M | 37.4M | 23.6M | 37.8M | 10.5M | 29.4M | 18.7M | 0.0 | 0.0 | 0.0 | |
-155.1M | -97.8M | -29.1M | -197.8M | -39.9M | -322M | -118.9M | -179.6M | -163.9M | -217.2M | -140.4M | -106.6M | -120.4M | -85.5M | |
-155.1M | -107.2M | (20.3M) | -233.1M | (7M) | -327.2M | -76.4M | -140.7M | -167.9M | -222.3M | -166.5M | -82.4M | -120.7M | -85.6M | |
FINANCING ACTIVITIES | ||||||||||||||
-7.4M | -1.3M | -5.5M | -3.5M | -4.1M | -8.2M | 0.0 | 743K | 37.5M | 13.4M | 0.0 | 0.0 | 0.0 | 4.2M | |
-5.9M | 42.9M | -52.6M | -4.3M | -79.3M | 63.1M | 12.1M | -1.5M | 10.3M | 40.5M | 31.5M | 0.0 | 3.8M | 4.8M | |
-6M | -6M | -5.3M | -4.7M | -2.9M | -2.4M | -2.3M | -2.2M | -1.1M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-8.5M | -1.3M | -5.5M | -3.5M | -4.1M | -8.2M | -113K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
146.2M | 88M | 1.3M | 180.2M | 110.3M | 263.8M | 76.9M | 118.7M | 117.8M | 156.2M | 142.8M | 74.2M | 110.9M | 74.4M | |
126.9M | 123.5M | -62.1M | 167.6M | 24M | 316.4M | 86.7M | 115.8M | 164.4M | 210.1M | 174.3M | 74.2M | 114.7M | 83.4M | |
CASH FLOW SUMMARY | ||||||||||||||
37.3M | 44M | 102M | -28.6M | 59M | 13.7M | 26.4M | 12.1M | 13.1M | -3M | 13M | -3.3M | -214K | 2.1M | |
271.9M | 228M | 125.9M | 154.5M | 95.5M | 81.8M | 55.4M | 43.4M | 30.3M | 33.3M | 20.4M | 23.7M | 23.9M | 21.8M | |
309.2M | 271.9M | 228M | 125.9M | 154.5M | 95.5M | 81.8M | 55.4M | 43.4M | 30.3M | 33.3M | 20.4M | 23.7M | 23.9M | |
62.7M | 24.7M | 140.7M | 35M | 27.9M | 24.1M | 15M | 35.1M | 16.1M | 8.7M | 4.6M | 4.4M | 5.5M | 4.2M |
FRBA - Filing history and reports
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