FMBH - NASDAQ

First Mid Bancshares, Inc.

FMBH·NASDAQ

$44.26

-2.6%

Financial ServicesBanks - Regional

First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate, and consumer loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning, investment, and farm management and brokerage services for individuals; and employee benefit services for business enterprises. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. It operates through a network of 52 banking centers in Illinois and 14 offices in Missouri, as well as a loan production office in Indiana. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.18B

EPS3.8400

P/E Ratio10.15

Earnings Date07/23/2026

7.97B

Assets

3Y+18.0%

5Y+69.0%

10Y+176.0%

7.01B

Total Liabilities

3Y+15.0%

5Y+69.0%

10Y+169.0%

958.69M

Total Equity

13%

3Y+51.0%

5Y+69.0%

10Y+242.0%

First Mid Bancshares, Inc. Funding & Solvency Profile

FMBH · NASDAQ

Current Assets

Cash & Cash Equivalents256.58M

Net Receivables39.95M

Inventory0.00

Other Current Assets0.00

Total Current Assets1 B

Non-Current Assets

Property, Plant & Equipment103.46M

Goodwill & Intangible Assets253.02M

Long-Term Investments6.19B

Other Non-Current Assets247.23M

Total Non-Current Assets7 B

Total Assets

7.97B

Financial Health Analysis

Current Ratio

0.17x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.31x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-5472769000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

14% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Mid Bancshares, Inc. Balance Sheet

