ChoiceOne Financial Services, Inc.

ChoiceOne Financial Services, Inc.

COFS·NASDAQ

$30.52

-3.4%
Financial ServicesBanks - Regional

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, Lapeer, Macomb, and St. Clair counties, Michigan. The company also operates three loan production offices. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

At a Glance

Live Snapshot
Market Cap$457.04M
EPS2.0200
P/E Ratio15.11
Earnings Date07/24/2026

cofs

Cost of Revenue

Last Annual Value

80.70M

3-Year CAGR

116%

5-Year CAGR

56%

10-Year CAGR

54%

ChoiceOne Financial Services, Inc.

ChoiceOne Financial Services, Inc. Competitors Analysis of Cost of Revenue

COFS · NASDAQ
CompanyCost of Revenue
CAGR 3Y
CAGR 5Y
CAGR 10Y
80.70M
34.4%79.0%55.6% 
119.13M
11.9%61.7%18.2%
93.83M
13.8%53.1%22.6%
61.65M
10.4%N/A22.0%
191.90M
16.8%31.5%16.2%
ACNB logo
ACNB Corporation
NASDAQ:ACNB
44.85M
69.8%45.1%27.6%
185.13M
4.5%45.4%20.7%
46.63M
12.4%44.1%N/A
80.06M
16.1%51.9%22.2%
154.01M
9.6%44.4%29.3%
119.28M
9.6%84.8%17.1%
ChoiceOne Financial Services, Inc.

ChoiceOne Financial Services, Inc. Fair Value Envelope

COFS · NASDAQ

Our analysis suggests that COFS has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $30.52, this represents a potential HIDDEN relative to our calculated worth for ChoiceOne Financial Services, Inc..

Intrinsic Value
Current Price: $30.52