Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc.

DCOMยทNASDAQ

$35.52

+0.20%
Financial ServicesBanks - Regional

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

At a Glance

Live Snapshot
Market Cap$1.56B
EPS2.3600
P/E Ratio15.05
Earnings Date07/23/2026
dcom

Dime Community Bancshares, Inc. Street Expectations Map

DCOM ยท NASDAQ

Wall Street analysts project that DCOM stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 39.50, with estimates ranging from a low of 36.00 to a high of 43.00.

Lowest Target
36.00
1.35%
Consensus Target
39.50
11.20%
Highest Target
43.00
21.06%

The consensus 1-year price target stands at 39.50, with estimates ranging from a low of 36.00 to a high of 43.00.

Analyst Consensus Analysis

Upside Potential

+11.2%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

17.7% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Dime Community Bancshares, Inc. Forward Estimates of Revenue

DCOM ยท NASDAQ
Latest Revenue
730.38M
FY 2025
Avg Estimate
510.33M
FY 2026
Estimate Range
498.31M - 522.34M
Analyst Spread

Forward Growth Analysis

Projected Growth-30.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Dime Community Bancshares, Inc. Forward Estimates of Net Income

DCOM ยท NASDAQ
Latest Net Income
110.68M
FY 2025
Avg Estimate
136.23M
FY 2026
Estimate Range
129.36M - 143.10M
Analyst Spread

Forward Growth Analysis

Projected Growth+23.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Dime Community Bancshares, Inc. Forward Estimates of EPS

DCOM ยท NASDAQ
Latest EPS
2.36
FY 2025
Avg Estimate
$3.45
FY 2026
Estimate Range
$3.32 - $3.68
Analyst Spread

Forward Growth Analysis

Projected Growth+46.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread10%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Dime Community Bancshares, Inc. Forward Estimates of EBIT

DCOM ยท NASDAQ
Latest EBIT
156.80M
FY 2025
Avg Estimate
132.50M
FY 2026
Estimate Range
129.38M - 135.62M
Analyst Spread

Forward Growth Analysis

Projected Growth-15.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Dime Community Bancshares, Inc. Forward Estimates of EBITDA

DCOM ยท NASDAQ
Latest EBITDA
156.80M
FY 2025
Avg Estimate
141.46M
FY 2026
Estimate Range
138.13M - 144.79M
Analyst Spread

Forward Growth Analysis

Projected Growth-9.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Dime Community Bancshares, Inc. Forward Estimates of SG&A Expense

DCOM ยท NASDAQ
Latest SG&A Expense
163.94M
FY 2025
Avg Estimate
128.31M
FY 2026
Estimate Range
125.29M - 131.33M
Analyst Spread

Forward Growth Analysis

Projected Growth-21.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Dime Community Bancshares, Inc. Insider Positioning

DCOM ยท NASDAQ

During the last 12 months, insiders have purchased $539K and sold $1.84M worth of DCOM shares, resulting in $1.31M of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

52.9K

1.83M

Net Activity

-1.8M

-$1.83M

6-9 Months

Bought

20.5K

539.30K

Sold

495

14.75K

Net Activity

+525K

+$525K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
BCML

Basswood Capital Management, L.L.C.

Director, Other: Director-By-Deputization

20.5K sharesโ€ข1 transactions

$539K

Top Sellers

1
BCML

Basswood Capital Management, L.L.C.

Director, Other: Director-By-Deputization

27.8K sharesโ€ข2 transactions

$952K

2
LSH

Lubow Stuart H

Officer: President & Ceo

25.0K sharesโ€ข2 transactions

$878K

3
WJ

Wu Judy

Officer: Evp General Counsel & Corp Sec

495 sharesโ€ข1 transactions

$15K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.31M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.29:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Insider Participation

High Selling

3 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.