Eagle Bancorp Montana, Inc.

Eagle Bancorp Montana, Inc.

EBMTยทNASDAQ

$22.21

+1.7%
Financial ServicesBanks - Regional

Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates 23 full-service branches, 1 community banking office, and 25 automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.

At a Glance

Live Snapshot
Market Cap$176.91M
EPS1.9000
P/E Ratio10.47
Earnings Date07/28/2026
ebmt

Eagle Bancorp Montana, Inc. Street Expectations Map

EBMT ยท NASDAQ

Wall Street analysts project that EBMT stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 24.00, with estimates ranging from a low of 24.00 to a high of 24.00.

Lowest Target
24.00
8.06%
Consensus Target
24.00
8.06%
Highest Target
24.00
8.06%

The consensus 1-year price target stands at 24.00, with estimates ranging from a low of 24.00 to a high of 24.00.

Analyst Consensus Analysis

Upside Potential

+8.1%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

ebmt

Eagle Bancorp Montana, Inc. Forward Estimates of Revenue

EBMT ยท NASDAQ
Latest Revenue
125.97M
FY 2025
Avg Estimate
95.00M
FY 2026
Estimate Range
94.79M - 95.19M
Analyst Spread

Forward Growth Analysis

Projected Growth-24.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ebmt

Eagle Bancorp Montana, Inc. Forward Estimates of Net Income

EBMT ยท NASDAQ
Latest Net Income
14.84M
FY 2025
Avg Estimate
16.07M
FY 2026
Estimate Range
15.40M - 16.47M
Analyst Spread

Forward Growth Analysis

Projected Growth+8.3%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

ebmt

Eagle Bancorp Montana, Inc. Forward Estimates of EPS

EBMT ยท NASDAQ
Latest EPS
1.90
FY 2025
Avg Estimate
$2.04
FY 2026
Estimate Range
$1.97 - $2.11
Analyst Spread

Forward Growth Analysis

Projected Growth+7.2%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

ebmt

Eagle Bancorp Montana, Inc. Forward Estimates of EBIT

EBMT ยท NASDAQ
Latest EBIT
18.93M
FY 2025
Avg Estimate
13.36M
FY 2026
Estimate Range
13.33M - 13.39M
Analyst Spread

Forward Growth Analysis

Projected Growth-29.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ebmt

Eagle Bancorp Montana, Inc. Forward Estimates of EBITDA

EBMT ยท NASDAQ
Latest EBITDA
25.79M
FY 2025
Avg Estimate
20.29M
FY 2026
Estimate Range
20.25M - 20.33M
Analyst Spread

Forward Growth Analysis

Projected Growth-21.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ebmt

Eagle Bancorp Montana, Inc. Forward Estimates of SG&A Expense

EBMT ยท NASDAQ
Latest SG&A Expense
33.88M
FY 2025
Avg Estimate
39.16M
FY 2026
Estimate Range
39.08M - 39.24M
Analyst Spread

Forward Growth Analysis

Projected Growth+15.6%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

ebmt

Eagle Bancorp Montana, Inc. Insider Positioning

EBMT ยท NASDAQ

During the last 12 months, insiders have purchased $13K and sold $827K worth of EBMT shares, resulting in $814K of net selling activity.

3 Months

Bought

0

0.00

Sold

10.0K

228.34K

Net Activity

-228K

-$228K

3-6 Months

Bought

0

0.00

Sold

14.3K

321.96K

Net Activity

-322K

-$322K

6-9 Months

Bought

600

10.05K

Sold

1.2K

19.76K

Net Activity

-10K

-$10K

9-12 Months

Bought

160

2.54K

Sold

16.1K

256.52K

Net Activity

-254K

-$254K

Top Buyers

1
OMA

O'Neill Mark A

Officer: Svp-Chief Lending Officer

600 sharesโ€ข1 transactions

$10K

2
RPD

Rensmon Patrick D

Officer: Svp-Chief Operating Officer

160 sharesโ€ข1 transactions

$3K

Top Sellers

1
WKM

Walsh Kenneth M

Director

30.0K sharesโ€ข3 transactions

$611K

2
BAM

Binde Alana M

Officer: Svp-Chief Human Resource Offcr

3.8K sharesโ€ข1 transactions

$60K

3
WS

Waters Samuel

Director

2.1K sharesโ€ข1 transactions

$47K

4
MTJ

Mccarvel Thomas J

Director

2.4K sharesโ€ข2 transactions

$47K

5
JC

Jensen Corey

Director

2.3K sharesโ€ข1 transactions

$38K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $814K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.02:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$228K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.