First Bank

First Bank

FRBAยทNASDAQ

$15.34

-2.9%
Financial ServicesBanks - Regional

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

At a Glance

Live Snapshot
Market Cap$385.56M
EPS1.7500
P/E Ratio8.77
Earnings Date07/28/2026
3Y+45.0%
5Y+69.0%
10Y+269.0%
3Y+44.0%
5Y+67.0%
10Y+257.0%
3Y+53.0%
5Y+86.0%
10Y+399.0%
frba

First Bank Funding & Solvency Profile

FRBA ยท NASDAQ
Cash & Cash Equivalents302.19M
Net Receivables14.38M
Inventory0.00
Other Current Assets7.78M
Total Current Assets422 M
Property, Plant & Equipment18.37M
Goodwill & Intangible Assets51.29M
Long-Term Investments3.31B
Other Non-Current Assets130.44M
Total Non-Current Assets3 B
Total Assets
3.96B

Financial Health Analysis

Current Ratio

0.13x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.92x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2785245000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

11% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Bank Balance Sheet

FRBA โ€ข NASDAQ

First Bank Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
302.2M
258.4M
215.2M
113.6M
155.8M
99.8M
47.9M
36.4M
47.5M
32.7M
37.5M
16.8M
23.7M
23.9M
97.5M
67.7M
94.1M
99M
94.6M
61.7M
47.5M
51.3M
62.4M
47.1M
45.3M
0.0
0.0
0.0
399.7M
326.1M
309.3M
212.6M
250.4M
161.6M
95.3M
87.6M
109.9M
79.8M
82.8M
16.8M
23.7M
23.9M
14.4M
14.3M
14.8M
8.2M
5.7M
6.8M
4.8M
4.3M
3.8M
2.6M
2.1M
0.0
0.0
0.0
14.4M
14.3M
14.8M
8.2M
5.7M
6.8M
4.8M
4.3M
3.8M
2.6M
2.1M
0.0
0.0
0.0
7.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
421.8M
340.3M
324.1M
220.7M
256M
168.4M
100.2M
91.9M
113.7M
82.4M
84.9M
16.8M
23.7M
23.9M
NON-CURRENT ASSETS
18.4M
21.4M
21.6M
10.6M
9.9M
10.7M
11.9M
11M
5.9M
3.3M
3.4M
3.5M
1.8M
1.9M
44.2M
44.2M
44.2M
17.8M
17.8M
16.3M
16.3M
16.1M
10.5M
0.0
0.0
0.0
0.0
0.0
7.1M
8.8M
10.8M
1.6M
2.1M
1.7M
2.1M
1.5M
917K
224K
286K
356K
0.0
0.0
51.3M
53M
55M
19.4M
20M
18M
18.3M
17.4M
11.4M
224K
286K
356K
0.0
0.0
3.3B
3.2B
3B
2.4B
2.1B
2.1B
1.8B
1.5B
1.3B
947.1M
740.2M
2.1B
2.4B
2.7B
22.6M
25.5M
30.9M
13.2M
11.1M
11.4M
10.4M
10.2M
5.6M
8.4M
7.9M
-2.1B
0.0
0.0
130.4M
163.3M
142.9M
101.2M
77.5M
70.1M
111.5M
77.1M
41.1M
31.9M
19.4M
656.9M
-1.9B
-2.7B
3.5B
3.4B
3.3B
2.5B
2.3B
2.2B
1.9B
1.6B
1.3B
990.9M
771.3M
660.7M
443.1M
1.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
325M
4B
3.8B
3.6B
2.7B
2.5B
2.3B
2B
1.7B
1.5B
1.1B
856.1M
677.5M
466.8M
350.8M
LIABILITIES
CURRENT LIABILITIES
4.8M
3.8M
2.8M
1.2M
399K
561K
1.1M
1M
988K
636K
612K
0.0
0.0
0.0
4.8M
3.8M
2.8M
1.2M
399K
561K
1.1M
1M
988K
636K
612K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
988K
636K
612K
337K
156K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
219K
3.2B
3.1B
3B
2.3B
2.1B
1.9B
1.6B
1.4B
1.2B
894.9M
739M
0.0
0.0
0.0
3.2B
3.1B
3B
2.3B
2.1B
1.9B
1.6B
1.4B
1.2B
896.2M
740.2M
337K
156K
139K
NON-CURRENT LIABILITIES
271.1M
276.9M
234.4M
120.7M
124.9M
190.6M
127.4M
115.2M
116.6M
86.2M
45.5M
14M
14M
10M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
149K
2.6M
102K
0.0
0.0
0.0
0.0
36.4M
34.6M
33.6M
27.5M
17.2M
13.3M
15.8M
6.9M
3.4M
2.1M
1.6M
598.7M
400.3M
219K
307.5M
311.5M
268M
148.2M
142.1M
204M
143.3M
122.1M
120M
88.3M
47.1M
612.4M
414.1M
10.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
309.4M
0.0
0.0
0.0
0.0
0.0
0.0
8.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.5B
3.4B
3.2B
2.4B
2.3B
2.1B
1.8B
1.5B
1.3B
984.5M
787.3M
612.7M
414.3M
319.8M
SHAREHOLDERS' EQUITY
-31.2M
-22.7M
-21.4M
-15.8M
-12.3M
-8.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
136.8M
135.5M
134.6M
104.5M
103.7M
103.1M
101.9M
93.1M
87M
56.9M
47.2M
47M
42.6M
23.4M
126.3M
124.5M
122.9M
80.7M
79.6M
78.9M
78.1M
67.4M
57M
18.8M
14.5M
14.3M
13.1M
11.3M
214.5M
176.8M
140.6M
127.5M
95.9M
63.4M
46.4M
35.2M
19.7M
13.6M
7.4M
3.5M
-2.3M
-4M
-2.9M
-4.9M
-5.7M
-7.3M
-206K
839K
27K
-935K
-494K
-469K
-398K
-130K
-857K
45M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-44.7M
443.5M
409.2M
370.9M
289.6M
266.7M
238.1M
226.4M
194.8M
163.3M
88.8M
68.8M
64.8M
52.5M
31M
443.5M
409.2M
370.9M
289.6M
266.7M
238.1M
226.4M
194.8M
163.3M
88.8M
68.8M
64.8M
52.5M
31M
SUMMARY
4B
3.8B
3.6B
2.7B
2.5B
2.3B
2B
1.7B
1.5B
1.1B
856.1M
677.5M
466.8M
0.0
3.4B
3.2B
3.1B
2.5B
2.2B
2.1B
1.8B
1.6B
1.3B
994.2M
785.6M
2.1B
2.4B
2.7B
271.1M
276.9M
234.4M
120.7M
124.9M
190.6M
127.4M
115.2M
116.6M
86.2M
45.5M
14M
14M
0.0
-31.1M
18.5M
19.2M
7M
-30.9M
90.8M
79.6M
78.9M
69.1M
53.4M
8.1M
-2.8M
-9.7M
-23.9M
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400
25,134,400

SEC Filings

FRBA - Filing history and reports

No SEC filings available for FRBA