EBMT - NASDAQ
Eagle Bancorp Montana, Inc.
$22.21
+1.7%Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates 23 full-service branches, 1 community banking office, and 25 automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.
At a Glance
Live SnapshotEagle Bancorp Montana, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Eagle Bancorp Montana, Inc. Cash Flow Statement
EBMT • NASDAQ
| Eagle Bancorp Montana, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||||
14.8M | 9.8M | 10.1M | 10.7M | 14.4M | 21.2M | 10.9M | 5M | 4.1M | 5.1M | 2.6M | 2.1M | 2M | 2.2M | 2.4M | 2.4M | 2.4M | |
6M | 8.9M | 7.9M | 7.7M | 7.8M | 7.1M | 4.7M | 3.2M | 2.5M | 2.8M | 2.5M | 2.2M | 2M | 1.4M | 1.9M | 1.1M | 1.1M | |
-574K | -529K | -671K | 2.1M | 1M | -1.2M | 739K | 880K | 202K | -20K | -344K | -153K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
689K | 869K | 678K | 976K | 1M | 686K | 723K | 603K | 569K | 667K | 400K | 157K | 0.0 | 337K | 120K | 0.0 | 0.0 | |
7.9M | -4.6M | -4.3M | 19.7M | 29.3M | -25.5M | -16.3M | -432K | -357K | -472K | -316K | -272K | -4.4M | -390K | -627K | -482K | -763K | |
(3.2M) | (549K) | (3M) | (2.9M) | (4.4M) | (6.9M) | (2.8M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
4.3M | 14.2M | -4.3M | 799K | 2.8M | -195K | -375K | 10.3M | 19.6M | 12.4M | 4.3M | 7.7M | -6.5M | -4.7M | 7.8M | -668K | 3M | |
33.1M | 28.5M | 9.3M | 41.9M | 56.5M | 2.1M | 366K | 13.6M | 20.1M | 12.9M | 4.9M | 9.6M | -6.9M | -1.5M | 11.5M | 2.4M | 5.7M | |
INVESTING ACTIVITIES | |||||||||||||||||
(0.0) | (0.0) | -14.2M | -16.8M | -12.2M | -20.6M | -10.5M | -7.1M | -3.5M | -2.2M | -630K | -2.3M | -1.4M | -170K | -1.1M | -2.8M | -6.2M | |
(0.0) | (0.0) | (0.0) | (13.4M) | -97.3M | (5M) | (6.9M) | -4.2M | -49.7M | -62.2M | -89.3M | -144K | (130.1M) | (130.1M) | -18.8M | -3.8M | -471K | |
(0.0) | (0.0) | -28.1M | -77.1M | -132.2M | -47.7M | -51.5M | -46M | -24.4M | -18.9M | -28.9M | -44.7M | -192.9M | -17.5M | -18.4M | -50.3M | -20.4M | |
0.0 | 0.0 | 66.7M | 83M | 16.3M | 64.4M | 71.7M | 63.2M | 20.6M | 33.5M | 43.8M | 74.4M | 52.4M | 30.3M | 30.8M | 20.7M | 16.8M | |
22M | -27.8M | -132.6M | -237.6M | -7.5M | -23.2M | -76.3M | -56.9M | 218K | -1.4M | -1.8M | -60.9M | -1.3M | 8.1M | 166K | 28K | 13K | |
(22M) | -27.8M | -108.2M | -235M | -232.9M | -22M | -59.7M | -50.9M | -56.8M | -51.1M | -76.8M | -33.7M | -13.1M | (20.7M) | -7.4M | -36.1M | -10.2M | |
FINANCING ACTIVITIES | |||||||||||||||||
-1.6M | -419K | -231K | -4.4M | -6.3M | -987K | -1.2M | 0.0 | 20.2M | 0.0 | -1.3M | -587K | 0.0 | 0.0 | -414K | -1.8M | 22.6M | |
-85M | -34.8M | 106.3M | 94.4M | -12.1M | -68.8M | 177K | 19.3M | 10.6M | 9.7M | 27.7M | -4.2M | 16.6M | -15.3M | -18.2M | -6.3M | 168K | |
-4.6M | -4.5M | -4.4M | -4.1M | -3M | -2.6M | -2.4M | -2M | -1.4M | -1.2M | -1.2M | -1.1M | (0.0) | -1.1M | -1.1M | (0.0) | (0.0) | |
-1.6M | -419K | -231K | -4.4M | -6.3M | -987K | -1.2M | (0.0) | (0.0) | (0.0) | -1.3M | -587K | (0.0) | -414K | -414K | -1.8M | -22K | |
67.5M | 46M | -77K | 67.6M | 189.5M | 137.2M | 76.5M | 23.9M | 27.7M | 29.6M | 41.6M | 39.9M | -9.1M | 22.8M | 10.8M | 40.1M | -15.4M | |
-23.7M | 6.3M | 101.6M | 153.5M | 168.1M | 64.8M | 73.1M | 41.1M | 36.9M | 38.1M | 66.8M | 24.8M | 6.4M | -8.9M | 2M | 30.9M | 6.7M | |
CASH FLOW SUMMARY | |||||||||||||||||
31.4M | 7M | 2.7M | -39.6M | -8.4M | 44.9M | 13.7M | 3.8M | 119K | -120K | -5.1M | 658K | -13.7M | 10.3M | 6M | -2.8M | 2.2M | |
31.6M | 24.5M | 21.8M | 61.4M | 69.8M | 24.9M | 11.2M | 7.4M | 7.3M | 7.4M | 12.5M | 6.2M | 19.8M | 9.5M | 3.5M | 6.3M | 4.1M | |
63M | 31.6M | 24.5M | 21.8M | 61.4M | 69.8M | 24.9M | 11.2M | 7.4M | 7.3M | 7.4M | 6.8M | 6.2M | 19.8M | 9.5M | 3.5M | 6.3M | |
28.3M | 14.5M | -4.8M | 25.1M | 44.2M | -18.5M | -10.2M | 6.5M | 16.5M | 10.6M | 4.3M | 7.3M | -8.3M | -1.7M | 10.4M | -369K | -433K |
SEC Filings
EBMT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 18, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 09, 2026 | April 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 09, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 26, 2026 | February 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 04, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 |
Related Guides
Continue your EBMT research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.