First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc.

FGBIยทNASDAQ

$9.47

+0.26%
Financial ServicesBanks - Regional

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

At a Glance

Live Snapshot
Market Cap$155.92M
EPS-4.1700
P/E Ratio-2.27
Earnings Date08/17/2026
3Y+29.0%
5Y+65.0%
10Y+172.0%
3Y+32.0%
5Y+68.0%
10Y+180.0%
3Y-4.0%
5Y+27.0%
10Y+82.0%
fgbi

First Guaranty Bancshares, Inc. Funding & Solvency Profile

FGBI ยท NASDAQ
Cash & Cash Equivalents845.70M
Net Receivables12.46M
Inventory0.00
Other Current Assets-551.00K
Total Current Assets858 M
Property, Plant & Equipment59.59M
Goodwill & Intangible Assets2.64M
Long-Term Investments3.07B
Other Non-Current Assets84.09M
Total Non-Current Assets3 B
Total Assets
4.08B

Financial Health Analysis

Current Ratio

120.47x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

17.03x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

850 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

21% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

First Guaranty Bancshares, Inc. Balance Sheet

FGBI โ€ข NASDAQ

First Guaranty Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
845.7M
564M
286.1M
82.8M
261.7M
298.9M
66.5M
127.4M
37.2M
17.8M
37.7M
54.6M
61.6M
84.1M
43.8M
35.7M
33.4M
77.2M
22.8M
0.0
551K
281.1M
83.5M
131.5M
210.6M
238.5M
340.4M
297M
381.8M
397.5M
376.4M
499.8M
484.2M
600.3M
520.5M
0.0
0.0
0.0
0.0
0.0
845.7M
845.1M
369.6M
214.3M
472.4M
537.5M
406.9M
424.4M
418.7M
415.3M
414.1M
554.4M
545.8M
686.4M
564.3M
35.7M
33.4M
77.2M
22.8M
0.0
12.5M
233.3M
299.2M
328.1M
255.6M
115.5M
8.4M
6.7M
8M
7M
6M
6.4M
6.3M
6.7M
8.1M
7.7M
5.8M
4.6M
5.1M
0.0
12.5M
14.9M
15.7M
13M
12M
11.9M
8.4M
6.7M
8M
7M
6M
6.4M
6.3M
6.7M
8.1M
7.7M
5.8M
4.6M
5.1M
0.0
0.0
218.5M
283.5M
315.1M
243.5M
103.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-551K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
34.9M
857.6M
1.1B
668.8M
542.3M
728M
652.9M
415.4M
431.1M
426.7M
422.4M
420.1M
560.8M
552M
691.1M
572.4M
43.4M
39.2M
81.8M
27.9M
34.9M
NON-CURRENT ASSETS
59.6M
67.8M
69.8M
58.2M
58.6M
59.9M
56.5M
39.7M
38M
23.5M
22M
19.2M
19.6M
19.6M
19.9M
16M
16.7M
16.1M
16.2M
13.6M
0.0
12.9M
12.9M
12.9M
12.9M
12.9M
12.9M
3.5M
3.5M
2M
2M
2M
2M
2M
2M
2M
2M
2M
1.9M
0.0
2.6M
3.5M
4.3M
5M
5.9M
6.6M
7.2M
3.5M
4.4M
1.1M
1.4M
1.7M
2.1M
2.4M
2.8M
1.7M
1.9M
2.1M
2.4M
456K
2.6M
16.4M
17.2M
17.9M
18.8M
19.5M
20.1M
7M
7.9M
3.1M
3.4M
3.7M
4.1M
4.4M
4.8M
3.7M
3.9M
4.1M
4.3M
456K
3.1B
2.8B
2.8B
2.5B
2B
1.7B
1.6B
1.3B
1.3B
1B
1B
923M
843.2M
678.7M
676.9M
1B
843.8M
739M
715.1M
3.4M
84.1M
48M
42.1M
32.4M
27.4M
24.7M
24.6M
16.2M
16.6M
12.4M
12.4M
12.1M
17.5M
13.6M
79.8M
20.4M
27.2M
30.2M
44.5M
662.1M
3.2B
2.9B
2.9B
2.6B
2.2B
1.8B
1.7B
1.4B
1.3B
1.1B
1B
958.1M
884.4M
716.2M
781.4M
1.1B
891.6M
789.4M
780.1M
679.6M
4.1B
4B
3.6B
3.2B
2.9B
2.5B
2.1B
