Equity Bancshares, Inc.

Equity Bancshares, Inc.

EQBKยทNASDAQ

$46.49

+4.2%
Financial ServicesBanks - Regional

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate-backed, commercial lines of credit, working capital, term, equipment financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. The company's loan products also comprise various consumer loans to individuals and professionals, including residential real estate loans, home equity loans and lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. It also provides debit cards; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. As of December 31, 2021, it operated a network of 69 branches in Arkansas, Kansas, Missouri, and Oklahoma. The company was founded in 2002 and is headquartered in Wichita, Kansas.

At a Glance

Live Snapshot
Market Cap$886.87M
EPS4.0400
P/E Ratio10.59
Earnings Date01/28/2026
3Y+4.0%
5Y+35.0%
10Y+236.0%
3Y+2.0%
5Y+37.0%
10Y+234.0%
3Y+18.0%
5Y+24.0%
10Y+255.0%
eqbk

Equity Bancshares, Inc. Funding & Solvency Profile

EQBK ยท NASDAQ
Cash & Cash Equivalents383.50M
Net Receivables28.91M
Inventory0.00
Other Current Assets0.00
Total Current Assets1 B
Property, Plant & Equipment117.13M
Goodwill & Intangible Assets68.07M
Long-Term Investments3.66B
Other Non-Current Assets266.69M
Total Non-Current Assets4 B
Total Assets
5.33B

Financial Health Analysis

Current Ratio

0.28x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.99x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-3196393000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

23% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Equity Bancshares, Inc. Balance Sheet

EQBK โ€ข NASDAQ

Equity Bancshares, Inc. Balance SheetDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
383.5M
363.3M
104M
259.1M
280.4M
91.5M
197.7M
51.5M
37.9M
41.5M
37.2M
24.6M
100.4M
803.2M
919.6M
1.2B
1.3B
871.8M
142.1M
168.9M
162.3M
95.7M
130.8M
53M
65.5M
0.0
1.2B
1.3B
1.3B
1.6B
1.2B
233.5M
366.6M
213.8M
133.6M
172.3M
90.2M
90.1M
100.4M
28.9M
25.5M
20.6M
18M
15.8M
15.7M
17.4M
12.4M
7M
4.5M
3.6M
3.8M
0.0
28.9M
25.5M
20.6M
18M
15.8M
15.7M
17.4M
12.4M
7M
4.5M
3.6M
3.8M
0.0
1.2B
1.3B
1.3B
1.6B
1.2B
249.3M
384M
226.2M
140.6M
176.9M
93.8M
93.8M
100.4M
NON-CURRENT ASSETS
117.1M
112.6M
101.5M
104M
89.4M
84.5M
80.4M
63.4M
50.5M
39.1M
33.9M
37.5M
0.0
53.1M
53.1M
53.1M
54.5M
31.6M
136.4M
131.7M
104.9M
58.9M
18.1M
18.1M
18.1M
0.0
15M
7.2M
10.6M
14.9M
16.1M
19.9M
21.7M
10.7M
4.7M
1.5M
1.1M
1.5M
0.0
68.1M
60.3M
63.7M
69.3M
47.7M
156.3M
153.4M
115.6M
63.6M
19.7M
19.2M
19.6M
0.0
3.7B
3.3B
3.3B
3.1B
2.6B
3.3B
3.3B
2.6B
1.8B
1.3B
981.9M
938.8M
0.0
266.7M
261.1M
239.4M
248.2M
137.8M
140.1M
128.6M
118.7M
89.8M
81.1M
45.7M
50.4M
0.0
4.1B
3.7B
3.7B
3.5B
2.8B
3.7B
3.7B
2.9B
2.1B
1.4B
1.1B
1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
976.4M
5.3B
5B
5B
5.1B
4B
3.9B
4.1B
3.2B
2.2B
1.6B
1.2B
1.1B
1.2B
LIABILITIES
CURRENT LIABILITIES
0.0
36.5M
32.8M
47.4M
19.1M
18.5M
13.7M
10.7M
7.4M
5.4M
2.1M
6.3M
0.0
0.0
36.5M
32.8M
47.4M
19.1M
18.5M
13.7M
10.7M
7.4M
5.4M
2.1M
6.3M
0.0
37.2M
43.6M
46.5M
56M
36M
35.7M
50.1M
37.5M
20.6M
20.8M
25.3M
25.5M
0.0
0.0
0.0
70.3M
0.0
0.0
0.0
46.2M
31M
0.0
14.4M
0.0
0.0
0.0
4.4B
4.1B
4.2B
4.4B
3.4B
3.1B
3.1B
2.4B
1.6B
1.2B
981.2M
947.1M
0.0
4.4B
4.2B
4.3B
4.5B
3.5B
3.1B
3.2B
2.4B
1.7B
1.2B
1B
978.9M
0.0
NON-CURRENT LIABILITIES
275.6M
336.9M
235.3M
95.9M
97.8M
347.9M
414.6M
364.2M
273.3M
173.3M
45.1M
17.9M
57.6M
51.5M
19.3M
15.2M
17.7M
5.2M
5.8M
4M
2M
2.5M
3.1M
3.1M
3.4M
0.0
327.1M
356.2M
250.5M
113.6M
103M
353.8M
414.6M
364.2M
273.3M
176.4M
48.2M
21.3M
57.6M
0.0
2.9M
4.6M
5.2M
3.1M
3.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.7B
4.6B
4.6B
4.6B
3.6B
3.5B
3.6B
2.8B
1.9B
1.4B
1.1B
1B
57.6M
SHAREHOLDERS' EQUITY
-131.5M
-119.6M
-101.7M
-68.5M
-49.9M
-30.5M
-19.7M
-19.7M
-19.7M
-19.7M
-19.7M
-2.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.4M
16.4M
31.9M
0.0
230K
207K
205K
203K
174K
174K
173K
161K
132K
97K
76K
76K
138.2M
584.4M
489.2M
485M
478.9M
386.8M
382.7M
379.1M
331.3M
236.1M
138.1M
98.4M
96.4M
0.0
194.9M
141M
140.1M
88.3M
50.8M
125.8M
101.3M
65.5M
44.3M
35M
24.8M
16.6M
0.0
-55.2M
-57.9M
-113.5M
1.8M
19.8M
-3K
-4.9M
-3.1M
-2.7M
-2.4M
-2.3M
-2.6M
0.0
0.0
0.0
0.0
0.0
-43K
-77K
-121K
-121K
-242K
-242K
0.0
0.0
0.0
592.9M
452.9M
410.1M
500.6M
407.6M
478.1M
455.9M
374.1M
258M
167.2M
117.7M
139.9M
138.2M
592.9M
452.9M
410.1M
500.6M
407.6M
478.1M
455.9M
374.1M
258M
167.2M
117.7M
139.9M
138.2M
SUMMARY
5.3B
5B
5B
5.1B
4B
3.9B
4.1B
3.2B
2.2B
1.6B
1.2B
1.1B
0.0
4.5B
4.2B
4.5B
4.4B
3.4B
3.5B
3.5B
2.8B
1.9B
1.4B
1B
1B
0.0
312.8M
380.5M
281.7M
151.9M
133.9M
383.6M
464.7M
401.7M
293.9M
194.1M
70.4M
43.4M
0.0
-70.7M
17.2M
177.7M
-107.2M
-146.5M
292.2M
267M
350.1M
256M
152.5M
33.2M
18.8M
-100.4M
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486
19,076,486

SEC Filings

EQBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

March 18, 2026
January 01, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 21, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

March 10, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 23, 2026
February 18, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
Showing 1 to 10 of 233 filings