Columbia Banking System, Inc.

Columbia Banking System, Inc.

COLBยทNASDAQ

$28.59

-1.4%
Financial ServicesBanks - Regional

Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It offers personal banking products and services, including noninterest and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder, and other commercial real estate loans, as well as loans guaranteed by the small business administration; and professional banking, treasury management, merchant card, and international banking services. In addition, it offers wealth management solutions that include financial planning services, such as asset allocation, net worth analysis, estate planning and preservation, education funding, and wealth transfer; long-term care, and life and disability insurance solutions; individual retirement solutions comprising retirement planning, retirement income strategies, and traditional and Roth individual retirement accounts; and business solutions, which comprise business retirement plans, key person insurance, business succession planning, and deferred compensation plans to individuals, families, and professional businesses. Further, the company provides fiduciary, investment, and administrative trust services, such as personal and special needs trusts, estate settlement, and investment agency and charitable management. It operates a network of 153 branch locations, including 68 in the state of Washington, 59 in Oregon, 15 in Idaho, and 11 in California. The company was founded in 1993 and is headquartered in Tacoma, Washington.

At a Glance

Live Snapshot
Market Cap$6.81B
EPS2.3100
P/E Ratio12.38
Earnings Date07/23/2026
3Y+138.0%
5Y+126.0%
10Y+166.0%
3Y+63.0%
5Y-136.0%
10Y+139.0%
3Y-30.0%
5Y+696.0%
10Y+80.0%
Columbia Banking System, Inc.

Columbia Banking System, Inc. Profit Bridge

COLB ยท NASDAQ
Revenue3.21B
Cost of Goods Sold (1.04B)
Gross Profit2.17B
Operating Expenses (1.42B)
Operating Income751.31M
Interest Expense (912.49M)
Other Income/Expense-23.00M
Pretax Income728.31M
Income Tax (178.28M)
Net Income550.03M
Net Income
550.03M

Profitability Analysis

Gross Margin

67.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

23.4%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.1%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

24.5%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Columbia Banking System, Inc. Income Statement

COLB โ€ข NASDAQ

Columbia Banking System, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
3.2B
3B
2.7B
1.3B
1.3B
1.4B
1.5B
1.3B
1.2B
1.2B
1.2B
999.6M
564.5M
580.3M
567.7M
552.1M
497.2M
549.7M
553.2M
459.5M
GROSS PROFIT
(1B)
(1.1B)
(959.4M)
(162M)
-255K
(335M)
(283M)
(184.4M)
(125.5M)
(107.7M)
(94.8M)
(88.9M)
(48.6M)
(78.1M)
(135.7M)
(212.6M)
(312.1M)
(259.9M)
(244.2M)
(146.4M)
2.2B
1.8B
1.8B
1.2B
1.3B
1.1B
1.2B
1.2B
1.1B
1.1B
1.1B
910.6M
515.9M
502.2M
432M
339.5M
185.1M
289.7M
309M
313.2M
OPERATING INCOME
(1.4B)
(1.1B)
(1.3B)
(735M)
(760.5M)
(2.5B)
(719M)
(739.5M)
(748.4M)
(737.4M)
(761.7M)
(679.9M)
(363.4M)
(347M)
(320.8M)
(305.4M)
(379.4M)
(216.6M)
(214.1M)
(181.9M)
(706.5M)
(641.4M)
(698.9M)
(461.7M)
(497.4M)
(500.1M)
(513.6M)
(532.9M)
(526.3M)
(515.3M)
(522.8M)
(439.7M)
(260.5M)
(250.7M)
(234.6M)
(221.2M)
(158.1M)
(147.9M)
(118.4M)
(104.6M)
751.3M
718.8M
471.2M
450.6M
558.2M
-1.5B
468.9M
422.7M
349M
361M
347.1M
230.7M
152.5M
155.2M
111.2M
34.1M
-194.3M
73.2M
94.9M
131.2M
PRE-TAX INCOME
(912.5M)
(1B)
(746.2M)
(78M)
(42.4M)
(130.1M)
(210.4M)
(128.5M)
(78.2M)
(66.1M)
(58.2M)
(48.7M)
(37.9M)
(48.8M)
(73.3M)
(93.8M)
(103M)
(152.2M)
(202.4M)
(143.8M)
2B
1.7B
1.8B
1.1B
918.3M
879.9M
918.4M
936.7M
864.2M
836.7M
870.9M
773.5M
404.7M
407.2M
428.4M
394.8M
320.7M
290.3M
286M
262.1M
(716.6M)
(463.3M)
(613.8M)
(273.2M)
(263M)
(2B)
(205.5M)
(206.5M)
(222.1M)
(222.1M)
(238.9M)
(240.3M)
(102.9M)
(96.3M)
(86.2M)
(84.1M)
(221.3M)
(68.6M)
(95.7M)
(77.3M)
-23M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
728.3M
718.8M
471.2M
450.6M
558.2M
-1.5B
468.9M
422.7M
349M
361M
347.1M
230.7M
152.5M
155.2M
111.2M
34.1M
-194.3M
73.2M
94.9M
131.2M
NET INCOME
(178.3M)
(185.1M)
(122.5M)
(113.8M)
(137.9M)
(67M)
(114.8M)
(106.4M)
(106.7M)
(130.9M)
(124.6M)
(83M)
(54.2M)
(53.3M)
(36.7M)
(5.8M)
-40.9M
(22.1M)
(31.7M)
(46.8M)
550M
533.7M
348.7M
336.8M
420.3M
-1.5B
354.1M
316.3M
242.3M
230.1M
223.1M
147.5M
98.4M
101.9M
74.5M
28.3M
-153.4M
51M
63.3M
84.4M

SEC Filings

COLB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 31, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

March 31, 2026
March 31, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 13, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

December 31, 2025
December 31, 2025
2025
Showing 1 to 10 of 477 filings