FNWB - NASDAQ

First Northwest Bancorp

FNWB·NASDAQ

$10.16

+1.1%

Financial ServicesBanks - Regional

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. It accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. The company also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. It operates through 12 full-service branches and a lending center in Seattle. The company was founded in 1923 and is based in Port Angeles, Washington.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$96.51M

EPS-0.4800

P/E Ratio-21.17

Earnings Date07/23/2026

2.11B

Assets

-6%

3Y+3.0%

5Y+27.0%

10Y+94.0%

1.95B

Total Liabilities

-6%

3Y+4.0%

5Y+33.0%

10Y+114.0%

157.26M

Total Equity

3Y-1.0%

5Y-16.0%

10Y-12.0%

First Northwest Bancorp Funding & Solvency Profile

FNWB · NASDAQ

Current Assets

Cash & Cash Equivalents85.12M

Net Receivables6.50M

Inventory0.00

Other Current Assets0.00

Total Current Assets97 M

Non-Current Assets

Property, Plant & Equipment24.06M

Goodwill & Intangible Assets4.08M

Long-Term Investments1.89B

Other Non-Current Assets75.62M

Total Non-Current Assets2 B

Total Assets

2.11B

Financial Health Analysis

Current Ratio

0.06x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

12.40x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1616647000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

5% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Northwest Bancorp Balance Sheet

