FNWB - NASDAQ
First Northwest Bancorp
$10.16
+1.1%First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. It accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. The company also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. It operates through 12 full-service branches and a lending center in Seattle. The company was founded in 1923 and is based in Port Angeles, Washington.
At a Glance
Live SnapshotFirst Northwest Bancorp Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
First Northwest Bancorp Cash Flow Statement
FNWB • NASDAQ
| First Northwest Bancorp Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||||
-4.2M | -6.6M | 2.1M | 13.5M | 15M | 10.3M | 9M | 7.1M | 3.3M | 5.1M | 4M | -5.1M | 2.7M | 2.3M | -2M | 3.9M | 1K | |
0.0 | 1.4M | 1.6M | 2.1M | 1.5M | 1.7M | 1.6M | 1.6M | 1.2M | 1.5M | 1.4M | 1.2M | 1.5M | 1.9M | 2.3M | 2.1M | 2.1M | |
0.0 | -1.4M | 134K | -1.5M | 63K | -1.1M | 313K | -352K | 0.0 | -1.2M | -907K | -1M | -356K | -810K | 463K | -688K | -1.1M | |
0.0 | 1.6M | 2.1M | 2.3M | 3M | 1.8M | 1.9M | 1.9M | 1.9M | 1.7M | 677K | 216K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
8.5M | 15.8M | 6.5M | 1.8M | 2.8M | -4.3M | -932K | 3.1M | 0.0 | 1.5M | -1.4M | 1.6M | 2.7M | 3.1M | 10.9M | 3.7M | 6.8M | |
(12K) | (83K) | (2.1M) | (4.4M) | (4.3M) | (2.9M) | (1.7M) | (1M) | (0.0) | (2.5M) | (2.1M) | (330K) | (1.1M) | (340K) | (765K) | (1.5M) | (690K) | |
-2.9M | 6.1M | 5.4M | -2.2M | -7.2M | 4.9M | 2.2M | -30K | 326K | -7.5M | 6.9M | 1.9M | -2.9M | 4.2M | -1.8M | 946K | -7M | |
1.4M | 16.9M | 17.9M | 15.9M | 15.2M | 13.3M | 14.1M | 13.3M | 5.2M | 1.1M | 10.6M | -1.2M | 3.6M | 10.7M | 9.9M | 10M | 763K | |
INVESTING ACTIVITIES | |||||||||||||||||
(0.0) | (6.5M) | -1.6M | -2.9M | -6M | -1.8M | -426K | -2.8M | -1.1M | -956K | -2.1M | -1.3M | -2M | -469K | -834K | -683K | -487K | |
(0.0) | (0.0) | (0.0) | (0.0) | (63.5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -108.5M | -21.2M | -87.7M | -153.8M | -307.1M | -58.5M | -63M | -112.5M | -41.5M | -123.2M | -163.9M | -40.9M | -65.2M | -140.7M | -139.8M | -145.8M | |
0.0 | 61.9M | 55.5M | 43.2M | 169.5M | 267.4M | 52.5M | 91.2M | 50.7M | 80.3M | 161.7M | 33.4M | 70.9M | 72M | 101.6M | 89.9M | 86.1M | |
4.2M | -47M | -117M | -190.2M | -210.1M | -274.4M | -13.5M | -86M | -55.4M | -118.2M | -129.5M | 12.3M | -46.5M | -48.5M | 15.9M | 43.2M | 48.1M | |
(4.2M) | -87.1M | -84.2M | -237.6M | -136.9M | -316M | -20M | -60.7M | -158.9M | -80.3M | -93.1M | -119.5M | -18.4M | -42.2M | -24.1M | -7.4M | -12.2M | |
FINANCING ACTIVITIES | |||||||||||||||||
0.0 | -4.1M | -1.1M | -5.4M | -6M | -7.4M | -7.8M | -10M | -2.2M | -16.5M | -5.5M | 126.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-27.1M | 15M | 35.5M | 166M | 9.2M | -3M | -23.6M | -7.5M | 66.7M | -3.2M | -9.4M | -15.1M | 5.1M | 0.0 | 0.0 | 40K | -19.7M | |
-1.3M | -2.6M | -2.7M | -2.8M | -2.5M | -2.2M | -1.4M | -335K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -4.1M | -1.1M | -5.4M | -6M | -7.4M | -7.8M | -10M | -2.2M | -16.5M | -5.5M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
29.9M | 11.2M | 112.2M | -16.4M | 181.8M | 331.7M | 61.1M | 54.8M | 61.1M | 100.6M | 75M | 34.9M | 5.7M | 11.9M | 20.9M | 6.1M | 25.3M | |
1.5M | 19.5M | 143.9M | 141.3M | 182.6M | 319.1M | 28.3M | 36.9M | 125.5M | 80.8M | 60.1M | 146.7M | 10.8M | 11.9M | 20.9M | 6.2M | 5.6M | |
CASH FLOW SUMMARY | |||||||||||||||||
7.1M | -50.7M | 77.6M | -80.4M | 60.9M | 16.4M | 22.4M | -10.5M | 1.6M | 1.6M | -22.4M | 26.1M | -4M | -19.5M | 6.7M | 8.8M | -5.8M | |
441K | 123.2M | 45.6M | 126M | 65.2M | 48.7M | 26.3M | 36.8M | 22.7M | 22.7M | 45M | 19M | 22.9M | 42.5M | 35.8M | 27M | 32.7M | |
7.6M | 72.4M | 123.2M | 45.6M | 126M | 65.2M | 48.7M | 26.3M | 24.3M | 24.3M | 22.7M | 45M | 19M | 22.9M | 42.5M | 35.8M | 27M | |
1.4M | 16.9M | 16.3M | 13M | 9.1M | 11.4M | 13.7M | 10.5M | 4.2M | 179K | 8.5M | -2.4M | 1.6M | 10.2M | 9M | 9.3M | 276K |
SEC Filings
FNWB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 22, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 09, 2026 | May 19, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 04, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 08, 2026 | January 06, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 10, 2025 | December 09, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
Review consensus spread and where estimate risk is concentrated.