First Financial Bankshares, Inc.

First Financial Bankshares, Inc.

FFINยทNASDAQ

$31.71

-0.38%
Financial ServicesBanks - Regional

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

At a Glance

Live Snapshot
Market Cap$4.54B
EPS1.7800
P/E Ratio17.81
Earnings Date07/16/2026
0.65%
Dividend Yield
1%
3Y+21.0%
5Y+132.0%
10Y+32.0%
38.03%
Dividend Payout Ratio
2%
3Y-18.0%
5Y+17.0%
10Y-4.0%
3Y+12.0%
5Y+48.0%
10Y+158.0%
First Financial Bankshares, Inc.

First Financial Bankshares, Inc. Dividend History

FFIN ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FFIN Dividend Payment History

FFIN ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2200

Annual Amount

$0.9800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 28, 2026
Jun 12, 2026Jul 1, 2026
$0.2200
$0.2200
Quarterly+15.79%
Jan 27, 2026
Mar 13, 2026Apr 1, 2026
$0.1900
$0.1900
Quarterly0.00%
Oct 28, 2025
Dec 15, 2025Jan 2, 2026
$0.1900
$0.1900
Quarterly0.00%
Jul 22, 2025
Sep 15, 2025Oct 1, 2025
$0.1900
$0.1900
Quarterly0.00%
Apr 29, 2025
Jun 16, 2025Jul 1, 2025
$0.1900
$0.1900
Quarterly+5.56%
Jan 28, 2025
Mar 14, 2025Apr 1, 2025
$0.1800
$0.1800
Quarterly0.00%
Oct 22, 2024
Dec 13, 2024Jan 2, 2025
$0.1800
$0.1800
Quarterly0.00%
Jul 31, 2024
Sep 12, 2024Oct 1, 2024
$0.1800
$0.1800
Quarterly0.00%
Apr 23, 2024
Jun 14, 2024Jul 1, 2024
$0.1800
$0.1800
Quarterly0.00%
Jan 23, 2024
Mar 15, 2024Apr 1, 2024
$0.1800
$0.1800
Quarterly0.00%
Oct 24, 2023
Dec 15, 2023Jan 2, 2024
$0.1800
$0.1800
Quarterly0.00%
Aug 2, 2023
Sep 14, 2023Oct 2, 2023
$0.1800
$0.1800
Quarterly0.00%
Apr 25, 2023
Jun 15, 2023Jul 3, 2023
$0.1800
$0.1800
Quarterly+5.88%
Jan 24, 2023
Mar 13, 2023Apr 3, 2023
$0.1700
$0.1700
Quarterly0.00%
Oct 25, 2022
Dec 15, 2022Jan 3, 2023
$0.1700
$0.1700
Quarterly0.00%
Jul 26, 2022
Sep 15, 2022Oct 3, 2022
$0.1700
$0.1700
Quarterly0.00%
Apr 26, 2022
Jun 16, 2022Jul 1, 2022
$0.1700
$0.1700
Quarterly+13.33%
Jan 25, 2022
Mar 16, 2022Apr 1, 2022
$0.1500
$0.1500
Quarterly0.00%
Oct 26, 2021
Dec 16, 2021Jan 3, 2022
$0.1500
$0.1500
Quarterly0.00%
Jul 27, 2021
Sep 16, 2021Oct 1, 2021
$0.1500
$0.1500
Quarterly0.00%
Apr 27, 2021
Jun 16, 2021Jul 1, 2021
$0.1500
$0.1500
Quarterly+15.38%
Jan 26, 2021
Mar 16, 2021Apr 1, 2021
$0.1300
$0.1300
Quarterly0.00%
Oct 27, 2020
Dec 16, 2020Jan 4, 2021
$0.1300
$0.1300
Quarterly0.00%
Jul 28, 2020
Sep 16, 2020Oct 1, 2020
$0.1300
$0.1300
Quarterly0.00%
Apr 28, 2020
Jun 16, 2020Jul 1, 2020
$0.1300
$0.1300
Quarterly+8.33%
Jan 28, 2020
Mar 16, 2020Apr 1, 2020
$0.1200
$0.1200
Quarterly0.00%
Oct 22, 2019
Dec 13, 2019Jan 2, 2020
$0.1200
$0.1200
Quarterly0.00%
Jul 23, 2019
Sep 16, 2019Oct 1, 2019
$0.1200
$0.1200
Quarterly0.00%
Apr 23, 2019
Jun 17, 2019Jul 1, 2019
$0.1200
$0.1200
Quarterly+14.29%
Jan 22, 2019
Mar 15, 2019Apr 1, 2019
$0.2100
$0.1050
Quarterly0.00%
Oct 23, 2018
Dec 14, 2018Jan 2, 2019
$0.2100
$0.1050
Quarterly0.00%
Jul 24, 2018
Sep 17, 2018Oct 1, 2018
$0.2100
$0.1050
Quarterly0.00%
Apr 24, 2018
Jun 15, 2018Jul 2, 2018
$0.2100
$0.1050
Quarterly+10.53%
Jan 23, 2018
Mar 15, 2018Apr 2, 2018
$0.1900
$0.0950
Quarterly0.00%
Oct 24, 2017
Dec 15, 2017Jan 2, 2018
$0.1900
$0.0950
Quarterly0.00%
Jul 25, 2017
Sep 15, 2017Oct 2, 2017
$0.1900
$0.0950
Quarterly0.00%
Apr 25, 2017
Jun 16, 2017Jul 3, 2017
$0.1900
$0.0950
Quarterly+5.56%
Jan 24, 2017
Mar 15, 2017Apr 3, 2017
$0.1800
$0.0900
Quarterly0.00%
Oct 25, 2016
Dec 15, 2016Jan 3, 2017
$0.1800
$0.0900
Quarterly0.00%
Jul 26, 2016
Sep 15, 2016Oct 3, 2016
$0.1800
$0.0900
Quarterly0.00%
Apr 26, 2016
Jun 16, 2016Jul 1, 2016
$0.1800
$0.0900
Quarterly+12.50%
Jan 26, 2016
Mar 16, 2016Apr 1, 2016
$0.1600
$0.0800
Quarterly0.00%
Oct 27, 2015
Dec 15, 2015Jan 4, 2016
$0.1600
$0.0800
Quarterly0.00%
Jul 28, 2015
Sep 15, 2015Oct 1, 2015
$0.1600
$0.0800
Quarterly0.00%
Apr 28, 2015
Jun 16, 2015Jul 1, 2015
$0.1600
$0.0800
Quarterly0.00%
May 4, 2015
Jun 16, 2015Jul 1, 2015
$0.1600
$0.0800
Quarterly0.00%
Jan 27, 2015
Mar 16, 2015Apr 1, 2015
$0.1400
$0.0700
Quarterly0.00%
Oct 28, 2014
Dec 15, 2014Jan 2, 2015
$0.1400
$0.0700
Quarterly0.00%
Jul 22, 2014
Sep 15, 2014Oct 1, 2014
$0.1400
$0.0700
Quarterly0.00%
Apr 22, 2014
Jun 16, 2014Jul 1, 2014
$0.1400
$0.0700
Quarterly-
ffin

First Financial Bankshares, Inc. Payout Ratio Analysis

FFIN ยท NASDAQ
Dividends Paid
-106.00M
2025
Net Income
253.59M
2025
Payout Ratio
41.80%
2025

Dividend Sustainability Analysis

Payout Ratio
41.80%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
34.5%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-3.0%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.