Equity Bancshares, Inc.

Equity Bancshares, Inc.

EQBKยทNASDAQ

$46.49

+4.2%
Financial ServicesBanks - Regional

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate-backed, commercial lines of credit, working capital, term, equipment financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. The company's loan products also comprise various consumer loans to individuals and professionals, including residential real estate loans, home equity loans and lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. It also provides debit cards; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. As of December 31, 2021, it operated a network of 69 branches in Arkansas, Kansas, Missouri, and Oklahoma. The company was founded in 2002 and is headquartered in Wichita, Kansas.

At a Glance

Live Snapshot
Market Cap$886.87M
EPS4.0400
P/E Ratio10.59
Earnings Date01/28/2026
3Y+75.0%
5Y+65.0%
10Y+433.0%
3Y+19.0%
5Y+145.0%
10Y+508.0%
3Y-28.0%
5Y+52.0%
10Y+442.0%
Equity Bancshares, Inc.

Equity Bancshares, Inc. Profit Bridge

EQBK ยท NASDAQ
Revenue326.51M
Cost of Goods Sold (108.85M)
Gross Profit217.67M
Operating Expenses (139.38M)
Operating Income78.28M
Interest Expense (110.68M)
Other Income/Expense0.00
Pretax Income78.28M
Income Tax (15.66M)
Net Income62.62M
Net Income
62.62M

Profitability Analysis

Gross Margin

66.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

24.0%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

19.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

20.0%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Equity Bancshares, Inc. Income Statement

EQBK โ€ข NASDAQ

Equity Bancshares, Inc. Income StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
REVENUE
326.5M
224.7M
220.3M
186.8M
177M
197.9M
178.9M
115.9M
71M
61.3M
54.8M
54.4M
28.7M
GROSS PROFIT
(108.8M)
(89.1M)
(25.3M)
(6.2M)
(47.2M)
(68M)
(40.7M)
(19.3M)
(11.3M)
(9.8M)
(6.6M)
(8.2M)
(0.0)
217.7M
135.6M
195M
180.6M
129.9M
129.9M
138.2M
96.6M
59.7M
51.5M
48.1M
46.2M
28.7M
OPERATING INCOME
(139.4M)
(133.2M)
(124.7M)
(116.1M)
(204.4M)
(97.1M)
(92M)
(65.5M)
(45.8M)
(37M)
(34.9M)
(34.8M)
(22.9M)
(80.6M)
(72M)
(68.2M)
(59.2M)
(58.7M)
(70M)
(63.6M)
(44.1M)
(29.4M)
(25.5M)
(25.3M)
(23.4M)
(0.0)
78.3M
2.4M
70.3M
64.4M
-74.6M
32.9M
46.2M
31M
13.9M
14.4M
13.2M
11.4M
5.8M
PRE-TAX INCOME
(110.7M)
(87.7M)
(25.4M)
(14.8M)
(22.9M)
(49.6M)
(36.8M)
(16.7M)
(9.2M)
(6.8M)
(5.4M)
(5.6M)
(0.0)
186.2M
159M
162.8M
142.6M
132.7M
125.9M
124.8M
86M
52.6M
46.3M
41.4M
41.2M
0.0
(58.8M)
(61.2M)
(56.5M)
(56.9M)
(145.7M)
(27.1M)
(28.4M)
(21.5M)
(16.4M)
(11.5M)
(9.7M)
(11.3M)
(0.0)
78.3M
2.4M
70.3M
64.4M
-74.6M
32.9M
46.2M
31M
13.9M
14.4M
13.2M
11.4M
5.8M
NET INCOME
(15.7M)
-5.4M
(12.6M)
(12M)
(400K)
(7.3M)
(10.4M)
(10.4M)
(4.5M)
(4.1M)
(4.2M)
(3.5M)
(1.7M)
62.6M
7.8M
57.7M
52.5M
-75M
25.6M
35.8M
20.6M
9.4M
10.3M
9M
7.9M
3.8M

SEC Filings

EQBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

March 18, 2026
January 01, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 21, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

March 10, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 23, 2026
February 18, 2026
2026
8-K

8-K 2026

N/A

February 17, 2026
February 13, 2026
2026
Showing 1 to 10 of 233 filings