1.8B
1.8B
1.5B
1.5B
1.5B
1.4B
1.4B
1.4B
1.1B
930.8M
871.4M
808.1M
714.5M
LIABILITIES
CURRENT LIABILITIES
17.6M
20.4M
11.8M
4.3M
4.5M
5.3M
6M
4M
2.5M
1.9M
1.7M
2M
2.4M
2.8M
3.5M
3.5M
2.5M
3M
3M
0.0
17.6M
20.4M
11.8M
4.3M
4.5M
5.3M
6M
4M
2.5M
1.9M
1.7M
2M
2.4M
2.8M
3.5M
3.5M
2.5M
3M
3M
0.0
7.1M
7M
66.3M
146.4M
6.4M
56.1M
19.9M
0.0
15.5M
6.5M
1.8M
1.8M
5.8M
14.7M
12.2M
12.6M
11.9M
9.8M
10.4M
24.6M
-17.6M
3.5B
3B
2.7B
2.6B
2.2B
1.9B
1.6B
1.5B
1.3B
1.3B
1.4B
1.3B
1.3B
1.2B
1B
799.7M
780.4M
723.1M
352.1M
7.1M
3.5B
3.1B
2.9B
2.6B
2.2B
1.9B
1.6B
1.6B
1.3B
1.3B
1.4B
1.3B
1.3B
1.2B
1B
814.2M
793.2M
736.5M
376.6M
NON-CURRENT LIABILITIES
179M
194.9M
209.1M
36.9M
43.2M
60.5M
66.8M
34.5M
37.4M
36.7M
40.4M
1.5M
500K
1.1M
3.2M
0.0
20M
8.4M
3.1M
0.0
3.7B
19.1M
6.8M
4.9M
3.6M
6.2M
5.4M
1.8M
1.7M
5.3M
1.7M
2.2M
1.3M
1.8M
1M
11.3M
1.7M
4.2M
1.3M
278.6M
3.9B
214M
215.9M
41.8M
46.8M
66.8M
72.2M
36.4M
39.2M
42M
42.2M
3.7M
1.8M
2.9M
4.2M
11.3M
21.7M
12.6M
4.3M
278.6M
3.9B
3.7B
3.3B
2.9B
2.7B
2.3B
2B
1.7B
1.6B
1.4B
1.3B
1.4B
1.3B
1.3B
1.2B
1B
835.9M
804.8M
740.8M
655.3M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-54K
-54K
-54K
0.0
0.0
0.0
0.0
0.0
0.0
33.1M
33.1M
33.1M
33.1M
33.1M
0.0
0.0
0.0
0.0
0.0
0.0
39.4M
39.4M
39.4M
39.4M
21M
20.8M
0.0
0.0
0.0
15.8M
12.5M
12.5M
10.7M
10.7M
10.7M
9.7M
9.7M
8.8M
8.4M
7.6M
6.9M
6.3M
6.3M
6.3M
5.6M
5.6M
5.6M
5.6M
5.6M
170.6M
149.4M
149.1M
130.1M
130.1M
130.1M
110.8M
109.8M
92.3M
81M
61.6M
51.6M
39.4M
39.4M
39.4M
26.5M
26.5M
26.5M
26.5M
26.5M
14.1M
73M
68M
76.4M
56.7M
37.1M
43.3M
34.9M
44.5M
39M
49.9M
41.4M
47.5M
43.1M
37M
45.2M
40.1M
36.6M
35.6M
28.1M
-7.3M
-12.9M
-13M
-15.2M
-6.6M
647K
2.2M
-7.1M
-1.6M
-4M
-901K
241K
-9.1M
6M
4.5M
-259K
2.1M
-3.2M
-335K
-905K
226.2M
255M
249.6M
235M
223.9M
178.6M
166M
147.3M
144M
124.3M
118.2M
139.6M
123.4M
134.2M
126.6M
97.9M
94.9M
65.5M
67.3M
59.2M
226.2M
255M
249.6M
235M
223.9M
178.6M
166M
147.3M
144M
124.3M
118.2M
139.6M
123.4M
134.2M
126.6M
97.9M
94.9M
65.5M
67.3M
59.2M
SUMMARY
4.1B
4B
3.6B
3.2B
2.9B
2.5B
2.1B
1.8B
1.8B
1.5B
1.5B
1.5B
1.4B
1.4B
1.4B
1.1B
930.8M
871.4M
808.1M
714.5M
3.1B
3B
2.8B
2.6B
2.3B
2B
1.9B
1.6B
1.6B
1.4B
1.4B
1.4B
1.3B
1.3B
1.2B
1B
843.8M
739M
715.1M
3.4M
186.1M
201.9M
275.4M
183.4M
49.6M
116.6M
86.7M
34.5M
52.9M
43.2M
42.2M
3.3M
6.3M
15.8M
15.4M
12.6M
31.9M
18.1M
13.5M
24.6M
-659.6M
-362.1M
-10.7M
100.6M
-212.1M
-182.3M
20.2M
-92.9M
15.7M
25.4M
4.5M
-51.4M
-55.3M
-68.2M
-28.4M
-23.1M
-1.5M
-59.1M
-9.3M
24.6M
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172
15,120,172

SEC Filings

FGBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 13, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 21, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 31, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 24, 2026
March 20, 2026
2026
Showing 1 to 10 of 441 filings