Columbia Banking System, Inc.

Columbia Banking System, Inc.

COLBยทNASDAQ

$28.59

-1.4%
Financial ServicesBanks - Regional

Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It offers personal banking products and services, including noninterest and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder, and other commercial real estate loans, as well as loans guaranteed by the small business administration; and professional banking, treasury management, merchant card, and international banking services. In addition, it offers wealth management solutions that include financial planning services, such as asset allocation, net worth analysis, estate planning and preservation, education funding, and wealth transfer; long-term care, and life and disability insurance solutions; individual retirement solutions comprising retirement planning, retirement income strategies, and traditional and Roth individual retirement accounts; and business solutions, which comprise business retirement plans, key person insurance, business succession planning, and deferred compensation plans to individuals, families, and professional businesses. Further, the company provides fiduciary, investment, and administrative trust services, such as personal and special needs trusts, estate settlement, and investment agency and charitable management. It operates a network of 153 branch locations, including 68 in the state of Washington, 59 in Oregon, 15 in Idaho, and 11 in California. The company was founded in 1993 and is headquartered in Tacoma, Washington.

At a Glance

Live Snapshot
Market Cap$6.81B
EPS2.3100
P/E Ratio12.38
Earnings Date07/23/2026
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Columbia Banking System, Inc. Street Expectations Map

COLB ยท NASDAQ

Wall Street analysts project that COLB stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 32.90, with estimates ranging from a low of 30.00 to a high of 37.00.

Lowest Target
30.00
4.93%
Consensus Target
32.90
15.08%
Highest Target
37.00
29.42%

The consensus 1-year price target stands at 32.90, with estimates ranging from a low of 30.00 to a high of 37.00.

Analyst Consensus Analysis

Upside Potential

+15.1%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

21.3% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Columbia Banking System, Inc. Forward Estimates of Revenue

COLB ยท NASDAQ
Latest Revenue
3.21B
FY 2025
Avg Estimate
2.77B
FY 2026
Estimate Range
2.76B - 2.79B
Analyst Spread

Forward Growth Analysis

Projected Growth-13.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Columbia Banking System, Inc. Forward Estimates of Net Income

COLB ยท NASDAQ
Latest Net Income
550.03M
FY 2025
Avg Estimate
640.12M
FY 2026
Estimate Range
619.47M - 660.77M
Analyst Spread

Forward Growth Analysis

Projected Growth+16.4%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Columbia Banking System, Inc. Forward Estimates of EPS

COLB ยท NASDAQ
Latest EPS
2.31
FY 2025
Avg Estimate
$3.03
FY 2026
Estimate Range
$2.96 - $3.16
Analyst Spread

Forward Growth Analysis

Projected Growth+31.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage9 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread7%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Columbia Banking System, Inc. Forward Estimates of EBIT

COLB ยท NASDAQ
Latest EBIT
751.31M
FY 2025
Avg Estimate
95.22M
FY 2026
Estimate Range
94.71M - 95.77M
Analyst Spread

Forward Growth Analysis

Projected Growth-87.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Columbia Banking System, Inc. Forward Estimates of EBITDA

COLB ยท NASDAQ
Latest EBITDA
895.31M
FY 2025
Avg Estimate
179.45M
FY 2026
Estimate Range
178.50M - 180.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-80.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Columbia Banking System, Inc. Forward Estimates of SG&A Expense

COLB ยท NASDAQ
Latest SG&A Expense
706.49M
FY 2025
Avg Estimate
854.53M
FY 2026
Estimate Range
849.99M - 859.50M
Analyst Spread

Forward Growth Analysis

Projected Growth+21.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Columbia Banking System, Inc. Insider Positioning

COLB ยท NASDAQ

During the last 12 months, insiders have sold $562K worth of COLB shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

1.1K

30.11K

Net Activity

-30K

-$30K

3-6 Months

Bought

0

0.00

Sold

18.2K

531.86K

Net Activity

-532K

-$532K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
GSR

Gardner Steven R

Director

13.7K sharesโ€ข1 transactions

$404K

2
NTB

Nixon Torran B

Officer: Senior Executive Vp

4.5K sharesโ€ข2 transactions

$128K

3
BKY

Baruffi Kumi Yamamoto

Officer: Evp General Counsel, Corp Sec

937 sharesโ€ข1 transactions

$25K

4
LB

Lakely Brock

Officer: Evp, Chief Accounting Officer

211 sharesโ€ข1 transactions

$6K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $562K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$30K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

4 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.