Columbia Banking System, Inc.

Columbia Banking System, Inc.

COLBยทNASDAQ

$28.59

-1.4%
Financial ServicesBanks - Regional

Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It offers personal banking products and services, including noninterest and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder, and other commercial real estate loans, as well as loans guaranteed by the small business administration; and professional banking, treasury management, merchant card, and international banking services. In addition, it offers wealth management solutions that include financial planning services, such as asset allocation, net worth analysis, estate planning and preservation, education funding, and wealth transfer; long-term care, and life and disability insurance solutions; individual retirement solutions comprising retirement planning, retirement income strategies, and traditional and Roth individual retirement accounts; and business solutions, which comprise business retirement plans, key person insurance, business succession planning, and deferred compensation plans to individuals, families, and professional businesses. Further, the company provides fiduciary, investment, and administrative trust services, such as personal and special needs trusts, estate settlement, and investment agency and charitable management. It operates a network of 153 branch locations, including 68 in the state of Washington, 59 in Oregon, 15 in Idaho, and 11 in California. The company was founded in 1993 and is headquartered in Tacoma, Washington.

At a Glance

Live Snapshot
Market Cap$6.81B
EPS2.3100
P/E Ratio12.38
Earnings Date07/23/2026
3Y-30.0%
5Y+696.0%
10Y+80.0%
3Y-161.0%
5Y-326.0%
10Y-338.0%
3Y-341.0%
5Y-216.0%
10Y-306.0%
COLB

Columbia Banking System, Inc. Cash Conversion Engine

COLB ยท NASDAQ
Net Income550.00M
Depreciation & Amortization141.00M
Stock-Based Compensation33.00M
Change in Working Capital-154.00M
Others122.00M
Capital Expenditures-40.00M
Free Cash Flow706.00M

Cash Flow Quality Analysis

FCF Conversion Rate

128.4%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

5.4%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+13.3%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

-$154.00M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Columbia Banking System, Inc. Cash Flow Statement

