$9.47
+0.26%First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
Weak cash conversion. Significant portion of earnings not converting to cashโreview working capital trends and capital intensity.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโmonitor closely.
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
FGBI โข NASDAQ
| First Guaranty Bancshares, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
-56M | 12.4M | 9.2M | 28.9M | 27.3M | 20.3M | 14.2M | 14.2M | 11.8M | 14.1M | 14.5M | 11.2M | 9.1M | 12.1M | 8M | 10M | 7.6M | 5.5M | 10.3M | 8.8M | |
4.3M | 4.4M | 4M | 4.1M | 4.8M | 3.8M | 3.1M | 3.3M | 2.4M | 2.2M | 2M | 2.1M | 2.1M | 2.1M | 1.7M | 1.5M | 1.4M | 1.5M | 1.2M | 1.4M | |
95M | 2.6M | 4.5M | 3.7M | 795K | 2.9M | 5.1M | 4.2M | 3.9M | 2.4M | 3.2M | 4.5M | 3.5M | 3M | 6.8M | 3M | 2M | 5.3M | 1.2M | 4.1M | |
(4.2M) | (0.0) | (3.4M) | (7.6M) | (11.4M) | (4.8M) | (3.3M) | (2.4M) | (10.7M) | (3M) | (8.4M) | (4.5M) | (2.9M) | (5.8M) | (2.9M) | (5.6M) | (4.3M) | (1.2M) | (6M) | (0.0) | |
-51.6M | 14.3M | 4M | 179K | -6.3M | -3.3M | 6.7M | 5.1M | -5.9M | 3.6M | -2.5M | -1.1M | 2.4M | -219K | 1.4M | 2M | -8.5M | 7.3M | 29.8M | -106K | |
-8.3M | 33.7M | 21.7M | 36.9M | 26.5M | 23.8M | 29.1M | 26.9M | 12.3M | 22.2M | 17.2M | 16.8M | 17.2M | 16.9M | 18M | 16.6M | 2.5M | 19.6M | 42.5M | 14.3M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-1.7M | -3M | -14.9M | -2.6M | -2.2M | -6.3M | -11.9M | -3.8M | -6.8M | -4.1M | -4.4M | -1.7M | -1.8M | -1.6M | -2.3M | -1.3M | -1.6M | -1M | -801K | -2.5M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -23.3M | (0.0) | -2.9M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-588.7M | -365.5M | -2.6M | -153.1M | -552.6M | -1.1B | -274.4M | -309.3M | -547.7M | -1B | -699M | -538.2M | -640.9M | -950.1M | -858.7M | -1B | -1.4B | -773.8M | -575.5M | -33.5M | |
202.4M | 169.5M | 51.7M | 53M | 419.1M | 1.3B | 300.8M | 395.7M | 554.6M | 1.1B | 804.5M | 543.9M | 642.6M | 927.3M | 718.2M | 813.1M | 1.3B | 768.4M | 637.5M | 56.1M | |
518M | 57M | -240.3M | -365.2M | -316.9M | -320.3M | -123M | -75.8M | -80.2M | -108.3M | -53.9M | -99.1M | -78M | -58.4M | 53.4M | 10.4M | 33.3M | -52.1M | -34.6M | -30.5M | |
(129.9M) | -142.1M | -206.1M | -467.9M | -452.6M | -128.5M | -131.9M | (6.8M) | -83M | -67.8M | (47.2M) | -95M | -78.1M | -82.8M | -84.5M | -202.1M | -83.9M | -58.5M | (26.5M) | -10.4M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
7M | 0.0 | 20M | 0.0 | 0.0 | 0.0 | 1M | 0.0 | 0.0 | 0.0 | 9.3M | 0.0 | 0.0 | -54K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-1M | -14.3M | 172.2M | -5.8M | -17.3M | -6.3M | 28.7M | -2.9M | 669K | -3.7M | 39M | 955K | -600K | -2.1M | -300K | -20M | 11.6M | 5.3M | -64.8M | 2.4M | |
-2.9M | -7.5M | -9.7M | -9.2M | -7.8M | -6.2M | -5.8M | -5.6M | -5.2M | -4.9M | -4.6M | -4.4M | -4.7M | -6M | -5.4M | -4.7M | -3.8M | -3.6M | -3.5M | -3.3M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -10.7M | (0.0) | (0.0) | -4.2M | -3.3M | -54K | -21.1M | -3M | -20.7M | (0.0) | (0.0) | (0.0) | |
156.7M | 407.9M | 205.2M | 267.3M | 380.5M | 349.4M | 18.4M | 64.8M | 95.2M | 35M | -76M | 64.8M | 41.5M | 47.8M | 121.9M | 207.6M | 21.5M | 56.6M | 33.2M | -6.6M | |
159.9M | 386.1M | 387.6M | 252.3M | 388.5M | 336.9M | 42.3M | 56.3M | 90.6M | 26.4M | -71.7M | 61.3M | 36.2M | 39.7M | 134.1M | 183.6M | 50.1M | 58.3M | -35.1M | -7.5M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
281.5M | 277.8M | 203.2M | -178.7M | -37.7M | 232.2M | -60.5M | 89.9M | 19.9M | -19.2M | -7.3M | -16.9M | -24.7M | -26.2M | 67.6M | -1.9M | -31.3M | 19.3M | 33.9M | 0.0 | |
564.2M | 286.5M | 83.2M | 261.9M | 299.6M | 67.4M | 128M | 38M | 18.1M | 37.3M | 44.6M | 61.5M | 86.2M | 112.4M | 44.8M | 46.7M | 78M | 58.7M | 24.8M | 0.0 | |
845.7M | 564.2M | 286.5M | 83.2M | 261.9M | 299.6M | 67.4M | 128M | 38M | 18.1M | 37.3M | 44.6M | 61.5M | 86.2M | 112.4M | 44.8M | 46.7M | 78M | 58.7M | 0.0 | |
-10M | 30.7M | 6.8M | 34.2M | 24.3M | 17.4M | 17.1M | 23.1M | 5.5M | 18.1M | 12.8M | 15.1M | 15.4M | 15.3M | 15.6M | 15.3M | 895K | 18.5M | 41.7M | 11.8M |
FGBI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 22, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 13, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 07, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 22, 2026 | April 16, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 21, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 24, 2026 | March 20, 2026 | 2026 |
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