EXFY - NASDAQ

Expensify, Inc.

EXFY·NASDAQ

$1.16

-0.43%

TechnologySoftware - Application

Expensify, Inc. provides a cloud-based expense management software platform to individuals, small businesses, and corporations in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$111.87M

EPS-0.2300

P/E Ratio-5.04

Earnings Date08/06/2026

185.99M

Assets

3Y-12.0%

5Y+112.0%

10Y+143.0%

53.24M

Total Liabilities

17%

3Y-53.0%

5Y-28.0%

10Y-57.0%

132.75M

Total Equity

3Y+37.0%

5Y+844.0%

10Y-374.0%

Expensify, Inc. Funding & Solvency Profile

EXFY · NASDAQ

Current Assets

Cash & Cash Equivalents63.08M

Net Receivables12.62M

Inventory0.00

Other Current Assets77.31M

Total Current Assets153 M

Non-Current Assets

Property, Plant & Equipment17.75M

Goodwill & Intangible Assets13.60M

Long-Term Investments0.00

Other Non-Current Assets1.15M

Total Non-Current Assets19 M

Total Assets

185.99M

Financial Health Analysis

Current Ratio

3.30x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.40x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

107 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

82% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

Expensify, Inc. Balance Sheet

EXFY • NASDAQ

Expensify, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	63.1M	48.8M	47.5M	103.8M	98.4M	34.4M	10M
Cash & Short-Term Investments	63.1M	48.8M	47.5M	103.8M	98.4M	34.4M	10M
Net Receivables	12.6M	13.1M	16.8M	18.9M	21.1M	11.8M	8M
Accounts Receivables	12.6M	12.7M	13.8M	16.4M	15.7M	11.2M	8M
Other Receivables	0.0	429K	3M	2.5M	5.4M	600K	0.0
Inventory	0.0	0.0	0.0	8.8M	0.0	0.0	1.6M
Prepaids	0.0	12.1M	5.6M	8.8M	7.4M	927K	1.2M
Other Current Assets	77.3M	62.9M	67.2M	46.8M	30.7M	16.5M	29.7M
Total Current Assets	153M	136.9M	137.2M	187.1M	157.6M	63.7M	50.5M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	17.7M	19.1M	20.8M	15.2M	18.1M	19.1M	18.9M
Intangible Assets	13.6M	16.2M	12.5M	6.9M	6.4M	3.7M	3M
Goodwill & Intangible Assets	13.6M	16.2M	12.5M	6.9M	6.4M	3.7M	3M
Long-Term Investments	0.0	0.0	0.0	0.0	0.0	48K	600K
Tax Assets	494K	499K	0.0	344K	370K	418K	2.9M
Other Non-Current Assets	1.1M	1M	6.3M	664K	710K	785K	808K
Total Non-Current Assets	33M	36.8M	39.6M	23.1M	25.6M	24.1M	26.1M
Total Assets	186M	173.7M	176.8M	210.2M	183.2M	87.7M	76.6M
LIABILITIES
CURRENT LIABILITIES
Total Payables	289K	3.8M	1.4M	1.1M	8.7M	2.3M	3M
Accounts Payable	289K	196K	1.4M	1.1M	3.8M	2.3M	3M
Other Payables	0.0	3.6M	0.0	0.0	4.9M	0.0	0.0
Accrued Expenses	0.0	3.7M	198K	195K	3.2M	0.0	1.3M
Short Term Debt	678K	0.0	22.7M	15.6M	15.5M	19M	6.9M
Capital Lease Obligations (Current)	0.0	729K	432K	800K	1.5M	0.0	2.1M
Tax Payables	0.0	3.5M	3.4M	2.7M	4.9M	0.0	302K
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	1.3M
Other Current Liabilities	45.4M	29.9M	43.2M	42.8M	24.6M	17.8M	30M
Total Current Liabilities	46.4M	38M	67.9M	60.4M	53.6M	39.2M	44.6M
NON-CURRENT LIABILITIES
Long Term Debt	5.1M	0.0	0.0	51.4M	52.1M	30.3M	32.6M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	916K	0.0
Other Non-Current Liabilities	1.8M	1.7M	1.7M	1.2M	153K	877K	45.1M
Total Non-Current Liabilities	6.8M	7.4M	8.1M	52.6M	53M	34.5M	80.5M
Capital Lease Obligations	0.0	6.5M	6.9M	800K	2.4M	2.4M	4.8M
Total Liabilities	53.2M	45.4M	76M	113M	106.6M	73.7M	125.1M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	45.1M	45.1M
Common Stock	9K	9K	8K	7K	6K	0.0	0.0
Additional Paid-In Capital	305M	279.1M	241.5M	194.8M	142.5M	21.3M	2.2M
Retained Earnings	-172.2M	-150.8M	-140.8M	-97.6M	-65.9M	-52.3M	-50.6M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	-45.1M
Total Stockholders' Equity	132.7M	128.2M	100.7M	97.2M	76.6M	14.1M	-48.5M
Total Equity	132.7M	128.2M	100.7M	97.2M	76.6M	14.1M	-48.5M
SUMMARY
Total Liabilities & Equity	186M	173.7M	176.8M	210.2M	183.2M	87.7M	76.6M
Total Investments	0.0	0.0	0.0	0.0	0.0	48K	600K
Total Debt	5.7M	6.5M	29.6M	67.8M	70M	51.7M	44.3M
Net Debt	-57.3M	-42.3M	-18M	-36M	-28.4M	17.3M	34.3M
Shares Outstanding	92,678,407	92,678,407	92,678,407	92,678,407	92,678,407	92,678,407	92,678,407

SEC Filings

EXFY - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 29, 2026	May 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 27, 2026	May 22, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 13, 2026	May 13, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 07, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 21, 2026	April 17, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 10, 2026	April 10, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 26, 2026	February 26, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 30, 2025	December 29, 2025	2025	View Filing

Showing 1 to 10 of 72 filings

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