COLB โ€ข NASDAQ

Columbia Banking System, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
550M
533.7M
348.7M
336.8M
420.3M
-1.5B
354.1M
316.3M
242.3M
230.1M
222.5M
147.7M
98.3M
101.9M
74.5M
28.3M
-153.4M
51M
63.3M
84.4M
141M
149.9M
144.3M
28.3M
31.5M
37.5M
43.3M
52.3M
58M
59.3M
51.6M
39.2M
23.6M
16M
13.2M
9.2M
11.6M
7.1M
12.8M
14.5M
54M
30.8M
12.9M
14.4M
40.8M
-62.9M
-3.5M
18.8M
77.4M
113.8M
100M
80.1M
8M
6.4M
2M
4.4M
-18.4M
9.9M
-5.1M
-6.1M
33M
20.4M
18.1M
9.8M
10.9M
9.3M
8.4M
7.5M
9.6M
9.8M
14.4M
15.3M
5M
4M
3.8M
3.5M
2.2M
3.9M
0.0
0.0
122M
-35.5M
265M
276.1M
15.4M
1.8B
-344.3M
148.2M
198M
47.6M
-23.9M
87.8M
251.1M
-129.7M
86.8M
98.2M
332.1M
71.1M
39.5M
-262K
(123M)
(101.5M)
(138.9M)
(71.8M)
(105.1M)
(130.2M)
(129.6M)
(72M)
(30.1M)
(8.2M)
(13.3M)
(7.1M)
(42M)
(44.4M)
(47.6M)
(285K)
(48K)
(6.1M)
(0.0)
(0.0)
-154M
-40.4M
-119.1M
399.8M
143.8M
-200.7M
-138.3M
-37.9M
-69.8M
-45.7M
12.1M
-12.4M
31.9M
25.9M
2.2M
55M
-81.3M
3.5M
-30.8M
25.4M
746M
658.9M
669.8M
1.1B
662.7M
93.8M
-80.5M
505.2M
515.5M
415.2M
376.7M
357.6M
417.9M
24.6M
182.4M
198.6M
93.2M
146.5M
79.6M
118M
INVESTING ACTIVITIES
-40M
-35.7M
(40.7M)
-27.1M
-15.5M
-12M
-12.7M
-9M
-4.3M
-30.3M
-69.3M
-62.2M
-34.2M
-22.8M
-34M
-47.6M
-11.2M
-10.7M
(14.2M)
-13.4M
(874M)
(0.0)
(274.6M)
(0.0)
(10.8M)
-171.4M
-44.6M
-35.2M
(0.0)
(0.0)
(0.0)
-10.7M
-149.7M
(40.9M)
(0.0)
(179M)
(178.9M)
(0.0)
(78.7M)
(37M)
-2.4B
-69.6M
-926.2M
-276.8M
-1.8B
-887.7M
-918.2M
-495M
-1.2B
-852.7M
-1.1B
-363.1M
-53.3M
-995.5M
-1.2B
-1.5B
-1B
-816.3M
-372.2M
-60.7M
2.8B
552.4M
1.7B
396.1M
761.2M
828.8M
1B
440.7M
560.3M
620.3M
806.2M
1.2B
805.2M
1.5B
930.8M
410.3M
467.9M
641M
145.8M
102.9M
969M
-332.5M
-582.2M
-3.6B
-451.9M
-717.7M
-575.2M
-1.4B
-1.4B
-649.8M
-1.4B
-561.4M
-291.8M
-382.1M
-85.4M
400M
-82.3M
-191.5M
-292.6M
-412.9M
(2.2B)
(114.6M)
(501.7M)
-3.5B
-1.5B
-960.1M
-550.2M
-1.5B
-2B
-912.6M
-1.8B
(242.1M)
(276.2M)
(123.4M)
-382.7M
-556.4M
-449.2M
-377.5M
-426.1M
-347M
FINANCING ACTIVITIES
-106M
-5.7M
-5.1M
-4.1M
-80.7M
-8.7M
-7.2M
-13M
-8.6M
-17.7M
-14.6M
-7.2M
-9.4M
-7.4M
-29.8M
85M
245.5M
-129K
-87.3M
9.2M
60M
-850M
749.5M
900M
-765M
-135M
155M
-61.3M
-50M
-35M
-115M
-97M
-220.5M
-55.4M
-5M
-165.8M
-130.2M
132.7M
47M
-118.5M
-335M
-300.2M
-270.3M
-182.3M
-183.7M
-185M
-185.1M
-173.9M
-145.4M
-141.1M
-134.6M
-99.2M
-50.8M
-46.2M
-25.3M
-24.3M
-24.1M
-45.8M
-43.5M
-28.1M
-109M
-5.7M
-6.3M
-4.2M
-80.7M
-8.7M
-7.3M
-13M
-8.6M
-17.7M
-14.6M
-7.2M
-9.4M
-7.4M
-29.8M
-219M
-174K
-129K
-2.1M
(0.0)
-2B
98.2M
-777.8M
287.5M
2.1B
2.4B
1.4B
1.2B
870.8M
1.4B
812.9M
416.8M
-166.9M
-93.9M
-144.9M
877.5M
665.5M
-45.2M
286.6M
540.3M
-2.4B
-1.1B
-303.7M
1B
1.1B
2.1B
1.4B
982.3M
666.8M
1.2B
548.7M
213.4M
-447.5M
-203M
-205M
756.5M
756.7M
243.6M
202.8M
402.9M
CASH FLOW SUMMARY
502M
-284.3M
867.9M
-1.5B
188.4M
1.2B
740.1M
-11.6M
-815.2M
675.7M
-831.4M
814.7M
246.6M
-55M
-405.4M
398.7M
400.7M
12.6M
-143.6M
173.9M
1.9B
2.2B
1.3B
2.8B
2.6B
1.4B
622.6M
634.3M
1.4B
773.7M
1.6B
790.4M
543.8M
598.8M
1B
605.4M
204.7M
192.1M
335.6M
161.8M
2.4B
1.9B
2.2B
1.3B
2.8B
2.6B
1.4B
622.6M
634.3M
1.4B
773.7M
1.6B
790.4M
543.8M
598.8M
1B
605.4M
204.7M
192.1M
335.6M
706M
623.2M
669.8M
1B
647.2M
81.8M
-93.2M
496.3M
511.2M
384.9M
307.4M
298.1M
383.7M
1.8M
148.4M
151.1M
82M
135.8M
79.6M
104.6M

SEC Filings

COLB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 31, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

March 31, 2026
March 31, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 13, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

December 31, 2025
December 31, 2025
2025
Showing 1 to 10 of 477 filings