First Financial Bankshares, Inc.

First Financial Bankshares, Inc.

FFINยทNASDAQ

$31.71

-0.38%
Financial ServicesBanks - Regional

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

At a Glance

Live Snapshot
Market Cap$4.54B
EPS1.7800
P/E Ratio17.81
Earnings Date07/16/2026
3Y+19.0%
5Y+42.0%
10Y+127.0%
3Y+16.0%
5Y+47.0%
10Y+127.0%
3Y+51.0%
5Y+14.0%
10Y+129.0%
ffin

First Financial Bankshares, Inc. Funding & Solvency Profile

FFIN ยท NASDAQ
Cash & Cash Equivalents1.08B
Net Receivables8.05B
Inventory0.00
Other Current Assets29.99M
Total Current Assets9 B
Property, Plant & Equipment149.99M
Goodwill & Intangible Assets313.65M
Long-Term Investments5.51B
Other Non-Current Assets308.01M
Total Non-Current Assets6 B
Total Assets
15.45B

Financial Health Analysis

Current Ratio

0.68x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.06x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-4368439000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

59% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Financial Bankshares, Inc. Balance Sheet

FFIN โ€ข NASDAQ

First Financial Bankshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
1.1B
763.4M
536.6M
330.7M
528.6M
729.1M
279.5M
250.1M
373.8M
255.1M
272.6M
261.7M
240.5M
395.7M
312M
368M
307.3M
141.2M
165.4M
128.5M
0.0
289M
4.7B
5.5B
6.6B
4.4B
3.4B
3.2B
3.1B
2.9B
2.7B
2.4B
2.1B
1.8B
1.8B
0.0
0.0
0.0
0.0
0.0
1.1B
1.1B
5.3B
5.8B
7.1B
5.1B
3.7B
3.4B
3.5B
3.1B
3B
2.7B
2.3B
2.2B
2.2B
368M
307.3M
141.2M
165.4M
128.5M
8.1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
30M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.2B
1.1B
5.3B
5.8B
7.1B
5.1B
3.7B
3.4B
3.5B
3.1B
3B
2.7B
2.3B
2.2B
2.2B
368M
307.3M
141.2M
165.4M
128.5M
NON-CURRENT ASSETS
150M
151.9M
151.8M
153M
149.8M
142.3M
131M
133.4M
124M
122.7M
115.7M
103M
95.5M
84.1M
76.5M
70.2M
64.4M
65.7M
61.7M
59.5M
313.5M
0.0
313.5M
313.5M
313.5M
313.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
171K
314M
1.1M
2.1M
3.3M
4.9M
173.7M
174.7M
141.1M
143.6M
144.4M
97.4M
97.5M
72M
72.1M
72.5M
63.2M
64M
0.0
0.0
313.7M
314M
314.6M
315.5M
316.8M
318.4M
173.7M
174.7M
141.1M
143.6M
144.4M
97.4M
97.5M
72M
72.1M
72.5M
63.2M
64M
65.2M
66.7M
5.5B
12.2B
7.1B
6.4B
5.4B
5.2B
4.2B
3.9B
3.5B
3.3B
3.3B
2.9B
2.7B
2.1B
1.8B
3.2B
2.8B
2.8B
2.6B
1.5B
308M
309.3M
295.5M
322.5M
170.8M
133.3M
94.1M
90.8M
75.7M
89.2M
89.4M
68.7M
74.8M
76.3M
62.7M
60.2M
76.9M
134.5M
138.9M
1.1B
6.3B
12.9B
7.8B
7.2B
6B
5.8B
4.6B
4.3B
3.8B
3.7B
3.7B
3.2B
2.9B
2.3B
2B
3.4B
3B
3.1B
2.9B
2.7B
15.4B
14B
13.1B
13B
13.1B
10.9B
8.3B
7.7B
7.3B
6.8B
6.7B
5.8B
5.2B
4.5B
4.1B
3.8B
3.3B
3.2B
3.1B
2.9B
LIABILITIES
CURRENT LIABILITIES
13.4B
25.8M
25.7M
24.3M
21.4M
33.1M
16.3M
14.2M
12.6M
11.9M
10.6M
9M
8.3M
0.0
7.6M
7.1M
7.1M
7.1M
6.6M
5.4M
13.3B
0.0
0.0
0.0
0.0
14.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
