EBMT - NASDAQ
Eagle Bancorp Montana, Inc.
$22.21
+1.7%Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates 23 full-service branches, 1 community banking office, and 25 automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.
At a Glance
Live SnapshotEagle Bancorp Montana, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
Eagle Bancorp Montana, Inc. Income Statement
EBMT • NASDAQ
| Eagle Bancorp Montana, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2009 | Jun 2008 | Jun 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
126M | 120.4M | 112.5M | 93.6M | 93.2M | 90.4M | 61.6M | 41.2M | 37.5M | 36.8M | 29.8M | 25.3M | 25.3M | 22.9M | 15.1M | 15.5M | 13.4M | 12.2M | 16.8M | 14.9M | |
GROSS PROFIT | ||||||||||||||||||||
(36.7M) | (41.3M) | (30.6M) | (8.2M) | (4.1M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
89.3M | 79.1M | 81.9M | 85.5M | 89.1M | 90.4M | 61.6M | 41.2M | 37.5M | 36.8M | 29.8M | 25.3M | 25.3M | 22.9M | 15.1M | 15.5M | 13.4M | 12.2M | 0.0 | 0.0 | |
OPERATING INCOME | ||||||||||||||||||||
(70.4M) | (67.7M) | (70.2M) | (71.6M) | (69.8M) | (90.4M) | (61.3M) | (41.2M) | (37.5M) | (36.8M) | (29.8M) | (16M) | (25.3M) | (22.9M) | (6.6M) | (15.5M) | (13.4M) | (12.2M) | (0.0) | (0.0) | |
(33.9M) | (42.2M) | (45.5M) | (46.5M) | (50.4M) | (45.1M) | (32.8M) | (25.4M) | (21.6M) | (19.6M) | (17.9M) | (19.9M) | (16M) | (13M) | (6.6M) | (6.6M) | (6.3M) | (5.7M) | (0.0) | (0.0) | |
18.9M | 11.4M | 11.7M | 13.8M | 19.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.3M | 2.3M | |
PRE-TAX INCOME | ||||||||||||||||||||
(35.5M) | (40.8M) | (29.1M) | (6.2M) | (3.2M) | (6.5M) | (7.7M) | (5.1M) | (4.1M) | (3.1M) | (2.5M) | (2M) | (2M) | (2.2M) | (3.2M) | (4.1M) | (5.1M) | (6.1M) | (0.0) | (0.0) | |
72.2M | 62.4M | 61.8M | 63M | 46.3M | 42.8M | 38.4M | 29.4M | 23.6M | 20.7M | 17.9M | 15.2M | 15.2M | 12.6M | 10.9M | 10.9M | 9.8M | 9.2M | 0.0 | 0.0 | |
(36.5M) | (25.5M) | (24.7M) | (25.1M) | (19.5M) | (45.3M) | (28.6M) | (15.8M) | (15.9M) | (17.2M) | (11.9M) | (0.0) | (9.3M) | (9.8M) | (0.0) | (8.9M) | (7.1M) | (6.6M) | (0.0) | (0.0) | |
-39K | 0.0 | 0.0 | 0.0 | 0.0 | 28.4M | 14M | 0.0 | 0.0 | 0.0 | 0.0 | -2M | 1.8M | 0.0 | 3M | 3.5M | 3.4M | 3.4M | -511K | 0.0 | |
18.9M | 11.4M | 11.7M | 13.8M | 19.3M | 28.4M | 14M | 5.9M | 6.2M | 6.9M | 2.7M | 1.2M | 1.8M | 1.3M | 3M | 3.4M | 3.4M | 3.4M | 2.8M | 2.3M | |
NET INCOME | ||||||||||||||||||||
(4.1M) | (1.6M) | (1.6M) | (3.1M) | (4.9M) | (7.2M) | (3.1M) | (914K) | (2.1M) | (1.8M) | (163K) | -350K | -350K | -650K | (792K) | (1.1M) | (1M) | (1M) | (662K) | (554K) | |
14.8M | 9.8M | 10.1M | 10.7M | 14.4M | 21.2M | 10.9M | 5M | 4.1M | 5.1M | 2.6M | 2.1M | 2.1M | 2M | 2.2M | 2.4M | 2.4M | 2.4M | 2.1M | 1.8M |
SEC Filings
EBMT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 18, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 09, 2026 | April 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 09, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 26, 2026 | February 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 04, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 |
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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