DCOM - NASDAQ

Dime Community Bancshares, Inc.

DCOM·NASDAQ

$35.52

+0.20%

Financial ServicesBanks - Regional

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.56B

EPS2.3600

P/E Ratio15.05

Earnings Date07/23/2026

15.34B

Assets

3Y+16.0%

5Y+126.0%

10Y+155.0%

13.87B

Total Liabilities

3Y+15.0%

5Y+128.0%

10Y+155.0%

1.48B

Total Equity

3Y+26.0%

5Y+110.0%

10Y+161.0%

Dime Community Bancshares, Inc. Funding & Solvency Profile

DCOM · NASDAQ

Current Assets

Cash & Cash Equivalents2.35B

Net Receivables55.57M

Inventory0.00

Other Current Assets0.00

Total Current Assets3 B

Non-Current Assets

Property, Plant & Equipment119.86M

Goodwill & Intangible Assets158.74M

Long-Term Investments9.70B

Other Non-Current Assets2.16B

Total Non-Current Assets12 B

Total Assets

15.34B

Financial Health Analysis

Current Ratio

0.25x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.40x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-9633773000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

21% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Dime Community Bancshares, Inc. Balance Sheet

DCOM • NASDAQ

Dime Community Bancshares, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	2.4B	1.3B	457.5M	169.3M	393.7M	243.6M	155.5M	147.3M	169.5M	113.5M	64.2M	78.2M	45.8M	79.1M	43.3M	86.2M	39.3M	211M	101.7M	26.3M
Short-Term Investments	797.9M	6.6M	886.2M	950.6M	1.6B	538.9M	551M	502.9M	355.4M	7.5M	4.2M	30.2M	50.2M	82M	268.7M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	3.2B	1.3B	1.3B	1.1B	2B	782.5M	706.5M	650.1M	524.8M	121M	68.3M	108.4M	96M	161M	312.1M	86.2M	39.3M	211M	101.7M	26.3M
Net Receivables	55.6M	56M	55.7M	48.6M	40.1M	34.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accounts Receivables	55.6M	56M	55.7M	48.6M	40.1M	34.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	10.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	3.2B	1.3B	1.4B	1.2B	2B	827.6M	706.5M	650.1M	524.8M	121M	68.3M	108.4M	96M	161M	312.1M	86.2M	39.3M	211M	101.7M	26.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	119.9M	81.1M	97.6M	104.6M	114.6M	53M	59.6M	24.7M	24.3M	18.4M	15.2M	25.1M	26.1M	30.5M	32.6M	31.6M	29.8M	30.4M	23.9M	22.9M
Goodwill	155.8M	155.8M	155.8M	155.8M	155.8M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	0.0	0.0
Intangible Assets	2.9M	3.9M	5.1M	6.5M	8.4M	3.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	158.7M	159.7M	160.9M	162.3M	164.2M	59M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M	55.6M
Long-Term Investments	9.7B	12.3B	11.5B	11.3B	9.5B	5.6B	5.3B	5.4B	5.6B	5.6B	4.7B	4.1B	3.7B	3.5B	3.5B	3.7B	3.6B	3.6B	3.1B	2.9B
Other Non-Current Assets	2.2B	433.9M	476.8M	447.5M	314.9M	230.7M	213.8M	211.3M	217.6M	187.8M	201.4M	201.9M	162.2M	166.5M	170.7M	175.7M	178.1M	155.6M	261.4M	196.2M
Total Non-Current Assets	12.1B	13B	12.2B	12B	10.1B	6B	5.6B	5.7B	5.9B	5.9B	5B	4.4B	3.9B	3.7B	3.7B	4B	3.9B	3.8B	3.4B	3.1B
Total Assets	15.3B	14.4B	13.6B	13.2B	12.1B	6.8B	6.4B	6.3B	6.4B	6B	5B	4.5B	4B	3.9B	4B	4B	4B	4.1B	3.5B	3.2B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	0.0	50M	0.0	1.4M	1.9M	1.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	195M	195M	230M	230M	155.1M	120.2M
Other Current Liabilities	12.8B	11.7B	10.5B	10.3B	10.5B	4.5B	4.3B	4.4B	4.4B	4.4B	3.2B	2.7B	2.5B	2.5B	2.3B	2.4B	2.3B	2.4B	2.2B	2.1B
