$15.68
-0.75%First Bank provides various banking products and services to individuals, businesses, and governmental entities. The company accepts various deposits, including non-interest bearing demand deposits, interest bearing demand accounts, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking accounts. Its loan products include commercial and industrial loans; commercial real estate loans, such as owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans comprising residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans that include auto, personal, and traditional installment loans. The company also provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone, as well as ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services. As of December 31, 2021, it operated 18 full-service branches in Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown counties in New Jersey, as well as Doylestown, Trevose, Warminster, and West Chester counties in Pennsylvania. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Strong net margins indicate efficient operations and favorable tax/interest management.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
FRBA โข NASDAQ
| First Bank Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||
246.8M | 229.4M | 173.3M | 112.4M | 98.9M | 95.6M | 88.2M | 76.2M | 53.3M | 40M | 32.4M | 21.3M | 12.2M | 10M | |
GROSS PROFIT | ||||||||||||||
(110.5M) | (100.8M) | (77.4M) | (17.8M) | (9M) | (29.2M) | (29.8M) | (21.2M) | (14.2M) | (12.1M) | (9.6M) | (4.1M) | (3.4M) | (3.3M) | |
136.3M | 128.7M | 95.9M | 94.6M | 89.9M | 66.4M | 58.4M | 54.9M | 39.1M | 27.8M | 22.8M | 17.1M | 8.8M | 6.7M | |
OPERATING INCOME | ||||||||||||||
(79M) | (73.5M) | (68.7M) | (46.7M) | (43.2M) | (40.4M) | (39.4M) | (33.3M) | (24.7M) | (18.3M) | (17.7M) | (13.2M) | (8.1M) | (7.7M) | |
(54.9M) | (44.1M) | (37.3M) | (29.5M) | (27.5M) | (26.7M) | (24.3M) | (21.1M) | (15M) | (11.7M) | (11.1M) | (13.3M) | (8.1M) | (6.3M) | |
57.3M | 55.1M | 27.2M | 47.9M | 46.7M | 26M | 19M | 21.6M | 14.4M | 9.5M | 5.1M | 8M | 3.5M | 3.1M | |
PRE-TAX INCOME | ||||||||||||||
(98.6M) | (99.6M) | (69.5M) | (14.9M) | (9.2M) | (19.6M) | (25.8M) | (17.8M) | (11.5M) | (9.4M) | (6.9M) | (4.1M) | (3.4M) | (3.3M) | |
137.8M | 122.5M | 104.5M | 92.4M | 81.9M | 69.6M | 58.4M | 54.9M | 39.7M | 28.9M | 23.8M | 0.0 | 0.0 | 0.0 | |
(24M) | (29.4M) | (31.4M) | (17.2M) | (15.7M) | (13.7M) | (15.1M) | (12.2M) | (9.7M) | (6.6M) | (6.6M) | (0.0) | (0.0) | (0.0) | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 84K | -726K | -804K | |
57.3M | 55.1M | 27.2M | 47.9M | 46.7M | 26M | 19M | 21.6M | 14.4M | 9.5M | 5.1M | 8.1M | 2.8M | 2.3M | |
NET INCOME | ||||||||||||||
(13.6M) | (12.9M) | (6.3M) | (11.6M) | (11.3M) | (6.5M) | (5.6M) | (4M) | (7.4M) | (3.1M) | (1.2M) | (2.2M) | (1.1M) | (330K) | |
43.7M | 42.2M | 20.9M | 36.3M | 35.4M | 19.4M | 13.4M | 17.6M | 7M | 6.4M | 3.9M | 5.8M | 1.7M | 2.6M |
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