Equity Bancshares, Inc.

Equity Bancshares, Inc.

EQBKยทNASDAQ

$46.49

+4.2%
Financial ServicesBanks - Regional

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate-backed, commercial lines of credit, working capital, term, equipment financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. The company's loan products also comprise various consumer loans to individuals and professionals, including residential real estate loans, home equity loans and lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. It also provides debit cards; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. As of December 31, 2021, it operated a network of 69 branches in Arkansas, Kansas, Missouri, and Oklahoma. The company was founded in 2002 and is headquartered in Wichita, Kansas.

At a Glance

Live Snapshot
Market Cap$886.87M
EPS4.0400
P/E Ratio10.59
Earnings Date01/28/2026
3Y-28.0%
5Y+52.0%
10Y+442.0%
3Y-139.0%
5Y+29.0%
10Y-146.0%
3Y-201.0%
5Y-22.0%
10Y-169.0%
EQBK

Equity Bancshares, Inc. Cash Conversion Engine

EQBK ยท NASDAQ
Net Income62.62M
Depreciation & Amortization10.26M
Stock-Based Compensation4.05M
Change in Working Capital11.91M
Others-15.79M
Capital Expenditures-8.49M
Free Cash Flow65.35M

Cash Flow Quality Analysis

FCF Conversion Rate

104.4%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

11.5%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+8.2%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

+$11.91M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Equity Bancshares, Inc. Cash Flow Statement

EQBK โ€ข NASDAQ

Equity Bancshares, Inc. Cash Flow StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
OPERATING ACTIVITIES
62.6M
7.8M
57.7M
52.5M
-75M
25.6M
35.8M
20.6M
9.4M
10.3M
9M
7.9M
4.2M
10.3M
8.6M
9.4M
8.9M
8.2M
7.4M
5.6M
3.6M
2.2M
1.9M
1.9M
0.0
0.0
796K
-2.4M
2.6M
1.6M
-11.1M
1.6M
3.5M
2.6M
909K
2.4M
963K
0.0
0.0
4M
3.2M
3.3M
2.9M
3.5M
2.9M
2.5M
1.1M
553K
531K
2M
536K
0.0
-15.8M
52.2M
-818K
20.9M
122.2M
13.6M
-4M
1.2M
2.2M
-453K
-665K
-8.2M
-4.2M
(6.2M)
(3.5M)
(1.2M)
(4.6M)
(11.6M)
(3.1M)
(9.2M)
(6.4M)
(3.2M)
(2.9M)
(1.6M)
(0.0)
(0.0)
11.9M
7.1M
1.9M
15.9M
-4.3M
-2.5M
-6.7M
-1.5M
356K
-1.1M
522K
-1.7M
0.0
73.8M
76.5M
74.1M
102.7M
43.6M
48.5M
36.7M
27.6M
15.5M
13.6M
13.6M
-1.4M
0.0
INVESTING ACTIVITIES
-8.5M
-15.6M
-3.5M
-5.1M
-9.5M
-6.9M
-8.8M
-6.9M
-2.8M
-5.7M
-4.7M
-1.8M
(0.0)
(62.2M)
(0.0)
-41.3M
(173.9M)
(25.9M)
(85.4M)
(20.1M)
-3.5M
-3M
-9M
-13.8M
(0.0)
(0.0)
-187.6M
-522.4M
-188.5M
-785.4M
-268.6M
-154.6M
-188.4M
-239M
-193.1M
-211M
-45.6M
(0.0)
(0.0)
288.6M
789.4M
168.4M
472.9M
335.5M
160M
131.8M
160.3M
141.9M
106.4M
81.8M
0.0
0.0
-30.9M
-19.3M
-149.3M
-171.6M
12.8M
12.3M
-126.2M
-133.8M
-83.7M
-147.6M
-64.4M
-43.4M
0.0
(123.7M)
(232.2M)
-214.2M
-315.3M
(96M)
(96.1M)
-171.5M
-222.9M
-140.7M
-266.9M
-46.6M
(0.0)
(0.0)
FINANCING ACTIVITIES
75.1M
-17.9M
-33.2M
-18.7M
-19.3M
-10.9M
0.0
0.0
23.6M
38.9M
-17.2M
-571K
0.0
-69.7M
101.1M
138.9M
-24.5M
-248.2M
-66.9M
31.8M
80.3M
61.7M
97.3M
26.8M
0.0
0.0
-7.9M
-6.6M
-5.6M
-1.1M
(0.0)
(0.0)
(0.0)
(0.0)
-42K
-164K
-804K
-970K
(0.0)
-11.9M
-17.9M
-33.2M
-18.7M
-19.3M
-10.9M
(0.0)
(0.0)
(0.0)
(0.0)
-32.8M
-571K
(0.0)
-190.5M
-110.6M
-115.5M
236.2M
319.3M
-170.4M
243.6M
132.1M
34.5M
142.4M
50.7M
0.0
0.0
-192.9M
-34M
-15.4M
191.9M
51.8M
-248.1M
275.4M
212.4M
103.4M
278.4M
44M
-1.5M
0.0
CASH FLOW SUMMARY
4.6M
274.7M
-155.5M
-20.7M
191.4M
-103.5M
140.6M
17.1M
-21.7M
25.1M
11.1M
-3M
0.0
379.1M
104.4M
260M
280.7M
89.3M
192.8M
52.2M
35.1M
56.8M
31.7M
20.6M
20.4M
0.0
383.7M
379.1M
104.4M
260M
280.7M
89.3M
192.8M
52.2M
35.1M
56.8M
31.7M
17.4M
0.0
65.4M
60.4M
70.6M
97.6M
34M
41.5M
27.8M
20.8M
12.8M
7.9M
9M
-1.4M
0.0

SEC Filings

EQBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

March 18, 2026
January 01, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 21, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

March 10, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 23, 2026
February 18, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
Showing 1 to 10 of 233 filings