CRMT - NASDAQ
America's Car-Mart, Inc.
$7.37
+7.4%America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer in the United States. It primarily sells older model used vehicles and provides financing for its customers. As of April 30, 2022, the company operated 154 dealerships in the South-Central United States. The company was founded in 1981 and is based in Rogers, Arkansas.
At a Glance
Live SnapshotAmerica's Car-Mart, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
America's Car-Mart, Inc. Cash Flow Statement
CRMT • NASDAQ
| America's Car-Mart, Inc. Cash Flow Statement | Apr 2025 | Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | Apr 2010 | Apr 2009 | Apr 2008 | Apr 2007 | Apr 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
17.9M | -31.4M | 20.4M | 93.3M | 104.1M | 51.3M | 47.6M | 36.5M | 20.2M | 11.6M | 29.5M | 21.1M | 32.2M | 33M | 28.2M | 26.8M | 17.9M | 15M | 4.2M | 16.7M | |
7.6M | 6.9M | 5.6M | 4M | 3.7M | 3.8M | 4M | 4.3M | 4.3M | 4.2M | 3.8M | 3.3M | 2.8M | 2.3M | 1.9M | 1.7M | 1.4M | 1.1M | 994K | 708.7K | |
0.0 | -21.5M | 8.9M | 8.2M | 7M | -1.3M | 1.7M | -6.4M | 638K | -898K | 3.9M | -2.9M | 1.4M | 3.3M | 4.2M | 816K | 4.9M | 3.1M | -754K | -898.1K | |
0.0 | 4.2M | 5.3M | 5.5M | 6M | 4.7M | 3.7M | 1.6M | 1.3M | 1.5M | 780K | 1.4M | 1.9M | 2.2M | 2.9M | 2.7M | 2.1M | 1.6M | 0.0 | 0.0 | |
409.1M | 463.8M | 363.8M | 265.3M | 183M | 180.4M | 163.5M | 166.2M | 165M | 158.3M | 131.1M | 129.1M | 103.8M | 88M | 76M | 66.9M | 64.4M | 57.1M | 63.6M | 45.8M | |
(11.1M) | (6.5M) | (5.5M) | (19.2M) | (27M) | (8.5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-483.4M | -495.8M | -542M | -490.6M | -357.6M | -218.1M | -195.6M | -192.2M | -184.1M | -160.4M | -156.7M | -130.1M | -143.5M | -117.1M | -96.3M | -90.9M | -76.4M | -75M | -59.7M | -70.1M | |
-48.8M | -73.9M | -138M | -114.3M | -53.8M | 20.9M | 24.9M | 10M | 7.3M | 14.3M | 12.4M | 21.9M | -1.3M | 11.7M | 16.9M | 8.1M | 14.3M | 3.1M | 8.3M | -7.8M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -6.1M | -22.2M | -20.9M | -9M | -5.4M | -4M | -2.3M | -1.6M | -4.5M | -4M | -7.1M | -5.7M | -4.5M | -4.8M | -6.5M | -2.7M | -2.6M | -2.7M | -5M | |
(0.0) | (0.0) | (84K) | (20K) | (694K) | (184K) | (142K) | (554K) | (932K) | (7K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -70K | (0.0) | (0.0) | -460K | -1.2M | |
-7.5M | -4.8M | -3.1M | -1.3M | (0.0) | -4.6M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
0.0 | 0.0 | 5.4M | 1.5M | 0.0 | -184K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-3.8M | 316K | -5.5M | -1.6M | 694K | 184K | 142K | 554K | 932K | 7K | 112K | 2K | 208K | 17K | 8K | 1.1M | 62K | 455K | 357K | 157K | |
-11.4M | -10.6M | -25.3M | -22.2M | -8.3M | -9.9M | -3.9M | -1.7M | -655K | -4.5M | -3.9M | -7.1M | -5.5M | -4.4M | -4.8M | -5.4M | -2.6M | -2.1M | -2.8M | -6.1M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
73.7M | -83K | -4.9M | -34.4M | -10.4M | -15.8M | -26.4M | -42.2M | -20.3M | -14M | -19.9M | -12.6M | -17.2M | -39.2M | -20.2M | -10.7M | -1M | -3.2M | -373K | -833K | |
16.6M | 117.4M | 194.7M | 218.3M | 12M | 61.6M | 1.4M | 33M | 10.9M | 3.3M | 6.4M | -3M | 23.1M | 30.8M | 8.7M | 7.9M | -11.4M | 2.1M | -2.8M | 14.4M | |
-40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | -40K | (0.0) | (0.0) | (0.0) | (0.0) | |
-434K | -365K | -5.2M | -34.7M | -10.6M | -16M | -26.6M | -42.3M | -20.5M | -14.2M | -20M | -12.8M | -17.3M | -39.4M | -20.3M | -10.9M | -1.2M | -3.5M | -454K | -1.3M | |
0.0 | -6.4M | -1M | -7.6M | 3.8M | 1M | 4.7M | 1.5M | 2.6M | 784K | 5.5M | 861K | 924K | 1.3M | -525K | 334K | 794K | 77K | -2.4M | 0.0 | |
90.2M | 111M | 188.7M | 176.2M | 5.4M | 46.8M | -20.3M | -7.7M | -6.8M | -10M | -8M | -14.8M | 6.9M | -7.2M | -12.1M | -2.6M | -11.7M | -1.1M | -5.5M | 13.6M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | -42.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
30.1M | 26.4M | -17.1M | 39.7M | -56.7M | 57.8M | 730K | 588K | -168K | -188K | 501K | 17K | -4K | 53K | -45K | 100K | 15K | -104K | 2K | -204.4K | |
94.4M | 68M | 42.6M | 2.9M | 59.6M | 1.8M | 1M | 434K | 602K | 790K | 289K | 272K | 276K | 223K | 268K | 168K | 153K | 257K | 255K | 459.2K | |
124.5M | 94.4M | 25.4M | 42.6M | 2.9M | 59.6M | 1.8M | 1M | 434K | 602K | 790K | 289K | 272K | 276K | 223K | 268K | 168K | 153K | 257K | 254.8K | |
-52.6M | -80M | -160.2M | -135.2M | -62.8M | 15.5M | 20.9M | 7.7M | 5.7M | 9.8M | 8.4M | 14.8M | -7.1M | 7.2M | 12.1M | 1.7M | 11.6M | 516K | 5.6M | -12.8M |
SEC Filings
CRMT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 29, 2026 | May 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 07, 2026 | April 07, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | March 12, 2026 | January 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 12, 2026 | March 12, 2026 | 2026 | |
S-1 S-1 N/A | January 09, 2026 | January 09, 2026 | ||
8-K 8-K 2025 N/A | December 23, 2025 | December 17, 2025 | 2025 | |
10-Q 10-Q 2025 Q4 Q4 | December 09, 2025 | October 31, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 04, 2025 | December 04, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 05, 2025 | October 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 29, 2025 | September 25, 2025 | 2025 |
Related Guides
Continue your CRMT research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.