63M
25.8M
25.7M
24.3M
21.4M
18.5M
16.3M
14.2M
12.6M
11.9M
10.6M
9M
8.3M
0.0
7.6M
7.1M
7.1M
7.1M
6.6M
5.4M
21.7M
76M
383M
621.5M
650.1M
430.1M
381.4M
413.7M
331M
370.8M
316.7M
733.2M
463.9M
259.7M
207.8M
178.4M
146.1M
235.6M
166.3M
143.2M
99M
12.1B
11.1B
11B
10.6B
8.7B
6.6B
6.2B
6B
5.5B
5.2B
4.8B
4.1B
3.6B
3.3B
3.1B
2.7B
2.6B
2.5B
1.4B
13.5B
12.2B
11.5B
11.6B
11.2B
9.1B
7B
6.6B
6.3B
5.8B
5.5B
5.5B
4.6B
3.9B
3.5B
3.3B
2.8B
2.8B
2.7B
1.5B
NON-CURRENT LIABILITIES
0.0
121.1M
21.1M
21.1M
21.1M
0.0
0.0
55M
0.0
75M
299M
1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
76.7M
64.3M
60.3M
105.6M
105.8M
49.9M
29.5M
38M
47.7M
54.2M
-317.8M
35.6M
52.8M
69.4M
43M
32.9M
25.3M
22.5M
1B
0.0
197.7M
85.4M
81.4M
126.7M
105.8M
49.9M
84.5M
38M
122.7M
353.3M
-316.8M
35.6M
52.8M
69.4M
43M
32.9M
25.3M
22.5M
1B
13.5B
12.4B
11.6B
11.7B
11.3B
9.2B
7B
6.7B
6.3B
6B
5.9B
5.2B
4.6B
3.9B
3.6B
3.3B
2.9B
2.8B
2.7B
2.5B
SHAREHOLDERS' EQUITY
-14M
-12.9M
-11.9M
-11M
-10.1M
-9.1M
-8.2M
-7.5M
-7.1M
-6.7M
-6.3M
-5.9M
-5.5M
-5M
-4.6M
-4.2M
-3.8M
-3.5M
-3.2M
-2.9M
1.4M
1.4M
1.4M
1.4M
1.4M
1.4M
1.4M
678K
663K
661K
660K
641K
320K
315K
314K
209K
208K
208K
207.7K
207.4K
697.3M
689.3M
681.2M
677.6M
676.9M
669.6M
450.7M
443.1M
378.1M
372.2M
368.9M
305.4M
303M
277.4M
276.1M
274.6M
269.3M
268.1M
267.1M
266.3M
1.4B
1.3B
1.2B
1.1B
981.7M
836.7M
707.7M
606.7M
517.3M
446.5M
388M
328M
274M
227.9M
184.9M
146.4M
115.1M
89.6M
64.3M
41M
-221.5M
-424.3M
-403.3M
-535.2M
99.3M
170.4M
67.5M
2.8M
26.8M
18.4M
47.4M
47.5M
10.4M
51.3M
47.2M
20.5M
31.1M
10.9M
7M
-3.7M
14M
12.9M
11.9M
11M
10.1M
9.1M
8.2M
7.5M
7.1M
6.7M
6.3M
5.9M
5.5M
5M
4.6M
4.2M
3.8M
3.5M
0.0
0.0
1.9B
1.6B
1.5B
1.3B
1.8B
1.7B
1.2B
1.1B
922.8M
837.9M
805M
681.5M
587.6M
557M
508.5M
441.7M
415.7M
368.8M
335.5M
300.9M
1.9B
1.6B
1.5B
1.3B
1.8B
1.7B
1.2B
1.1B
922.8M
837.9M
805M
681.5M
587.6M
557M
508.5M
441.7M
415.7M
368.8M
335.5M
300.9M
SUMMARY
15.4B
14B
13.1B
13B
13.1B
10.9B
8.3B
7.7B
7.3B
6.8B
6.7B
5.8B
5.2B
4.5B
4.1B
3.8B
3.3B
3.2B
3.1B
2.9B
5.5B
12.4B
11.8B
11.9B
11.9B
9.6B
7.6B
7.1B
6.5B
6.2B
6B
5.3B
4.7B
3.9B
3.6B
3.2B
2.8B
2.8B
2.6B
1.5B
21.7M
197M
404.1M
642.5M
671.2M
430.1M
381.4M
468.7M
331M
445.8M
615.7M
734.2M
463.9M
259.7M
207.8M
178.4M
146.1M
235.6M
166.3M
143.2M
-1.1B
-566.4M
-132.5M
311.8M
142.6M
-299M
101.9M
218.6M
-42.8M
190.7M
343.1M
472.5M
223.4M
-136M
-104.3M
-189.6M
-161.2M
94.4M
828.1K
14.8M
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446
143,003,446

SEC Filings

FFIN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 17, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 06, 2026
March 06, 2026
2026
10-K

10-K 2025 FY

FY

February 25, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 23, 2026
January 22, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 24, 2025
October 23, 2025
2025
Showing 1 to 10 of 396 filings