Enterprise Financial Services Corp

Enterprise Financial Services Corp

EFSCยทNASDAQ

$58.99

-1.2%
Financial ServicesBanks - Regional

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

At a Glance

Live Snapshot
Market Cap$2.16B
EPS5.3500
P/E Ratio11.03
Earnings Date07/27/2026
0.61%
Dividend Yield
-5%
3Y-1.0%
5Y+67.0%
10Y+70.0%
24.65%
Dividend Payout Ratio
6%
3Y+34.0%
5Y+31.0%
10Y+52.0%
3Y+19.0%
5Y+116.0%
10Y+508.0%
Enterprise Financial Services Corp

Enterprise Financial Services Corp Dividend History

EFSC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

EFSC Dividend Payment History

EFSC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.3400

Annual Amount

$1.6000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 22, 2026
Jun 15, 2026Jun 30, 2026
$0.3400
$0.3400
Quarterly+3.03%
Jan 26, 2026
Mar 13, 2026Mar 31, 2026
$0.3300
$0.3300
Quarterly+3.13%
Oct 27, 2025
Dec 15, 2025Dec 31, 2025
$0.3200
$0.3200
Quarterly+3.23%
Jul 28, 2025
Sep 15, 2025Sep 30, 2025
$0.3100
$0.3100
Quarterly+3.33%
Apr 25, 2025
Jun 16, 2025Jun 30, 2025
$0.3000
$0.3000
Quarterly+3.45%
Jan 27, 2025
Mar 14, 2025Mar 31, 2025
$0.2900
$0.2900
Quarterly+3.57%
Oct 21, 2024
Dec 16, 2024Dec 31, 2024
$0.2800
$0.2800
Quarterly+3.70%
Jul 22, 2024
Sep 16, 2024Sep 30, 2024
$0.2700
$0.2700
Quarterly+3.85%
Apr 22, 2024
Jun 14, 2024Jun 28, 2024
$0.2600
$0.2600
Quarterly+4.00%
Jan 22, 2024
Mar 15, 2024Mar 29, 2024
$0.2500
$0.2500
Quarterly0.00%
Oct 23, 2023
Dec 15, 2023Dec 29, 2023
$0.2500
$0.2500
Quarterly0.00%
Jul 24, 2023
Sep 15, 2023Sep 29, 2023
$0.2500
$0.2500
Quarterly0.00%
Apr 24, 2023
Jun 15, 2023Jun 30, 2023
$0.2500
$0.2500
Quarterly0.00%
Jan 23, 2023
Mar 15, 2023Mar 31, 2023
$0.2500
$0.2500
Quarterly+4.17%
Oct 24, 2022
Dec 15, 2022Dec 30, 2022
$0.2400
$0.2400
Quarterly+4.35%
Jul 25, 2022
Sep 15, 2022Sep 30, 2022
$0.2300
$0.2300
Quarterly+4.55%
Apr 25, 2022
Jun 15, 2022Jun 30, 2022
$0.2200
$0.2200
Quarterly+4.76%
Jan 24, 2022
Mar 15, 2022Mar 31, 2022
$0.2100
$0.2100
Quarterly+5.00%
Oct 25, 2021
Dec 15, 2021Dec 31, 2021
$0.2000
$0.2000
Quarterly+5.26%
Jul 26, 2021
Sep 15, 2021Sep 30, 2021
$0.1900
$0.1900
Quarterly+5.56%
Apr 26, 2021
Jun 15, 2021Jun 30, 2021
$0.1800
$0.1800
Quarterly0.00%
Jan 25, 2021
Mar 15, 2021Mar 31, 2021
$0.1800
$0.1800
Quarterly0.00%
Oct 19, 2020
Dec 15, 2020Dec 31, 2020
$0.1800
$0.1800
Quarterly0.00%
Jul 20, 2020
Sep 15, 2020Sep 30, 2020
$0.1800
$0.1800
Quarterly0.00%
Apr 20, 2020
Jun 15, 2020Jun 30, 2020
$0.1800
$0.1800
Quarterly0.00%
Jan 20, 2020
Mar 16, 2020Mar 31, 2020
$0.1800
$0.1800
Quarterly+5.88%
Oct 21, 2019
Dec 16, 2019Dec 31, 2019
$0.1700
$0.1700
Quarterly+6.25%
Jul 22, 2019
Sep 13, 2019Sep 27, 2019
$0.1600
$0.1600
Quarterly+6.67%
Apr 22, 2019
Jun 14, 2019Jun 28, 2019
$0.1500
$0.1500
Quarterly+7.14%
Jan 21, 2019
Mar 15, 2019Mar 29, 2019
$0.1400
$0.1400
Quarterly+7.69%
Oct 22, 2018
Dec 14, 2018Dec 28, 2018
$0.1300
$0.1300
Quarterly+8.33%
Jul 23, 2018
Sep 14, 2018Sep 28, 2018
$0.1200
$0.1200
Quarterly+9.09%
Apr 23, 2018
Jun 15, 2018Jun 29, 2018
$0.1100
$0.1100
Quarterly0.00%
Jan 22, 2018
Mar 15, 2018Mar 30, 2018
$0.1100
$0.1100
Quarterly0.00%
Oct 23, 2017
Dec 15, 2017Dec 29, 2017
$0.1100
$0.1100
Quarterly0.00%
Jul 25, 2017
Sep 15, 2017Sep 29, 2017
$0.1100
$0.1100
Quarterly0.00%
Apr 25, 2017
Jun 15, 2017Jun 30, 2017
$0.1100
$0.1100
Quarterly0.00%
Jan 24, 2017
Mar 15, 2017Mar 31, 2017
$0.1100
$0.1100
Quarterly0.00%
Oct 25, 2016
Dec 15, 2016Dec 30, 2016
$0.1100
$0.1100
Quarterly0.00%
Jul 28, 2016
Sep 15, 2016Sep 30, 2016
$0.1100
$0.1100
Quarterly+10.00%
Apr 28, 2016
Jun 15, 2016Jun 30, 2016
$0.1000
$0.1000
Quarterly+11.11%
Jan 28, 2016
Mar 15, 2016Mar 31, 2016
$0.0900
$0.0900
Quarterly+12.50%
Oct 22, 2015
Dec 15, 2015Dec 31, 2015
$0.0800
$0.0800
Quarterly+14.29%
Jul 23, 2015
Sep 15, 2015Sep 30, 2015
$0.0700
$0.0700
Quarterly+16.67%
May 5, 2015
Jun 15, 2015Jun 30, 2015
$0.0600
$0.0600
Quarterly+15.38%
Mar 3, 2015
Mar 13, 2015Mar 31, 2015
$0.0520
$0.0520
Quarterly0.00%
Dec 3, 2014
Dec 15, 2014Dec 31, 2014
$0.0520
$0.0520
Quarterly0.00%
Sep 2, 2014
Sep 15, 2014Sep 30, 2014
$0.0520
$0.0520
Quarterly0.00%
Jun 3, 2014
Jun 13, 2014Jun 30, 2014
$0.0520
$0.0520
Quarterly0.00%
Mar 3, 2014
Mar 14, 2014Mar 31, 2014
$0.0520
$0.0520
Quarterly-
efsc

Enterprise Financial Services Corp Payout Ratio Analysis

EFSC ยท NASDAQ
Dividends Paid
-48.84M
2025
Net Income
201.37M
2025
Payout Ratio
24.25%
2025

Dividend Sustainability Analysis

Payout Ratio
24.25%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
26.9%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-12.8%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.