Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc.

DCOMยทNASDAQ

$35.52

+0.20%
Financial ServicesBanks - Regional

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

At a Glance

Live Snapshot
Market Cap$1.56B
EPS2.3600
P/E Ratio15.05
Earnings Date07/23/2026
3Y-37.0%
5Y+211.0%
10Y+830.0%
3Y-95.0%
5Y-79.0%
10Y-92.0%
3Y+17.0%
5Y+170.0%
10Y+8.0%
DCOM

Dime Community Bancshares, Inc. Cash Conversion Engine

DCOM ยท NASDAQ
Net Income110.68M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital25.24M
Others50.64M
Capital Expenditures-4.13M
Free Cash Flow182.44M

Cash Flow Quality Analysis

FCF Conversion Rate

164.8%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

2.2%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+96.6%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$25.24M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Dime Community Bancshares, Inc. Cash Flow Statement

DCOM โ€ข NASDAQ

Dime Community Bancshares, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
110.7M
29.1M
96.1M
152.6M
104M
42.3M
36.2M
51.3M
51.9M
72.5M
44.8M
44.2M
43.5M
40.3M
47.3M
41.4M
26.2M
28M
22.4M
30.6M
0.0
6.9M
7.5M
10.2M
10.4M
5.1M
5.1M
5M
3.7M
2.3M
2.7M
2.6M
2.8M
2.9M
2.9M
2.4M
2.4M
1.8M
1.3M
1.3M
0.0
0.0
0.0
0.0
8.6M
-2M
-2.4M
-807K
10.5M
1.1M
6.9M
771K
-940K
-2.1M
-1.2M
-737K
-8.7M
-3.1M
-834K
103K
0.0
8.3M
5.2M
4.3M
5.4M
7.2M
1.8M
1.5M
1.7M
14.3M
3.2M
3.3M
3.4M
3.2M
3.1M
3.2M
2.1M
1.7M
0.0
0.0
50.6M
79M
26.9M
26.1M
17.5M
38.8M
30.8M
2.9M
-14.2M
-66.9M
-3.1M
-4.7M
158K
20.4M
10.1M
16.3M
21.9M
7.1M
-603K
-3.3M
(0.0)
(0.0)
(37.9M)
(43.5M)
(34.8M)
(15.8M)
(11.9M)
(8.4M)
(36.5M)
(58.4M)
(25.7M)
(29M)
(29.9M)
(26.9M)
(36.6M)
(27M)
(21.6M)
(20.2M)
(0.0)
(0.0)
25.2M
-24.2M
-44.7M
102.1M
432K
-31.5M
-3M
4.4M
-10.3M
-3.2M
-4.3M
957K
12.1M
8M
361K
5.6M
-16.1M
-6.6M
-4.5M
2.4M
186.6M
99.1M
90.9M
295.2M
146.3M
59.9M
68.5M
64.3M
43.3M
20.1M
50.2M
47.3M
61.2M
72.7M
62.6M
68.2M
27.9M
28.9M
17.8M
31.1M
INVESTING ACTIVITIES
-101.4M
-6.3M
-5.7M
-3.7M
(0.0)
-954K
-1.7M
-4.3M
-9.2M
-5.8M
-1.5M
-1.6M
-2M
-4.4M
-3.9M
-3.9M
-1.4M
-8.4M
-2.6M
-6.9M
(2M)
(0.0)
(0.0)
(0.0)
(716M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-274.4M
-402.7M
-114.4M
-102.4M
-1.1B
-219.9M
-317.9M
-389.4M
-364M
-339K
-5.2M
-12.7M
-2.3M
-83.3M
-293.6M
-147.5M
-46M
-189.3M
-109.2M
-24.1M
209.8M
580.1M
177.6M
196.8M
556.6M
247.9M
279.1M
236M
30.1M
3.6M
3.8M
26M
16.2M
223.9M
205.5M
104.6M
102.7M
50.9M
43.7M
59.7M
94.6M
-107M
-271.6M
-1.4B
965.5M
-351.5M
30.2M
206M
10.8M
-851.2M
-550.7M
-445.6M
-180.4M
13.4M
52.1M
-13.5M
-117.8M
-302.9M
-174M
-91.8M
-69.4M
(64.1M)
-214M
-1.3B
(1.1B)
-324.4M
-10.4M
(48.3M)
-332.3M
-853.7M
-553.7M
-433.9M
-168.4M
(149.6M)
-39.9M
-60.3M
-62.5M
-449.7M
-242.1M
-63.1M
FINANCING ACTIVITIES
924K
135.8M
-947K
-46.8M
-59.3M
81.3M
-24.2M
-25.9M
0.0
0.0
-300K
0.0
0.0
0.0
0.0
0.0
0.0
-720K
-29.5M
-10.2M
-150M
-582.9M
180.6M
1.1B
-1.5B
121.8M
76.9M
-44.7M
452.4M
-335.6M
-7M
263.7M
67.5M
-97.3M
-50.8M
-79.2M
-10M
388.1M
169.8M
-45.2M
-50.2M
-45.3M
-44.6M
-44.1M
-46.6M
-23.5M
-20.1M
-20.8M
-21M
-20.6M
-20.3M
-20.1M
-19.7M
-19.2M
-18.9M
-18.6M
-18.5M
-18.3M
-18M
-19.8M
(0.0)
(0.0)
-947K
-46.8M
-59.4M
-35.4M
-24.2M
-25.9M
(0.0)
(0.0)
-300K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-720K
(0.0)
(0.0)
1.2B
1.2B
276.3M
-204.6M
519.2M
173.1M
-82.5M
-43.5M
-15.7M
1.2B
516.8M
175.7M
26.2M
-71M
490K
137.5M
-107.5M
161M
177.5M
93.2M
953.3M
662.8M
411.4M
812.6M
-1.1B
352.6M
-49.9M
-134.8M
345M
882.9M
489.2M
419.3M
74M
-187.5M
-69.2M
39.7M
-137M
530.1M
299.8M
18.1M
CASH FLOW SUMMARY
1.1B
826M
288.3M
-224.4M
150.1M
88.1M
8.2M
-22.2M
56M
49.3M
-14.3M
32.7M
-33.3M
34.8M
-46.5M
47.6M
-171.7M
109.3M
75.4M
-13.9M
1.3B
457.5M
169.3M
393.7M
243.6M
155.5M
147.3M
169.5M
113.5M
64.2M
78.4M
45.8M
79.1M
44.3M
90.7M
43.1M
211M
101.7M
26.3M
40.2M
2.4B
1.3B
457.5M
169.3M
393.7M
243.6M
155.5M
147.3M
169.5M
113.5M
64.2M
78.4M
45.8M
79.1M
44.3M
90.7M
39.3M
211M
101.7M
26.3M
182.4M
92.8M
85.2M
291.4M
146.3M
59M
66.8M
60M
34M
14.3M
48.7M
45.6M
59.2M
68.3M
58.7M
64.3M
26.4M
20.6M
15.2M
24.1M

SEC Filings

DCOM - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

May 27, 2026
May 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 13, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

March 25, 2026
March 25, 2026
2026
8-K

8-K 2026

N/A

February 23, 2026
February 23, 2026
2026
10-K

10-K 2025 FY

FY

February 20, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
Showing 1 to 10 of 570 filings