America's Car-Mart, Inc.

America's Car-Mart, Inc.

CRMTยทNASDAQ

$7.37

+7.4%
Consumer CyclicalAuto - Dealerships

America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer in the United States. It primarily sells older model used vehicles and provides financing for its customers. As of April 30, 2022, the company operated 154 dealerships in the South-Central United States. The company was founded in 1981 and is based in Rogers, Arkansas.

At a Glance

Live Snapshot
Market Cap$61.19M
EPS2.3800
P/E Ratio3.10
Earnings Date06/03/2026
crmt

America's Car-Mart, Inc. Street Expectations Map

CRMT ยท NASDAQ

Wall Street analysts project that CRMT stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 14.00, with estimates ranging from a low of 14.00 to a high of 14.00.

Lowest Target
14.00
89.96%
Consensus Target
14.00
89.96%
Highest Target
14.00
89.96%

The consensus 1-year price target stands at 14.00, with estimates ranging from a low of 14.00 to a high of 14.00.

Analyst Consensus Analysis

Upside Potential

+90.0%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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America's Car-Mart, Inc. Forward Estimates of Revenue

CRMT ยท NASDAQ
Latest Revenue
1.39B
FY 2024
Avg Estimate
1.32B
FY 2025
Estimate Range
1.31B - 1.34B
Analyst Spread

Forward Growth Analysis

Projected Growth-4.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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America's Car-Mart, Inc. Forward Estimates of Net Income

CRMT ยท NASDAQ
Latest Net Income
17.89M
FY 2024
Avg Estimate
13.12M
FY 2025
Estimate Range
7.07M - 20.42M
Analyst Spread

Forward Growth Analysis

Projected Growth-26.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread102%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Declining estimates with wide disagreement: Analysts projecting contraction without consensus signals significant business uncertaintyโ€”exercise caution.

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America's Car-Mart, Inc. Forward Estimates of EPS

CRMT ยท NASDAQ
Latest EPS
2.38
FY 2024
Avg Estimate
$1.80
FY 2025
Estimate Range
$0.92 - $2.66
Analyst Spread

Forward Growth Analysis

Projected Growth-24.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread97%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Declining estimates with wide disagreement: Analysts projecting contraction without consensus signals significant business uncertaintyโ€”exercise caution.

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America's Car-Mart, Inc. Forward Estimates of EBIT

CRMT ยท NASDAQ
Latest EBIT
93.45M
FY 2024
Avg Estimate
104.81M
FY 2025
Estimate Range
103.42M - 106.23M
Analyst Spread

Forward Growth Analysis

Projected Growth+12.2%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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America's Car-Mart, Inc. Forward Estimates of EBITDA

CRMT ยท NASDAQ
Latest EBITDA
101.06M
FY 2024
Avg Estimate
110.58M
FY 2025
Estimate Range
109.11M - 112.08M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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America's Car-Mart, Inc. Forward Estimates of SG&A Expense

CRMT ยท NASDAQ
Latest SG&A Expense
188.92M
FY 2024
Avg Estimate
175.19M
FY 2025
Estimate Range
172.85M - 177.56M
Analyst Spread

Forward Growth Analysis

Projected Growth-7.3%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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America's Car-Mart, Inc. Insider Positioning

CRMT ยท NASDAQ

During the last 12 months, insiders have purchased $397K and sold $6.48M worth of CRMT shares, resulting in $6.08M of net selling activity.

3 Months

Bought

0

0.00

Sold

8.0K

100.72K

Net Activity

-101K

-$101K

3-6 Months

Bought

197

4.98K

Sold

0

0.00

Net Activity

+5K

+$5K

6-9 Months

Bought

12.0K

386.56K

Sold

7.3K

201.05K

Net Activity

+186K

+$186K

9-12 Months

Bought

102

5.03K

Sold

109.6K

6.17M

Net Activity

-6.2M

-$6.17M

Top Buyers

1
FJ

Fischer Jamie

Officer: Chief Operating Officer

12.0K sharesโ€ข1 transactions

$387K

2
CJM

Collins Jonathan M.

Officer: Chief Financial Officer

299 sharesโ€ข2 transactions

$10K

Top Sellers

1
PAK

Peterson Adam K

10 Percent Owner

117.3K sharesโ€ข4 transactions

$6.26M

2
CDWJ

Campbell Douglas W. Jr.

Director, Officer: President & Ceo

4.7K sharesโ€ข1 transactions

$139K

3
FJ

Fischer Jamie

Officer: Chief Operating Officer

2.5K sharesโ€ข1 transactions

$62K

4
JVD

Judy Vickie D.

Officer: Chief Accounting Officer

318 sharesโ€ข1 transactions

$18K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $6.08M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.06:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$101K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Selling

4 insider sellers vs. 2 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.