Total Current Liabilities	12.8B	11.7B	10.5B	10.3B	10.5B	4.5B	4.3B	4.4B	4.4B	4.4B	3.2B	2.7B	2.5B	2.5B	2.5B	2.6B	2.5B	2.6B	2.4B	2.2B
NON-CURRENT LIABILITIES
Long Term Debt	324.9M	880.3M	1.5B	1.3B	222.1M	1.4B	1.3B	1.2B	1.3B	831.1M	1.2B	1.2B	910M	842.5M	939.8M	990.5M	1B	1.1B	731.5M	668.7M
Other Non-Current Liabilities	654M	291.3M	310.5M	372.9M	124.7M	76.2M	114.8M	122.6M	117.8M	213M	187.9M	203.9M	175.5M	191.9M	181.7M	106.9M	110.1M	41.6M	113.5M	38.9M
Total Non-Current Liabilities	1B	1.2B	1.9B	1.8B	412.9M	1.6B	1.5B	1.4B	1.4B	1B	1.4B	1.4B	1.1B	1B	1.1B	1.1B	1.1B	1.2B	845M	707.6M
Capital Lease Obligations	45.7M	49M	55.5M	60.3M	66.1M	39.9M	44.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	13.9B	13B	12.4B	12B	10.9B	6.1B	5.8B	5.7B	5.8B	5.4B	4.5B	4B	3.6B	3.5B	3.7B	3.7B	3.7B	3.8B	3.2B	2.9B
SHAREHOLDERS' EQUITY
Treasury Stock	-78.3M	-87.2M	-98M	-103.1M	-59.2M	-287.3M	-250.8M	-230M	-204.6M	-201.8M	-198.3M	-199M	-200.5M	-202.6M	-204.4M	-206.5M	-207.9M	-210.5M	-211.1M	-179M
Preferred Stock	116.6M	116.6M	116.6M	116.6M	116.6M	116.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	462K	461K	416K	416K	416K	348K	537K	537K	536K	536K	533K	529K	528K	520K	516K	512K	511K	511K	509K	509K
Additional Paid-In Capital	623M	624.8M	494.5M	495.4M	494.1M	278.3M	279.3M	277.5M	276.7M	278.4M	262.8M	254.4M	252.3M	239M	231.5M	225.6M	214.7M	213.9M	208.4M	206.6M
Retained Earnings	854.2M	794.5M	813M	762.8M	654.7M	600.6M	581.8M	565.7M	535.1M	503.5M	451.6M	427.1M	403M	379.2M	358.1M	329.7M	306.8M	297.8M	288.1M	285.4M
Accumulated Other Comprehensive Income/Loss	-31.5M	-45M	-91.6M	-94.4M	-6.2M	-5.9M	-5.9M	-6.5M	-3.6M	-5.9M	-8.8M	-8.5M	-4.8M	-9.6M	-9.7M	-6.4M	-5.1M	-11.1M	-17M	-22.9M
Other Total Stockholders' Equity	-8.7M	-7.6M	-8.6M	-8.1M	-7.8M	-1.5M	-8.2M	-5.1M	-5.6M	-8.8M	-13.9M	-14.8M	-15M	-14.9M	-14.9M	-14.1M	-14.2M	-13.7M	0.0	0.0
Total Stockholders' Equity	1.5B	1.4B	1.2B	1.2B	1.2B	701.1M	596.8M	602.1M	598.6M	565.9M	493.9M	459.7M	435.5M	391.6M	361M	328.7M	294.8M	277M	268.9M	290.6M
Total Equity	1.5B	1.4B	1.2B	1.2B	1.2B	701.1M	596.8M	602.1M	598.6M	565.9M	493.9M	459.7M	435.5M	391.6M	361M	328.7M	294.8M	277M	268.9M	290.6M
SUMMARY
Total Liabilities & Equity	15.3B	14.4B	13.6B	13.2B	12.1B	6.8B	6.4B	6.3B	6.4B	6B	5B	4.5B	4B	3.9B	4B	4B	4B	4.1B	3.5B	3.2B
Total Investments	10.5B	12.3B	12.4B	12.3B	11B	6.2B	5.9B	5.9B	5.9B	5.6B	4.7B	4.1B	3.7B	3.6B	3.7B	3.7B	3.6B	3.6B	3.1B	2.9B
Total Debt	370.6M	979.3M	1.6B	1.4B	290.1M	1.5B	1.4B	1.2B	1.3B	831.1M	1.2B	1.2B	910M	842.5M	1.1B	1.2B	1.3B	1.3B	886.6M	788.9M
Net Debt	-2B	-304.3M	1.1B	1.2B	-103.7M	1.2B	1.2B	1.1B	1.1B	717.6M	1.1B	1.1B	864.2M	763.4M	1.1B	1.1B	1.2B	1.1B	784.9M	762.6M
Shares Outstanding	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300	43,894,300

SEC Filings

DCOM - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 01, 2026	May 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 27, 2026	May 27, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 13, 2026	May 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 25, 2026	March 25, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 23, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 20, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 26, 2026	January 26, 2026	2026	View Filing

Showing 1 to 10 of 570 filings

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