FMBH • NASDAQ

First Mid Bancshares, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	256.6M	124.6M	135.6M	146.3M	169.7M	418.7M	88.8M	148.3M	90.1M	151.6M	140.3M	51.2M	64.6M	68.9M	65.3M	151.5M	39.8M	48.3M	28.9M	20.5M
Short-Term Investments	828.5M	1.1B	1.2B	1.2B	1.4B	879.2M	685.6M	692.3M	578.6M	619.8M	518.8M	377.9M	488.7M	508.3M	478.9M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.1B	1.2B	1.3B	1.4B	1.6B	1.3B	774.4M	840.6M	668.7M	771.5M	659.1M	429.1M	553.3M	577.2M	544.3M	151.5M	39.8M	48.3M	28.9M	20.5M
Net Receivables	39.9M	38.6M	35.1M	28.4M	19.9M	19.3M	15.6M	16.9M	10.8M	10.6M	8.1M	6.8M	6.6M	6.8M	7.1M	6.4M	6.9M	7.2M	8.3M	8.4M
Accounts Receivables	39.9M	38.6M	35.1M	28.4M	19.9M	19.3M	15.6M	16.9M	10.8M	10.6M	8.1M	6.8M	6.6M	6.8M	7.1M	6.4M	6.9M	7.2M	8.3M	8.4M
Total Current Assets	1.1B	1.2B	1.3B	1.4B	1.6B	1.3B	790M	857.5M	679.5M	782M	667.2M	435.9M	559.9M	584M	551.3M	157.9M	46.6M	55.5M	37.2M	28.9M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	103.5M	114.1M	115.7M	106.2M	96.6M	75.4M	76.5M	59.1M	38.3M	40.3M	31.3M	27.4M	28.6M	29.7M	30.7M	28.5M	15.5M	15M	15.5M	16.3M
Goodwill	203.4M	203.4M	196.5M	140.4M	111.9M	105M	105M	105.3M	60.2M	57.8M	41M	25.8M	25.8M	25.8M	25.8M	25.8M	17.4M	17.4M	17.4M	17.4M
Intangible Assets	49.6M	58.5M	67.8M	29.5M	29.5M	23.1M	28.3M	33.8M	10.7M	12.8M	9M	1.8M	2.5M	3.2M	3.9M	5.1M	2.8M	3.6M	4.3M	5.1M
Goodwill & Intangible Assets	253M	261.9M	264.2M	169.9M	141.4M	128.1M	133.3M	139.1M	70.8M	70.6M	50M	27.6M	28.2M	28.9M	29.7M	30.8M	20.2M	20.9M	21.7M	22.5M
Long-Term Investments	6.2B	5.6B	5.5B	4.8B	3.9B	3.1B	2.7B	2.7B	2B	1.9B	1.4B	1.1B	969.6M	899.3M	849M	1.1B	930.4M	904.4M	927.3M	903.3M
Tax Assets	46.2M	59.6M	70.1M	72.3M	7.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	247.2M	248.6M	276.3M	231.8M	182M	103.9M	101.3M	96.3M	64.1M	108.1M	13.4M	13.9M	19.2M	36.2M	40.2M	103.9M	82.4M	53.9M	14.7M	9.6M
Total Non-Current Assets	6.8B	6.3B	6.2B	5.4B	4.4B	3.4B	3B	3B	2.2B	2.1B	1.4B	1.2B	1B	994.1M	949.7M	1.3B	1B	994.2M	979.2M	951.7M
Total Assets	8B	7.5B	7.6B	6.7B	6B	4.7B	3.8B	3.8B	2.8B	2.9B	2.1B	1.6B	1.6B	1.6B	1.5B	1.5B	1.1B	1B	1B	980.6M
LIABILITIES
CURRENT LIABILITIES
Total Payables	5.8M	5.3M	5.4M	3.3M	1.3M	2.3M	2.3M	1.8M	602K	535K	906K	815K	1.4M	341K	510K	701K	861K	1.6M	2.3M	2.4M
Accounts Payable	5.8M	5.3M	5.4M	3.3M	1.3M	2.3M	2.3M	1.8M	602K	535K	356K	285K	277K	341K	510K	701K	861K	1.6M	2.3M	2.4M
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	550K	530K	1.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	196.7M	204.1M	213.7M	221.4M	146.3M	206.9M	208.1M	192.3M	155.4M	185.8M	128.8M	121.9M	119.2M	0.0	132.4M	94.1M	80.4M	80.7M	68.3M	66.7M
Other Current Liabilities	6.4B	6.1B	6.1B	5.3B	5B	3.7B	2.9B	3B	2.3B	2.3B	1.7B	1.3B	1.3B	1.3B	1.2B	1.2B	840.4M	806.4M	770.6M	770.6M
Total Current Liabilities	6.6B	6.3B	6.3B	5.5B	5.1B	3.9B	3.1B	3.2B	2.4B	2.5B	1.9B	1.4B	1.4B	1.3B	1.3B	1.3B	921.7M	888.7M	841.1M	839.7M
NON-CURRENT LIABILITIES
Long Term Debt	354.5M	354.3M	394.6M	579M	200M	207.2M	137.8M	156.5M	94.4M	82.1M	40.6M	40.6M	40.6M	139.1M	181M	43.4M	53.4M	71.4M	87.9M	58.4M
Other Non-Current Liabilities	42.5M	38.4M	41.6M	34.3M	33.2M	31.5M	30.3M	24.6M	8.6M	5.6M	6.6M	6.8M	7.3M	7.8M	-124.6M	5.1M	8.9M	6.9M	6.9M	6.6M
Total Non-Current Liabilities	410.2M	406.8M	450.8M	629.3M	248.6M	256.1M	185.1M	181.1M	102.9M	87.7M	47.2M	47.4M	47.9M	146.9M	56.4M	48.5M	62.3M	78.2M	94.7M	65M
Capital Lease Obligations	13.2M	14.2M	14.6M	16M	15.3M	17.4M	17M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	7B	6.7B	6.8B	6.1B	5.4B	4.2B	3.3B	3.4B	2.5B	2.6B	1.9B	1.4B	1.5B	1.4B	1.4B	1.4B	983.9M	966.9M	935.9M	904.8M
SHAREHOLDERS' EQUITY
Treasury Stock	-23.9M	-22.2M	-20.9M	-20.1M	-19.2M	-18.8M	-18.3M	-16.6M	-16.5M	-15.7M	-15.7M	-14.6M	-48.9M	-44.2M	-40.2M	-37.7M	-35.2M	-32M	-25M	-39.6M
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	27.4M	27.4M	52M	52M	43.8M	24.6M	24.6M	0.0	0.0	0.0
Common Stock	100.7M	100.3M	99.9M	86.4M	76.8M	71.4M	71.2M	70.9M	54.9M	54.1M	38M	32.1M	31.2M	30.7M	30.2M	29.9M	29.5M	29M	28.5M	22.8M
Additional Paid-In Capital	517M	512.8M	509.3M	427M	340.4M	297.8M	295.9M	293.9M	163.6M	158.7M	79.6M	55.6M	33.9M	31.7M	29.4M	28.2M	26.8M	25.3M	23.3M	21.3M
Retained Earnings	463.5M	395.2M	338.7M	289.3M	234.2M	197.7M	166.7M	131.4M	104.7M	86.2M	71.7M	62M	86.6M	79M	71.7M	66.4M	62.1M	58.1M	49.9M	68.6M
Accumulated Other Comprehensive Income/Loss	-101.3M	-142.4M	-136.4M	-151.5M	-831K	17.1M	8.4M	-6.5M	-2.3M	-5.8M	723K	-875K	-8.4M	4.5M	3.1M	-2.1M	3.4M	2.8M	3.7M	2.6M
Other Total Stockholders' Equity	2.7M	2.8M	2.6M	2.1M	2.5M	3M	2.8M	2.8M	3.5M	3.2M	3.2M	3.3M	3M	3M	2.9M	2.9M	0.0	-416K	0.0	0.0
Total Stockholders' Equity	958.7M	846.4M	793.2M	633.2M	633.9M	568.2M	526.6M	475.9M	308M	280.7M	205M	164.9M	149.4M	156.7M	141M	112.3M	111.2M	82.8M	80.5M	75.8M
Total Equity	958.7M	846.4M	793.2M	633.2M	633.9M	568.2M	526.6M	475.9M	308M	280.7M	205M	164.9M	149.4M	156.7M	141M	112.3M	111.2M	82.8M	80.5M	75.8M
SUMMARY
Total Liabilities & Equity	8B	7.5B	7.6B	6.7B	6B	4.7B	3.8B	3.8B	2.8B	2.9B	2.1B	1.6B	1.6B	1.6B	1.5B	1.5B	1.1B	1B	1B	980.6M
Total Investments	7B	6.7B	6.7B	6B	5.4B	4B	3.4B	3.4B	2.6B	2.5B	1.9B	1.5B	1.5B	1.4B	1.3B	1.1B	930.4M	904.4M	927.3M	903.3M
Total Debt	564.4M	572.6M	622.9M	816.4M	361.6M	431.5M	362.9M	348.8M	249.7M	267.8M	169.5M	162.5M	159.8M	139.1M	313.4M	137.4M	133.8M	152.1M	156.2M	125.1M
Net Debt	307.8M	447.9M	487.4M	670.2M	191.9M	12.9M	274.1M	200.5M	159.7M	116.2M	29.2M	111.3M	95.2M	70.2M	248M	-14.1M	94M	103.7M	127.3M	104.6M
Shares Outstanding	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653	24,003,653

SEC Filings

FMBH - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 17, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 02, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 20, 2026	February 20, 2026	2026	View Filing

Showing 1 to 10 of 481 filings

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