First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc.

FGBIยทNASDAQ

$9.47

+0.26%
Financial ServicesBanks - Regional

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

At a Glance

Live Snapshot
Market Cap$155.92M
EPS-4.1700
P/E Ratio-2.27
Earnings Date08/17/2026
0.12%
Dividend Yield
-86%
3Y-91.0%
5Y-86.0%
10Y-88.0%
5.76%
Dividend Payout Ratio
-81%
3Y-91.0%
5Y-81.0%
10Y-79.0%
3Y-68.0%
5Y-53.0%
10Y-39.0%
First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. Dividend History

FGBI ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FGBI Dividend Payment History

FGBI ยท NASDAQ

Total Payments

50

Latest Dividend

$0.0100

Annual Amount

$0.0500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Feb 19, 2026
Mar 27, 2026Mar 31, 2026
$0.0100
$0.0100
Quarterly0.00%
Nov 20, 2025
Dec 26, 2025Dec 31, 2025
$0.0100
$0.0100
Quarterly0.00%
Aug 21, 2025
Sep 23, 2025Sep 30, 2025
$0.0100
$0.0100
Quarterly0.00%
May 15, 2025
Jun 23, 2025Jun 30, 2025
$0.0100
$0.0100
Quarterly0.00%
Mar 13, 2025
Mar 27, 2025Mar 31, 2025
$0.0100
$0.0100
Quarterly0.00%
Dec 16, 2024
Dec 27, 2024Dec 31, 2024
$0.0100
$0.0100
Quarterly-87.50%
Aug 15, 2024
Sep 20, 2024Sep 30, 2024
$0.0800
$0.0800
Quarterly-50.00%
Jun 14, 2024
Jun 25, 2024Jun 28, 2024
$0.1600
$0.1600
Quarterly0.00%
Feb 15, 2024
Mar 22, 2024Mar 29, 2024
$0.1600
$0.1600
Quarterly0.00%
Nov 16, 2023
Dec 22, 2023Dec 29, 2023
$0.1600
$0.1600
Quarterly0.00%
Aug 17, 2023
Sep 22, 2023Sep 29, 2023
$0.1600
$0.1600
Quarterly0.00%
May 18, 2023
Jun 23, 2023Jun 30, 2023
$0.1600
$0.1600
Quarterly0.00%
Feb 16, 2023
Mar 24, 2023Mar 31, 2023
$0.1600
$0.1600
Quarterly0.00%
Nov 21, 2022
Dec 23, 2022Dec 30, 2022
$0.1600
$0.1600
Quarterly0.00%
Aug 18, 2022
Sep 23, 2022Sep 30, 2022
$0.1600
$0.1600
Quarterly0.00%
May 19, 2022
Jun 24, 2022Jun 30, 2022
$0.1600
$0.1600
Quarterly0.00%
Feb 22, 2022
Mar 21, 2022Mar 31, 2022
$0.1600
$0.1600
Quarterly0.00%
Nov 18, 2021
Dec 24, 2021Dec 31, 2021
$0.1600
$0.1600
Quarterly+10.34%
Aug 19, 2021
Sep 20, 2021Sep 30, 2021
$0.1600
$0.1450
Quarterly0.00%
May 20, 2021
Jun 21, 2021Jun 30, 2021
$0.1600
$0.1450
Quarterly0.00%
Feb 18, 2021
Mar 22, 2021Mar 31, 2021
$0.1600
$0.1450
Quarterly0.00%
Nov 19, 2020
Dec 24, 2020Dec 31, 2020
$0.1600
$0.1450
Quarterly0.00%
Aug 20, 2020
Sep 23, 2020Sep 30, 2020
$0.1600
$0.1450
Quarterly0.00%
May 21, 2020
Jun 22, 2020Jun 30, 2020
$0.1600
$0.1450
Quarterly0.00%
Feb 20, 2020
Mar 23, 2020Mar 31, 2020
$0.1600
$0.1450
