FMBH - NASDAQ
First Mid Bancshares, Inc.
$44.26
-2.6%First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate, and consumer loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning, investment, and farm management and brokerage services for individuals; and employee benefit services for business enterprises. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. It operates through a network of 52 banking centers in Illinois and 14 offices in Missouri, as well as a loan production office in Indiana. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.
At a Glance
Live SnapshotFirst Mid Bancshares, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Flat FCF growth. Stable but not expanding—monitor for signs of business maturity or temporary headwinds.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
First Mid Bancshares, Inc. Cash Flow Statement
FMBH • NASDAQ
| First Mid Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
91.7M | 78.9M | 68.9M | 73M | 51.5M | 45.3M | 47.9M | 36.6M | 26.7M | 21.8M | 16.5M | 15.5M | 14.7M | 14M | 11.4M | 8.8M | 8.2M | 10.5M | 10.2M | 10M | |
19.8M | 20.8M | 14.9M | 15.1M | 14.4M | 11.7M | 10.8M | 7.9M | 8.1M | 7.9M | 4.4M | 4M | 4.7M | 5.4M | 5.4M | 3.9M | 3.1M | 2.2M | 1.8M | 1.7M | |
-2.3M | 590K | 16.7M | -2.2M | -3.4M | -5M | 1.9M | 4.3M | 2.5M | -2.4M | 20K | 11K | 971K | 230K | -670K | -435K | -1.5M | -631K | -218K | 340K | |
2.6M | 2.4M | 1.7M | 1.8M | 1.3M | 774K | 453K | 294K | 954K | 384K | 378K | 376K | 339K | 227K | 144K | 52K | 53K | 58K | 0.0 | 0.0 | |
9.5M | 534K | -973K | 3.2M | 16.4M | 12.2M | 2.7M | 7.4M | 8.4M | 2.1M | 2.1M | -1.4M | -334K | 2.7M | 3.4M | 4.6M | 4.6M | 3M | 114K | 354K | |
(18M) | (0.0) | (22.3M) | (23M) | (19M) | (18.6M) | (15.6M) | (9.6M) | (11.7M) | (13.1M) | (7.8M) | (9.3M) | (7.7M) | (8.2M) | (5.5M) | (6.8M) | (4.6M) | (6.1M) | (0.0) | (0.0) | |
9.6M | 21.3M | -28.8M | -25M | -10.7M | -1.4M | -1M | -14.3M | -488K | -2.5M | -1.4M | -624K | 4.3M | 283K | -692K | -9.4M | -6.1M | 14K | 735K | -2.1M | |
130.9M | 124.4M | 72.4M | 65.8M | 69.6M | 63.5M | 62.8M | 42.2M | 46.2M | 27.4M | 22M | 17.8M | 24.7M | 22.9M | 19M | 7.5M | 8.3M | 15.2M | 12.6M | 10.3M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-6.8M | -4.9M | -3.6M | -5M | -3.7M | -2.5M | -4.1M | -3.1M | -1.3M | -695K | -1.8M | -1.2M | -1.4M | -1.5M | -4.6M | -1.9M | -2M | -1.1M | -856K | -1.3M | |
-2.4M | -8.9M | (44.6M) | (67.3M) | (27.1M) | (0.0) | (0.0) | (56.4M) | (0.0) | (36.8M) | (276.7M) | (0.0) | (0.0) | (0.0) | (0.0) | (180.1M) | (0.0) | (0.0) | (0.0) | -12.1M | |
-132.1M | -20.2M | -1.5M | -12.8M | -692.2M | -506.5M | -188.6M | -38.9M | -183.3M | -266.5M | -303.7M | -63.5M | -204.8M | -293.7M | -333.2M | -229.5M | -171.4M | -80.2M | -80.5M | -59.5M | |
169.3M | 124M | 450.2M | 186M | 238.7M | 388.2M | 215.1M | 68.2M | 233M | 270.8M | 132.9M | 132.8M | 204M | 265.6M | 203.5M | 119.5M | 101.7M | 93.3M | 78.3M | 86M | |
-330.5M | -97.5M | -15.4M | -414.2M | -52.3M | -441.7M | -54.4M | -93.6M | -104.3M | -118.4M | -93.7M | -78.1M | -64.9M | -44.1M | -57.1M | 32.4M | 31.7M | 3.8M | -24.2M | -29.8M | |
-302.6M | -7.5M | (474.4M) | -178.7M | -482.5M | -562.4M | -32.1M | -11M | -56M | -78.1M | (10.4M) | -10M | -67.1M | -73.7M | -191.4M | (100.5M) | -39.9M | (15.8M) | -27.2M | -16.6M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
396K | 395K | 539K | 904K | 1.6M | 397K | -638K | 36.5M | 3.6M | 195K | 27.2M | -1.3M | -3.3M | -2.7M | -2M | -1.5M | -2.2M | -5.6M | -5.7M | -6.1M | |
-2.3M | -40.6M | -201.1M | 333.9M | -35.1M | 74.3M | -24M | -313K | 12.3M | 23.1M | 0.0 | 0.0 | 15M | -23M | 5.3M | -10M | -18M | -16.5M | 31.1M | 2.9M | |
-23.4M | -22.4M | -19.6M | -17.8M | -14.7M | -12.8M | -11.9M | -8.8M | -7.2M | -6.6M | -5.5M | -7M | -6.1M | -6.6M | -4.7M | -3.9M | -2.8M | -1.6M | -1.5M | -1.5M | |
-724K | -659K | -465K | -340K | -326K | -213K | -1.3M | -138K | -797K | (0.0) | -1.1M | -1.8M | -4.6M | -3.9M | -2.4M | -2.5M | -3.1M | -6.8M | -6.5M | -7.2M | |
330.8M | -76.2M | -336M | -220.3M | 212.4M | 769.2M | -50.5M | -6.1M | -85.8M | 94.1M | 10M | 11.8M | 19.3M | 84.4M | -3.7M | 48.4M | 33.7M | 48.2M | -12K | 13.4M | |
305.5M | -138.8M | -556.2M | 96.7M | 164.2M | 831.1M | -87.1M | 21.3M | -77.2M | 110.8M | 31.7M | -21.1M | 24.9M | 60.4M | 14.1M | 33M | 35.4M | 24.5M | 23.9M | 8.7M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
133.7M | -21.8M | -9.4M | -16.2M | -248.7M | 332.2M | -56.3M | 52.5M | -87M | 60.1M | 64.1M | -13.4M | -17.6M | 9.6M | -158.4M | 141.1M | 3.8M | 55.5M | 9.3M | 2.3M | |
121.2M | 143.1M | 152.4M | 168.6M | 417.3M | 85.1M | 141.4M | 88.9M | 175.9M | 115.8M | 51.7M | 65.1M | 82.7M | 73.1M | 231.5M | 90.4M | 86.6M | 31.1M | 21.8M | 19.6M | |
254.9M | 121.2M | 143.1M | 152.4M | 168.6M | 417.3M | 85.1M | 141.4M | 88.9M | 175.9M | 115.8M | 51.7M | 65.1M | 82.7M | 73.1M | 231.5M | 90.4M | 86.6M | 31.1M | 21.8M | |
124M | 119.5M | 68.8M | 60.8M | 65.9M | 61.1M | 58.7M | 39.1M | 44.9M | 26.7M | 20.2M | 16.6M | 23.3M | 21.4M | 14.4M | 5.6M | 6.4M | 14.1M | 11.8M | 9M |
SEC Filings
FMBH - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 17, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 25, 2026 | February 25, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 20, 2026 | February 20, 2026 | 2026 |
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