Equity Bancshares, Inc.

Equity Bancshares, Inc.

EQBKยทNASDAQ

$46.49

+4.2%
Financial ServicesBanks - Regional

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate-backed, commercial lines of credit, working capital, term, equipment financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. The company's loan products also comprise various consumer loans to individuals and professionals, including residential real estate loans, home equity loans and lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. It also provides debit cards; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. As of December 31, 2021, it operated a network of 69 branches in Arkansas, Kansas, Missouri, and Oklahoma. The company was founded in 2002 and is headquartered in Wichita, Kansas.

At a Glance

Live Snapshot
Market Cap$886.87M
EPS4.0400
P/E Ratio10.59
Earnings Date01/28/2026
0.37%
Dividend Yield
3Y+36.0%
5Y-
10Y+1404.0%
-9.67%
Dividend Payout Ratio
-156%
3Y-214.0%
5Y-
10Y-703.0%
3Y+248.0%
5Y-
10Y+10849.0%
Equity Bancshares, Inc.

Equity Bancshares, Inc. Dividend History

EQBK ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

EQBK Dividend Payment History

EQBK ยท NASDAQ

Total Payments

17

Latest Dividend

$0.1800

Annual Amount

$0.7800

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Sep 11, 2025
Sep 30, 2025Oct 15, 2025
$0.1800
$0.1800
Quarterly+20.00%
May 21, 2025
Jun 30, 2025Jul 15, 2025
$0.1500
$0.1500
Quarterly0.00%
Mar 19, 2025
Mar 31, 2025Apr 15, 2025
$0.1500
$0.1500
Quarterly0.00%
Dec 11, 2024
Dec 31, 2024Jan 15, 2025
$0.1500
$0.1500
Quarterly0.00%
Sep 12, 2024
Sep 30, 2024Oct 15, 2024
$0.1500
$0.1500
Quarterly+25.00%
May 22, 2024
Jun 28, 2024Jul 15, 2024
$0.1200
$0.1200
Quarterly0.00%
Mar 15, 2024
Mar 29, 2024Apr 15, 2024
$0.1200
$0.1200
Quarterly0.00%
Dec 13, 2023
Dec 29, 2023Jan 15, 2024
$0.1200
$0.1200
Quarterly0.00%
Sep 19, 2023
Sep 29, 2023Oct 16, 2023
$0.1200
$0.1200
Quarterly+20.00%
Jun 16, 2023
Jun 30, 2023Jul 14, 2023
$0.1000
$0.1000
Quarterly0.00%
Mar 20, 2023
Mar 31, 2023Apr 14, 2023
$0.1000
$0.1000
Quarterly0.00%
Dec 14, 2022
Dec 30, 2022Jan 17, 2023
$0.1000
$0.1000
Quarterly0.00%
Sep 20, 2022
Sep 30, 2022Oct 14, 2022
$0.1000
$0.1000
Quarterly+25.00%
Jun 17, 2022
Jun 30, 2022Jul 14, 2022
$0.0800
$0.0800
Quarterly0.00%
Mar 17, 2022
Mar 31, 2022Apr 14, 2022
$0.0800
$0.0800
Quarterly0.00%
Dec 15, 2021
Dec 31, 2021Jan 14, 2022
$0.0800
$0.0800
Quarterly0.00%
Sep 20, 2021
Sep 30, 2021Oct 14, 2021
$0.0800
$0.0800
Quarterly-
eqbk

Equity Bancshares, Inc. Payout Ratio Analysis

EQBK ยท NASDAQ
Dividends Paid
-7.89M
2024
Net Income
62.62M
2024
Payout Ratio
12.60%
2024

Dividend Sustainability Analysis

Payout Ratio
12.60%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
12.1%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-19.3%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.