First Bank

First Bank

FRBAยทNASDAQ

$15.80

-2.9%
Financial ServicesBanks - Regional

First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

At a Glance

Live Snapshot
Market Cap$397.12M
EPS1.7500
P/E Ratio9.41
Earnings Date07/28/2026
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First Bank Street Expectations Map

FRBA ยท NASDAQ

Wall Street analysts project that FRBA stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 17.00, with estimates ranging from a low of 17.00 to a high of 17.00.

Lowest Target
17.00
7.59%
Consensus Target
17.00
7.59%
Highest Target
17.00
7.59%

The consensus 1-year price target stands at 17.00, with estimates ranging from a low of 17.00 to a high of 17.00.

Analyst Consensus Analysis

Upside Potential

+7.6%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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First Bank Forward Estimates of Revenue

FRBA ยท NASDAQ
Latest Revenue
246.78M
FY 2025
Avg Estimate
154.46M
FY 2026
Estimate Range
153.27M - 155.64M
Analyst Spread

Forward Growth Analysis

Projected Growth-37.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frba

First Bank Forward Estimates of Net Income

FRBA ยท NASDAQ
Latest Net Income
43.66M
FY 2025
Avg Estimate
48.92M
FY 2026
Estimate Range
48.44M - 49.41M
Analyst Spread

Forward Growth Analysis

Projected Growth+12.1%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Bank Forward Estimates of EPS

FRBA ยท NASDAQ
Latest EPS
1.75
FY 2025
Avg Estimate
$1.94
FY 2026
Estimate Range
$1.92 - $1.95
Analyst Spread

Forward Growth Analysis

Projected Growth+10.6%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Bank Forward Estimates of EBIT

FRBA ยท NASDAQ
Latest EBIT
57.30M
FY 2025
Avg Estimate
48.42M
FY 2026
Estimate Range
48.05M - 48.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-15.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frba

First Bank Forward Estimates of EBITDA

FRBA ยท NASDAQ
Latest EBITDA
57.30M
FY 2025
Avg Estimate
51.05M
FY 2026
Estimate Range
50.66M - 51.44M
Analyst Spread

Forward Growth Analysis

Projected Growth-10.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

frba

First Bank Forward Estimates of SG&A Expense

FRBA ยท NASDAQ
Latest SG&A Expense
54.93M
FY 2025
Avg Estimate
37.91M
FY 2026
Estimate Range
37.62M - 38.20M
Analyst Spread

Forward Growth Analysis

Projected Growth-31.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frba

First Bank Insider Positioning

FRBA ยท NASDAQ

During the last 12 months, there has been no insider trading activity reported for FRBA.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.