Quarterly0.00%
Nov 21, 2019
Dec 23, 2019Dec 31, 2019
$0.1600
$0.1450
Quarterly+9.85%
Aug 15, 2019
Sep 20, 2019Sep 30, 2019
$0.1600
$0.1320
Quarterly0.00%
May 16, 2019
Jun 21, 2019Jun 28, 2019
$0.1600
$0.1320
Quarterly0.00%
Feb 21, 2019
Mar 22, 2019Mar 29, 2019
$0.1600
$0.1320
Quarterly0.00%
Nov 15, 2018
Dec 21, 2018Dec 31, 2018
$0.1600
$0.1320
Quarterly0.00%
Aug 16, 2018
Sep 19, 2018Sep 28, 2018
$0.1600
$0.1320
Quarterly0.00%
May 17, 2018
Jun 20, 2018Jun 29, 2018
$0.1600
$0.1320
Quarterly0.00%
Feb 15, 2018
Mar 20, 2018Mar 30, 2018
$0.1600
$0.1320
Quarterly0.00%
Nov 16, 2017
Dec 19, 2017Dec 29, 2017
$0.1600
$0.1320
Quarterly+10.00%
Aug 17, 2017
Sep 18, 2017Sep 29, 2017
$0.1600
$0.1200
Quarterly0.00%
May 22, 2017
Jun 20, 2017Jun 30, 2017
$0.1600
$0.1200
Quarterly0.00%
Feb 21, 2017
Mar 21, 2017Mar 31, 2017
$0.1600
$0.1200
Quarterly0.00%
Nov 21, 2016
Dec 20, 2016Dec 30, 2016
$0.1600
$0.1200
Quarterly0.00%
Aug 23, 2016
Sep 20, 2016Sep 30, 2016
$0.1600
$0.1200
Quarterly0.00%
May 23, 2016
Jun 20, 2016Jun 30, 2016
$0.1600
$0.1200
Quarterly0.00%
Feb 26, 2016
Mar 21, 2016Mar 31, 2016
$0.1600
$0.1200
Quarterly0.00%
Dec 14, 2015
Dec 24, 2015Dec 31, 2015
$0.1600
$0.1200
Quarterly0.00%
Aug 24, 2015
Sep 21, 2015Sep 30, 2015
$0.1320
$0.1200
Quarterly0.00%
May 27, 2015
Jun 22, 2015Jun 30, 2015
$0.1600
$0.1200
Quarterly0.00%
Mar 11, 2015
Mar 23, 2015Mar 31, 2015
$0.1600
$0.1200
Quarterly0.00%
Dec 8, 2014
Dec 15, 2014Dec 31, 2014
$0.1600
$0.1200
Quarterly0.00%
Sep 12, 2014
Sep 25, 2014Sep 30, 2014
$0.1320
$0.1200
Quarterly0.00%
Jun 13, 2014
Jun 23, 2014Jun 30, 2014
$0.1600
$0.1200
Quarterly0.00%
Mar 13, 2014
Mar 24, 2014Mar 31, 2014
$0.1600
$0.1200
Quarterly0.00%
Dec 11, 2013
Dec 23, 2013Dec 31, 2013
$0.1600
$0.1200
Quarterly-
fgbi

First Guaranty Bancshares, Inc. Payout Ratio Analysis

FGBI ยท NASDAQ
Dividends Paid
-2.89M
2025
Net Income
-56.02M
2025
Payout Ratio
-5.16%
2025

Dividend Sustainability Analysis

Payout Ratio
-5.16%

Negative payout ratio indicates the company is either not paying dividends or has negative earnings. Not a dividend-paying stock currently.

FCF Payout Ratio
-29.0%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Dividend Growth
+61.2%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Dividend aristocrat potential: Conservative payout ratios combined with consistent growth suggest management prioritizes sustainable, long-term shareholder returns. Excellent foundation for dividend compounding.