FNWB • NASDAQ

First Northwest Bancorp Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Jun 2017	Jun 2016	Jun 2015	Jun 2014	Jun 2013	Jun 2012	Jun 2011
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	85.1M	72.4M	123.2M	45.6M	126M	65.2M	48.7M	26.3M	26.7M	24.3M	22.7M	45M	19M	22.9M	42.5M	35.8M
Short-Term Investments	5.6M	340.3M	295.6M	326.6M	344.2M	364.3M	315.6M	263M	0.0	228.6M	267.9M	299M	179M	214.8M	218.2M	0.0
Cash & Short-Term Investments	90.7M	412.8M	418.8M	372.2M	470.2M	429.5M	364.3M	289.3M	26.7M	252.9M	290.5M	344.1M	197.9M	237.7M	260.6M	35.8M
Net Receivables	6.5M	8.2M	7.9M	6.7M	5.3M	7M	3.9M	4M	0.0	3M	2.8M	2.5M	2.3M	2.3M	2.5M	2.5M
Accounts Receivables	6.5M	8.2M	7.9M	6.7M	5.3M	7M	3.9M	4M	0.0	3M	2.8M	2.5M	2.3M	2.3M	2.5M	2.5M
Prepaids	0.0	0.0	0.0	28.3M	20.6M	11M	8.9M	5.5M	0.0	6M	2.7M	2M	2.6M	1.6M	4.8M	2.6M
Total Current Assets	97.2M	421M	426.7M	407.2M	496.1M	447.4M	377.1M	298.9M	40.6M	261.9M	293.3M	346.6M	202.8M	240.1M	268M	40.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	24.1M	27.1M	24.1M	18.1M	19.8M	14.8M	14.3M	15.3M	13.7M	13.2M	13.5M	12.6M	12.3M	11.4M	12.2M	12.8M
Goodwill	1.1M	1.1M	1.1M	1.1M	1.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	3M	3.3M	3.8M	3.9M	3.3M	2.1M	871K	1M	1.1M	986K	998K	1.2M	1.3M	1.4M	1.9M	2.5M
Goodwill & Intangible Assets	4.1M	4.4M	4.9M	5M	4.5M	2.1M	871K	1M	1.1M	986K	998K	1.2M	1.3M	1.4M	1.9M	2.5M
Long-Term Investments	1.9B	1.7B	1.7B	1.5B	1.4B	1.1B	878.9M	907.4M	30.8M	778.7M	676.8M	549.5M	550M	499.3M	458.5M	660.5M
Tax Assets	13.6M	13.7M	13M	14.1M	1.6M	0.0	0.0	0.0	1.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	75.6M	76.9M	75.1M	51.3M	44.5M	44.3M	36.1M	36.2M	34.1M	32.9M	22.8M	24.9M	28.9M	30.7M	31.3M	32.2M
Total Non-Current Assets	2B	1.8B	1.8B	1.6B	1.4B	1.2B	930.2M	959.9M	1.2B	825.8M	714.1M	588.2M	592.5M	542.9M	503.9M	708M
Total Assets	2.1B	2.2B	2.2B	2B	1.9B	1.7B	1.3B	1.3B	1.2B	1.1B	1B	936.8M	795.3M	784.5M	771.9M	748.9M
LIABILITIES
CURRENT LIABILITIES
Total Payables	1.2M	3.3M	3.4M	455K	393K	53K	373K	521K	0.0	208K	189K	265K	262K	288K	316K	315K
Accounts Payable	1.2M	3.3M	3.4M	455K	393K	53K	373K	521K	0.0	208K	189K	265K	262K	288K	316K	315K
Accrued Expenses	0.0	0.0	0.0	32.3M	29.2M	23.3M	14.4M	8.1M	8.2M	7.4M	15.2M	7.7M	6.4M	8.2M	7.5M	7M
Short Term Debt	113.5M	136.5M	201.5M	166M	0.0	60M	62.9M	76.6M	84.1M	0.0	0.0	0.0	15.1M	0.0	0.0	0.0
Other Current Liabilities	1.6B	1.7B	1.7B	1.6B	1.6B	1.3B	1B	940.3M	270.4M	823.8M	723.3M	647.2M	600.4M	595M	583.2M	562.4M
Total Current Liabilities	1.7B	1.8B	1.9B	1.8B	1.6B	1.4B	1.1B	1B	354.5M	831.4M	738.6M	655.2M	622.1M	603.6M	591M	569.7M
NON-CURRENT LIABILITIES
Long Term Debt	194.6M	199.5M	119.4M	119.4M	119.3M	50M	50M	60M	60M	77.4M	80.7M	90M	90M	100M	100M	100M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.1M	1.6M	2.9M	1.4M
Other Non-Current Liabilities	25.7M	33.3M	30.8M	1.4M	1.1M	1.1M	1.1M	1.1M	624.1M	1.1M	1M	932K	1M	668K	541K	460K
Total Non-Current Liabilities	236.8M	250.3M	156.7M	120.7M	120.4M	51.1M	51.1M	61.1M	684.1M	78.6M	81.7M	91M	92.2M	101.7M	103M	101.5M
Capital Lease Obligations	16.4M	17.5M	6.4M	0.0	0.0	0.0	3.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	2B	2.1B	2B	1.9B	1.7B	1.5B	1.1B	1.1B	1B	910M	820.4M	746.1M	714.3M	705.9M	694.6M	671.6M
SHAREHOLDERS' EQUITY
Common Stock	95K	93K	96K	97K	100K	102K	107K	112K	118K	119K	127K	131K	0.0	0.0	0.0	0.0
Additional Paid-In Capital	93.8M	93.4M	95.8M	95.5M	96.1M	97.4M	102M	105.8M	111.1M	112.1M	122.6M	126.8M	0.0	0.0	0.0	0.0
Retained Earnings	91.7M	97.2M	107.3M	114.4M	103M	92.7M	86.2M	81.6M	78.6M	77.5M	77.3M	74.6M	79.7M	77M	74.7M	76.6M
Accumulated Other Comprehensive Income/Loss	-22.4M	-30.2M	-32.6M	-40.5M	288K	5.4M	-1.5M	-4.7M	-12.8M	-434K	1.9M	750K	1.3M	1.6M	2.6M	583K
Other Total Stockholders' Equity	-5.9M	-6.6M	-7.3M	-7.9M	-8.6M	-9.2M	-9.9M	-10.5M	0.0	-11.5M	-12.2M	-11.6M	0.0	0.0	0.0	0.0
Total Stockholders' Equity	157.3M	153.9M	163.3M	161.6M	191M	186.4M	176.9M	172.3M	177M	177.7M	189.7M	190.7M	81M	78.6M	77.3M	77.2M
Total Equity	157.3M	153.9M	163.3M	158.3M	190.5M	186.4M	176.9M	172.3M	177M	177.7M	189.7M	190.7M	81M	78.6M	77.3M	77.2M
Minority Interest	0.0	0.0	0.0	-3.3M	-481K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	2.1B	2.2B	2.2B	2B	1.9B	1.7B	1.3B	1.3B	1.2B	1.1B	1B	936.8M	795.3M	784.5M	771.9M	748.9M
Total Investments	1.9B	2B	2B	1.9B	1.7B	1.5B	1.2B	1.2B	30.8M	1B	944.7M	848.6M	729M	714.1M	676.6M	660.5M
Total Debt	324.6M	353.5M	327.4M	285.4M	119.3M	110M	112.9M	136.6M	144.1M	77.4M	80.7M	90M	105.1M	100M	100M	100M
Net Debt	239.5M	281.1M	204.2M	239.8M	-6.7M	44.8M	64.2M	110.2M	117.4M	53.1M	58M	45M	86.2M	77.1M	57.6M	64.3M
Shares Outstanding	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151	8,902,151

SEC Filings

FNWB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 22, 2026	May 19, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 09, 2026	May 19, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 12, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 04, 2026	February 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 08, 2026	January 06, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 10, 2025	December 09, 2025	2025	View Filing

Showing 1 to 10 of 207 filings

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