EXFY - NASDAQ

Expensify, Inc.

Expensify, Inc.

EXFYยทNASDAQ

$1.16

-0.43%
TechnologySoftware - Application

Expensify, Inc. provides a cloud-based expense management software platform to individuals, small businesses, and corporations in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. It also offers track and submit plans for individuals. The company was founded in 2008 and is based in Portland, Oregon.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$111.87M
EPS-0.2300
P/E Ratio-5.04
Earnings Date08/06/2026
Expensify, Inc.

Expensify, Inc. Fair Value Envelope

EXFY ยท NASDAQ

Our analysis suggests that EXFY has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $1.16, this represents a potential HIDDEN relative to our calculated worth for Expensify, Inc..

HIDDEN
Intrinsic Value
Current Price: $1.16

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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$
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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$1.8B
+ Cash & Equivalents$63.1M
Firm Value$1.8B
- Debt$5.7M
Equity Value$1.8B
/ Shares Outstanding92,678,407B
DCF Value$20
UNDERVALUED BY 1591%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$24.8M
$30.7M
$37.9M
$46.8M
$57.8M
$71.4M
$88.2M
$108.9M
$134.5M
$166.2M
Maintenance CapEx
-$4.2K
-$5.2K
-$6.4K
-$7.9K
-$9.8K
-$12.1K
-$14.9K
-$18.4K
-$22.8K
-$28.1K
Owner Earnings
$24.8M
$30.6M
$37.9M
$46.8M
$57.8M
$71.4M
$88.2M
$108.9M
$134.5M
$166.2M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$23.0M
$26.3M
$30.1M
$34.4M
$39.3M
$45.0M
$51.4M
$58.8M
$67.3M
$77.0M
Terminal Value represents 74.3% of Enterprise Value

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