Enterprise Financial Services Corp

Enterprise Financial Services Corp

EFSCยทNASDAQ

$58.99

-1.2%
Financial ServicesBanks - Regional

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

At a Glance

Live Snapshot
Market Cap$2.16B
EPS5.3500
P/E Ratio11.03
Earnings Date07/27/2026
3Y+71.0%
5Y+163.0%
10Y+412.0%
3Y-1.0%
5Y+171.0%
10Y+312.0%
3Y-11.0%
5Y+43.0%
10Y+135.0%
Enterprise Financial Services Corp

Enterprise Financial Services Corp Profit Bridge

EFSC ยท NASDAQ
Revenue912.39M
Cost of Goods Sold (288.01M)
Gross Profit624.38M
Operating Expenses (340.66M)
Operating Income283.72M
Interest Expense (261.67M)
Other Income/Expense0.00
Pretax Income283.72M
Income Tax (82.34M)
Net Income201.37M
Net Income
201.37M

Profitability Analysis

Gross Margin

68.4%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

31.1%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

22.1%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

29.0%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Enterprise Financial Services Corp Income Statement

EFSC โ€ข NASDAQ

Enterprise Financial Services Corp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
912.4M
814.4M
743.5M
533.7M
421.6M
347.3M
345.4M
273.3M
234.4M
178.3M
153.5M
148.4M
162.1M
174.5M
161.3M
134.8M
131M
144M
142.2M
111.3M
GROSS PROFIT
(288M)
(304.5M)
(238.9M)
(40.6M)
(36.4M)
(100.2M)
(72.8M)
(52.5M)
(35.4M)
(17.3M)
(12.8M)
(19.9M)
(22.5M)
(46M)
(46.3M)
(66.1M)
(89.3M)
(86.8M)
(66.1M)
(45.3M)
624.4M
509.9M
504.6M
493.1M
385.2M
247.1M
272.6M
220.8M
199M
160.9M
141.1M
128.5M
139.7M
128.6M
115.1M
68.6M
41.7M
57.1M
76.1M
66.1M
OPERATING INCOME
(340.7M)
(278.7M)
(258.1M)
(233.6M)
(216.6M)
(155.1M)
(156.6M)
(116.2M)
(112.5M)
(86.1M)
(82.2M)
(87.5M)
(89.6M)
(85.8M)
(76.9M)
(62.2M)
(91M)
(45.4M)
(49.5M)
(42.3M)
(156.7M)
(195.9M)
(177.7M)
(154.1M)
(130.7M)
(96.2M)
(95.6M)
(72.4M)
(67.7M)
(57.6M)
(56.4M)
(55.8M)
(55.6M)
(50.4M)
(44.1M)
(35M)
(32.3M)
(29.8M)
(29.6M)
(25.2M)
283.7M
231.2M
246.5M
259.5M
168.6M
91.9M
116M
104.6M
86.5M
74.8M
58.4M
41M
50.1M
42.8M
38.2M
6.4M
-49.3M
11.7M
26.6M
23.8M
PRE-TAX INCOME
(261.7M)
(283M)
(202.3M)
(41.2M)
(23M)
(34.8M)
(66.4M)
(45.9M)
(25.2M)
(13.7M)
(12.4M)
(14.4M)
(18.1M)
(23.2M)
(30.2M)
(32.4M)
(48.8M)
(60.3M)
(61.5M)
(43.1M)
625.6M
566.3M
561.2M
472.5M
358.9M
269.1M
237.7M
191M
176.9M
135.3M
120.3M
117.1M
134.8M
142M
112.3M
83.6M
69.3M
66.1M
61.1M
51.3M
(183.9M)
(82.8M)
(80.3M)
(79.5M)
(85.9M)
(59M)
(61M)
(43.9M)
(44.8M)
(28.5M)
(25.8M)
(31.7M)
(34M)
(35.3M)
(32.7M)
(27.3M)
(58.7M)
(15.6M)
(20M)
(17M)
283.7M
231.2M
246.5M
259.5M
168.6M
91.9M
116M
104.6M
86.5M
74.8M
58.4M
41M
50.1M
42.8M
38.2M
6.4M
-49.3M
11.7M
26.6M
23.8M
NET INCOME
(82.3M)
(46M)
(52.5M)
(56.4M)
(35.6M)
(17.6M)
(23.3M)
(15.4M)
(38.3M)
(26M)
(20M)
(13.9M)
(17M)
(14.5M)
(12.8M)
(823K)
-2.7M
(3.7M)
(9M)
(8.3M)
201.4M
185.3M
194.1M
203M
133.1M
74.4M
92.7M
89.2M
48.2M
48.8M
38.5M
27.2M
33.1M
28.3M
25.4M
5.6M
-48M
1.8M
17.6M
15.5M

SEC Filings

EFSC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 31, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

March 09, 2026
March 09, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
10-Q

10-Q 2025 Q3

Q3

October 31, 2025
September 30, 2025
2025
Showing 1 to 10 of 523 filings